Lowest-fee High Growth KiwiSaver scheme funds
129 High Growth KiwiSaver scheme funds in our coverage, with annual fees ranging from 0.03% to 2.01% (median 0.86%).
KiwiSaver scheme funds classified as High Growth or Aggressive (typically 90%+ growth assets).
General Information Only: This page provides factual data for comparison purposes and does not constitute financial advice. Individual circumstances vary.Read our disclosure
Ranked by annual fee (lowest first)
| # | Fund | Scheme | Annual fee | 1y return | 5y avg | Fund size |
|---|---|---|---|---|---|---|
| 1 | Investnow Foundation Series Hedged Us 500 Fund | Fundrock | 0.03% | No 1-year return figure held for this fund. | No 5-year average return figure held. Recorded fund start date 8 February 2024 is less than five years before March 2026. | $10M |
| 2 | Investnow Foundation Series Us 500 Fund | Fundrock | 0.03% | No 1-year return figure held for this fund. | No 5-year average return figure held. Recorded fund start date 17 February 2023 is less than five years before March 2026. | $1M |
| 3 | Investnow Foundation Series Total World Fund | Fundrock | 0.07% | No 1-year return figure held for this fund. | No 5-year average return figure held. Recorded fund start date 17 February 2023 is less than five years before March 2026. | $164M |
| 4 | Investnow Foundation Series Hedged Total World Fund | Fundrock | 0.07% | No 1-year return figure held for this fund. | No 5-year average return figure held. Recorded fund start date 8 February 2024 is less than five years before March 2026. | $24M |
| 5 | Sharesies Us500 Fund | Sharesies | 0.09% | 29.57% | No 5-year average return figure held. Recorded fund start date 20 March 2025 is less than five years before March 2026. | $326M |
| 6 | High Growth Fund | Simplicity | 0.24% | 19.57% | No 5-year average return figure held. Recorded fund start date 28 April 2023 is less than five years before March 2026. | $1914M |
| 7 | Kernel Nz Small & Mid Cap Opportunities Fund | Kernel | 0.25% | 11.94% | -1.93% | $45M |
| 8 | Kernel S&P Global Dividend Aristocrats Fund | Kernel | 0.25% | 13.80% | 9.63% | $5M |
| 9 | Kernel High Growth Fund | Kernel | 0.25% | 15.79% | No 5-year average return figure held. Recorded fund start date 11 April 2022 is less than five years before March 2026. | $1062M |
| 10 | Kernel Nz 50 Esg Tilted Fund | Kernel | 0.25% | 4.98% | No 5-year average return figure held. Recorded fund start date 11 April 2022 is less than five years before March 2026. | $55M |
| 11 | Kernel S&P 500 (Unhedged) Fund | Kernel | 0.25% | 15.10% | No 5-year average return figure held. Recorded fund start date 11 November 2024 is less than five years before March 2026. | $28M |
| 12 | Kernel S&P 500 (Nzd Hedged) Fund | Kernel | 0.25% | 12.56% | No 5-year average return figure held. Recorded fund start date 11 April 2022 is less than five years before March 2026. | $140M |
| 13 | Kernel Nz 20 Fund | Kernel | 0.25% | 3.01% | No 5-year average return figure held. Recorded fund start date 11 April 2022 is less than five years before March 2026. | $263M |
| 14 | Kernel Nz Commercial Property Fund | Kernel | 0.25% | 7.45% | -2.75% | $140M |
| 15 | Kernel Global Esg (Nzd Hedged) Fund | Kernel | 0.25% | 14.23% | No 5-year average return figure held. Recorded fund start date 3 July 2023 is less than five years before March 2026. | $436M |
| 16 | Kernel Global Property (Nzd Hedged) Fund | Kernel | 0.25% | 4.00% | No 5-year average return figure held. Recorded fund start date 11 April 2022 is less than five years before March 2026. | $251M |
| 17 | Investnow Mercer Nz Shares Passive Fund | Fundrock | 0.36% | No 1-year return figure held for this fund. | No 5-year average return figure held for this fund. | $4M |
| 18 | Investnow Mercer All Country Global Shares Index Fund | Fundrock | 0.43% | 6.59% | No 5-year average return figure held for this fund. | $20M |
| 19 | BNZ Kiwisaver High Growth Fund | BNZ | 0.45% | 11.42% | No 5-year average return figure held. Recorded fund start date 28 November 2023 is less than five years before March 2026. | $478M |
| 20 | Kernel S&P Global Clean Energy Fund | Kernel | 0.45% | 85.34% | No 5-year average return figure held. Recorded fund start date 11 April 2022 is less than five years before March 2026. | $2M |
| 21 | Automatic Fund (Age 20) | SuperEasy | 0.51% | No 1-year return figure held for this fund. | 11.22% | $0M |
| 22 | US 500 Fund | Smartshares | 0.54% | 28.20% | 16.09% | $128M |
| 23 | US Large Value Fund | Smartshares | 0.57% | 32.64% | 15.20% | $15M |
| 24 | US Small Cap Fund | Smartshares | 0.57% | 36.34% | 10.14% | $7M |
| 25 | US Mid Cap Fund | Smartshares | 0.57% | 22.62% | 10.50% | $5M |
| 26 | Overseas Shares (Currency Hedged) Fund | Smartshares | 0.58% | 21.98% | 10.71% | $32M |
| 27 | Global Property Fund | Smartshares | 0.58% | 11.90% | 0.66% | $17M |
| 28 | Total World Fund | Smartshares | 0.58% | 30.67% | 13.32% | $38M |
| 29 | Total World (Nzd Hedged) Fund | Smartshares | 0.58% | 21.13% | 9.40% | $10M |
| 30 | Overseas Shares Fund | Smartshares | 0.58% | 28.64% | 13.95% | $41M |
| 31 | Nz Property Fund | Smartshares | 0.59% | 4.65% | -2.82% | $8M |
| 32 | Nz Top 10 Fund | Smartshares | 0.59% | 6.71% | 0.91% | $4M |
| 33 | Australian Financials Fund | Smartshares | 0.59% | 12.69% | 13.16% | $16M |
| 34 | Australian Resources Fund | Smartshares | 0.59% | 65.48% | 12.08% | $29M |
| 35 | Europe Fund | Smartshares | 0.59% | 22.41% | 11.34% | $18M |
| 36 | Australian Shares Fund | Smartshares | 0.59% | 12.62% | 7.95% | $25M |
| 37 | Australian Mid Cap Fund | Smartshares | 0.59% | 19.27% | 8.59% | $33M |
| 38 | Nz Dividend Fund | Smartshares | 0.59% | 15.77% | 3.20% | $4M |
| 39 | Australian Top 20 Fund | Smartshares | 0.59% | 23.64% | 9.68% | $8M |
| 40 | Australian Dividend Fund | Smartshares | 0.59% | 18.63% | 9.11% | $3M |
| 41 | Australian Property Fund | Smartshares | 0.59% | 12.28% | 3.36% | $3M |
| 42 | Asia Pacific Fund | Smartshares | 0.59% | 53.17% | 12.80% | $16M |
| 43 | Nz Top 50 Fund | Smartshares | 0.59% | 6.25% | 0.14% | $54M |
| 44 | Nz Mid Cap Fund | Smartshares | 0.59% | 9.16% | 0.76% | $7M |
| 45 | Nz Shares Fund | Smartshares | 0.59% | 6.29% | 0.16% | $25M |
| 46 | Investnow Te Ahumairangi Global Equity Fund | Fundrock | 0.62% | No 1-year return figure held for this fund. | No 5-year average return figure held. Recorded fund start date 18 November 2021 is less than five years before March 2026. | $34M |
| 47 | Superlife Age Steps - Age 20 | Smartshares | 0.63% | 20.33% | 7.89% | $1M |
| 48 | Us Large Growth Fund | Smartshares | 0.67% | No 1-year return figure held for this fund. | 17.61% | $132M |
| 49 | S&P/Nzx 50 Fund | Smartshares | 0.69% | 4.29% | -0.22% | $5M |
| 50 | S&P/Asx 200 Fund | Smartshares | 0.69% | 19.20% | 8.77% | $6M |
| 51 | High Growth Fund | Westpac | 0.70% | No 1-year return figure held for this fund. | No 5-year average return figure held. Recorded fund start date 25 September 2024 is less than five years before March 2026. | $915M |
| 52 | Aggressive Strategy | Koura | 0.73% | 15.98% | No 5-year average return figure held. Recorded fund start date 15 April 2024 is less than five years before March 2026. | $0M |
| 53 | New Zealand Equities Fund | Koura | 0.73% | No 1-year return figure held for this fund. | 2.31% | $51M |
| 54 | Superlife High Growth Fund | Smartshares | 0.73% | 12.54% | 6.67% | $752M |
| 55 | Us Equities Fund | Koura | 0.73% | No 1-year return figure held for this fund. | 14.51% | $155M |
| 56 | Rest Of World Equities Fund | Koura | 0.73% | No 1-year return figure held for this fund. | 9.06% | $54M |
| 57 | Emerging Markets Fund | Smartshares | 0.73% | 28.93% | 7.10% | $32M |
| 58 | Emerging Markets Equities Fund | Koura | 0.73% | No 1-year return figure held for this fund. | 7.38% | $33M |
| 59 | Aggressive Fund | ASB | 0.75% | No 1-year return figure held for this fund. | No 5-year average return figure held. Recorded fund start date 22 November 2023 is less than five years before March 2026. | $1113M |
| 60 | High Growth Fund | Consilium | 0.80% | No 1-year return figure held. Recorded fund start date 15 April 2025 is less than one year before March 2026. | No 5-year average return figure held. Recorded fund start date 15 April 2025 is less than five years before March 2026. | $13M |
| 61 | AMP Australasian Shares Fund | AMP | 0.83% | 4.81% | 1.33% | $8M |
| 62 | AMP Aggressive Fund (Lifesteps) | AMP | 0.85% | 13.26% | 6.70% | $167M |
| 63 | AMP International Shares Fund | AMP | 0.85% | No 1-year return figure held for this fund. | 12.52% | $53M |
| 64 | AMP Aggressive Fund | AMP | 0.85% | No 1-year return figure held for this fund. | 6.70% | $1089M |
| 65 | High Growth Fund | Mercer | 0.86% | 19.53% | 6.15% | $82M |
| 66 | Investnow Russell Investments Hedged Global Shares Fund | Fundrock | 0.86% | No 1-year return figure held for this fund. | No 5-year average return figure held for this fund. | $4M |
| 67 | AMP International Shares Fund No. 2 | AMP | 0.86% | No 1-year return figure held for this fund. | 12.76% | $57M |
| 68 | Summer Global Equities | Summer | 0.89% | 16.06% | 7.47% | $46M |
| 69 | Sustainable High Growth Fund | Mercer | 0.89% | No 1-year return figure held for this fund. | 8.33% | $422M |
| 70 | Summer New Zealand Equities | Summer | 0.90% | 7.49% | 1.98% | $19M |
| 71 | Summer Australian Equities | Summer | 0.90% | 10.68% | 7.63% | $18M |
| 72 | Summer Listed Property | Summer | 0.90% | 4.53% | -2.29% | $8M |
| 73 | Sustainable International Share | ANZ | 0.90% | No 1-year return figure held for this fund. | 13.87% | $62M |
| 74 | High Growth Fund | ANZ | 0.95% | No 1-year return figure held for this fund. | No 5-year average return figure held. Recorded fund start date 3 August 2023 is less than five years before March 2026. | $778M |
| 75 | Sustainable Shares Fund | Mercer | 0.95% | No 1-year return figure held for this fund. | 8.69% | $73M |
| 76 | High Growth Fund | ANZ | 0.95% | No 1-year return figure held for this fund. | No 5-year average return figure held. Recorded fund start date 3 August 2023 is less than five years before March 2026. | $64M |
| 77 | International Share Fund | ANZ | 0.96% | No 1-year return figure held for this fund. | 9.77% | $86M |
| 78 | Shares Fund | Mercer | 0.96% | 12.99% | 6.52% | $42M |
| 79 | Aggressive Fund | MAS | 0.98% | No 1-year return figure held for this fund. | 7.90% | $268M |
| 80 | Global Equities Fund | MAS | 0.99% | No 1-year return figure held for this fund. | 8.85% | $175M |
| 81 | International Property Fund | ANZ | 0.99% | No 1-year return figure held for this fund. | 3.80% | $7M |
| 82 | Australasian Share Fund | ANZ | 0.99% | No 1-year return figure held for this fund. | 1.67% | $33M |
| 83 | Australasian Property Fund | ANZ | 1.01% | No 1-year return figure held for this fund. | 0.14% | $18M |
| 84 | Investnow Salt Enhanced Property Fund | Fundrock | 1.02% | No 1-year return figure held for this fund. | No 5-year average return figure held for this fund. | $2M |
| 85 | Investnow Clarity Global Shares Fund | Fundrock | 1.07% | No 1-year return figure held for this fund. | No 5-year average return figure held for this fund. | $5M |
| 86 | Investnow Castle Point Trans-Tasman Fund | Fundrock | 1.08% | No 1-year return figure held for this fund. | No 5-year average return figure held for this fund. | $0M |
| 87 | Sharesies Milford Aggressive Fund | Sharesies | 1.15% | 9.80% | No 5-year average return figure held. Recorded fund start date 29 February 2024 is less than five years before March 2026. | $221M |
| 88 | Milford Kiwisaver Aggressive Fund | Milford | 1.15% | 9.69% | 6.78% | $3350M |
| 89 | Investnow Milford Aggressive Fund | Fundrock | 1.15% | 9.85% | No 5-year average return figure held. Recorded fund start date 18 July 2023 is less than five years before March 2026. | $11M |
| 90 | Aggressive Fund | Fisher | 1.16% | 5.78% | No 5-year average return figure held. Recorded fund start date 26 March 2025 is less than five years before March 2026. | $574M |
| 91 | Lifestages Auto Option Age 0 - 49 | SBS | 1.17% | No 1-year return figure held for this fund. | 9.20% | $136M |
| 92 | SBS Wealth High Growth Fund | SBS | 1.17% | No 1-year return figure held for this fund. | 9.39% | $477M |
| 93 | Global Fund | Generate | 1.18% | 21.19% | No 5-year average return figure held. Recorded fund start date 30 April 2025 is less than five years before March 2026. | $56M |
| 94 | Thematic Fund | Generate | 1.18% | 24.20% | No 5-year average return figure held. Recorded fund start date 30 April 2025 is less than five years before March 2026. | $117M |
| 95 | Australasian Fund | Generate | 1.19% | 5.56% | No 5-year average return figure held. Recorded fund start date 30 April 2025 is less than five years before March 2026. | $7M |
| 96 | Investnow Mint Australasian Equity Fund | Fundrock | 1.19% | No 1-year return figure held for this fund. | No 5-year average return figure held for this fund. | $1M |
| 97 | Investnow Harbour T. Rowe Price Global Equity Fund | Fundrock | 1.19% | No 1-year return figure held for this fund. | No 5-year average return figure held for this fund. | $10M |
| 98 | Investnow Harbour Australasian Equity Focus Fund | Fundrock | 1.20% | No 1-year return figure held for this fund. | No 5-year average return figure held for this fund. | $2M |
| 99 | Strategic High Growth Fund | Koura | 1.20% | 25.10% | No 5-year average return figure held. Recorded fund start date 9 December 2024 is less than five years before March 2026. | $24M |
| 100 | Clean Energy Fund | Koura | 1.20% | No 1-year return figure held for this fund. | No 5-year average return figure held. Recorded fund start date 23 May 2022 is less than five years before March 2026. | $4M |
| 101 | Nz Property Fund | Koura | 1.20% | 1.55% | No 5-year average return figure held. Recorded fund start date 23 May 2022 is less than five years before March 2026. | $3M |
| 102 | Bitcoin Fund | Koura | 1.20% | No 1-year return figure held for this fund. | No 5-year average return figure held. Recorded fund start date 23 May 2022 is less than five years before March 2026. | $11M |
| 103 | Investnow Antipodes Global Value Fund | Fundrock | 1.21% | 28.03% | No 5-year average return figure held. Recorded fund start date 18 November 2021 is less than five years before March 2026. | $8M |
| 104 | Goalsgetter Amova Sri Equity Fund | Nikko | 1.23% | No 1-year return figure held for this fund. | 2.40% | $2M |
| 105 | Glidepath Age 25 | Fisher | 1.24% | No 1-year return figure held for this fund. | No 5-year average return figure held. Recorded fund start date 26 March 2025 is less than five years before March 2026. | — |
| 106 | Castle Point 5 Oceans Fund | Smartshares | 1.26% | 11.66% | 4.25% | $1M |
| 107 | Quaystreet International Equity (Nzd Hedged) Fund | Smartshares | 1.27% | No 1-year return figure held for this fund. | No 5-year average return figure held. Recorded fund start date 19 April 2024 is less than five years before March 2026. | $1M |
| 108 | Quaystreet International Equity Fund | Smartshares | 1.27% | No 1-year return figure held for this fund. | 13.91% | $37M |
| 109 | Focused Growth Fund | Generate | 1.27% | 16.61% | 8.03% | $5511M |
| 110 | High Growth Fund | Booster | 1.30% | 9.39% | 5.71% | $955M |
| 111 | Socially Responsible High Growth Fund | Booster | 1.35% | No 1-year return figure held for this fund. | 8.85% | $904M |
| 112 | Investnow Macquarie Global Listed Real Estate Fund | Fundrock | 1.35% | No 1-year return figure held for this fund. | No 5-year average return figure held for this fund. | $0M |
| 113 | Quaystreet New Zealand Equity Fund | Smartshares | 1.37% | No 1-year return figure held for this fund. | 2.21% | $14M |
| 114 | Asset Class Growth Fund | Booster | 1.37% | 12.10% | 6.35% | $151M |
| 115 | Investnow Generate Focused Growth Fund | Fundrock | 1.39% | No 1-year return figure held for this fund. | No 5-year average return figure held. Recorded fund start date 1 May 2023 is less than five years before March 2026. | $11M |
| 116 | Shielded Growth Fund | Booster | 1.41% | No 1-year return figure held for this fund. | 7.00% | $14M |
| 117 | Stepping Stones 0-35 | Generate | 1.41% | No 1-year return figure held for this fund. | 9.65% | $59M |
| 118 | Stepping Stones Growth 0-50 | Generate | 1.41% | No 1-year return figure held for this fund. | 9.81% | $137M |
| 119 | Goalsgetter Amova Global Shares Fund | Nikko | 1.43% | No 1-year return figure held for this fund. | 13.41% | $10M |
| 120 | Socially Responsible Geared Growth Fund | Booster | 1.46% | No 1-year return figure held for this fund. | No 5-year average return figure held. Recorded fund start date 30 March 2022 is less than five years before March 2026. | $166M |
| 121 | Geared Growth Fund | Booster | 1.50% | No 1-year return figure held for this fund. | 9.37% | $719M |
| 122 | Sharesies Pie Global Growth 2 Fund | Sharesies | 1.52% | No 1-year return figure held for this fund. | No 5-year average return figure held. Recorded fund start date 25 January 2023 is less than five years before March 2026. | $75M |
| 123 | Inflation Strategy | NZ Funds | 1.52% | 7.49% | -2.27% | $214M |
| 124 | Goalsgetter Amova Ark Disruptive Innovation Fund | Nikko | 1.53% | No 1-year return figure held for this fund. | No 5-year average return figure held for this fund. | $33M |
| 125 | Milford Aggressive Fund | AMP | 1.57% | No 1-year return figure held for this fund. | No 5-year average return figure held. Recorded fund start date 23 February 2022 is less than five years before March 2026. | $76M |
| 126 | Goalsgetter Generate Thematic Fund | Nikko | 1.59% | No 1-year return figure held for this fund. | No 5-year average return figure held. Recorded fund start date 6 May 2024 is less than five years before March 2026. | $1M |
| 127 | Goalsgetter Generate Focused Growth Fund | Nikko | 1.71% | 5.85% | No 5-year average return figure held. Recorded fund start date 9 May 2024 is less than five years before March 2026. | $11M |
| 128 | Life Cycle - Age 0-54 | NZ Funds | 1.87% | No 1-year return figure held for this fund. | 9.07% | $658M |
| 129 | Growth Strategy | NZ Funds | 2.01% | 9.38% | 1.55% | $955M |
About “—” in return figures: it means no figure is held, not a return of zero. Of the 129 funds listed, 70 have a 1-year return and 77 have a 5-year average return. Figures are drawn from fund disclosures on the FMA Disclose register, chiefly quarterly fund updates. Each fund shows the most recent figure held, with 1-year returns up to June 2026; the latest quarter broadly covered across all funds is March 2026. A fund too new to report a period has no figure for it; other gaps are figures not yet captured from the updates ingested so far.
Sourced from each scheme's most recent FMA-filed Quarterly Fund Update. Annual-fee ranking is mechanical — does not factor in returns, risk, manager skill, or asset-allocation differences. Past performance is not a reliable indicator of future returns.
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Disclaimer: This page provides general information only and does not constitute financial advice under the Financial Markets Conduct Act 2013. FundCompare.co.nz is not a licensed Financial Advice Provider (FAP).
We do not assess suitability, make recommendations, or provide personalised advice. The information shown is sourced from publicly available data and may not reflect current offerings. Past performance is not a reliable indicator of future returns. Investment returns can be negative, and you may receive back less than you invested.
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