Generate Investment Management Limited
The Generate KiwiSaver Scheme is operated by Generate Investment Management Limited. As of the latest reporting period, the scheme has 226,465 members and manages $8.78 billion in assets. Members can choose from 21 funds within a KiwiSaver scheme, providing a range of investment options across different risk profiles and investment objectives.
The scheme charges an average annual fee of 1.30% across its funds. Members can select from Aggressive, Conservative, Growth, Balanced, and Defensive fund types within a KiwiSaver scheme, allowing them to align their investment approach with their personal circumstances and time horizon. This type of scheme structure suits members seeking diversified investment choices managed by a professional fund manager. This information is general in nature only and does not constitute financial advice.
Assets
$10B
Total value
Average Return
3.68%
Five year
Average Fee 💰
1.25%
One Year
Total Investors
235.2K
Across all funds
FUND NAME | RISK LEVEL | 5Y RETURN | FEE💰 | Value | Growth Assets | Start Date |
|---|---|---|---|---|---|---|
| Growth Fund | Growth | 6.74% | 1.25% | $2B | 6.65% | 16-04-2013 |
| Australasian Fund | Aggressive | No 5-year average return figure held. Recorded fund start date 30 April 2025 is less than five years before March 2026. | 1.19% | $7M | 10.75% | 30-04-2025 |
| Conservative Fund | Conservative | No 5-year average return figure held. Recorded fund start date 16 May 2022 is less than five years before March 2026. | 1.08% | $179M | 0.7% | 16-05-2022 |
| Stepping Stones 0-35 | Aggressive | 9.65% | 1.41% | $59M | 94.26% | 16-04-2013 |
| Stepping Stones 76+ | Conservative | No 5-year average return figure held. Recorded fund start date 16 May 2022 is less than five years before March 2026. | 1.21% | $993K | 20.06% | 16-05-2022 |
| Moderate Fund | Balanced | 4.5% | 1.14% | $838M | 2.4% | 16-04-2013 |
| Stepping Stones Growth 0-50 | Aggressive | 9.81% | 1.41% | $137M | 94.26% | 06-09-2016 |
| Balanced Fund | Balanced | No 5-year average return figure held. Recorded fund start date 16 May 2022 is less than five years before March 2026. | 1.24% | $500M | 20.71% | 16-05-2022 |
| Global Fund | Aggressive | No 5-year average return figure held. Recorded fund start date 30 April 2025 is less than five years before March 2026. | 1.18% | $56M | 3.75% | 30-04-2025 |
| Stepping Stones 61-64 | Balanced | 4.88% | 1.26% | $28M | 40.19% | 16-04-2013 |
| Stepping Stones 36-45 | Growth | 7.96% | 1.39% | $73M | 79.67% | 16-04-2013 |
| Stepping Stones Growth 56-60 | Balanced | 6.15% | 1.36% | $34M | 60.1% | 06-09-2016 |
| Stepping Stones 65-75 | Conservative | No 5-year average return figure held. Recorded fund start date 16 May 2022 is less than five years before March 2026. | 1.22% | $16M | 30.12% | 16-05-2022 |
| Focused Growth Fund | Aggressive | 8.03% | 1.27% | $6B | 69.59% | 16-04-2013 |
| Cashplus Fund | Defensive | No 5-year average return figure held. Recorded fund start date 16 May 2022 is less than five years before March 2026. | 0.91% | $132M | N/A | 16-05-2022 |
| Stepping Stones 46-55 | Balanced | 6.15% | 1.36% | $73M | 60.1% | 16-04-2013 |
| Stepping Stones Growth 76+ | Conservative | No 5-year average return figure held. Recorded fund start date 16 May 2022 is less than five years before March 2026. | 1.21% | $608K | 20.06% | 16-05-2022 |
| Stepping Stones Growth 61-75 | Balanced | No 5-year average return figure held. Recorded fund start date 16 May 2022 is less than five years before March 2026. | 1.26% | $30M | 40.19% | 16-05-2022 |
| Thematic Fund | Aggressive | No 5-year average return figure held. Recorded fund start date 30 April 2025 is less than five years before March 2026. | 1.18% | $117M | 4.96% | 30-04-2025 |
| Stepping Stones 56-60 | Balanced | 5.49% | 1.3% | $38M | 50.14% | 16-04-2013 |
| Stepping Stones Growth 51-55 | Growth | 7.96% | 1.39% | $37M | 79.67% | 06-09-2016 |
About “N/A” in return figures: it means no figure is held, not a return of zero. Of the 21 funds listed, 11 have a 5-year average return. Figures are drawn from fund disclosures on the FMA Disclose register, chiefly quarterly fund updates. Each fund shows the most recent figure held; the latest quarter broadly covered across all funds is March 2026. A fund too new to report a period has no figure for it; other gaps are figures not yet captured from the updates ingested so far.
Governance & relationships
- Manager
- GENERATE INVESTMENT MANAGEMENT LIMITED(NZ Limited Company)
- FSP registration
- FSP FSP271005verify on FSPR ↗
- NZBN
- 9429030374034verify on NZBN ↗
- Supervisor
- Data being compiled from PDS filings
- Custodian
- Data being compiled from PDS filings
- Auditor
- Data being compiled from Annual Reports
Manager identity sourced from the most recent FMA-filed Quarterly Fund Update. See the cross-scheme manager relationships map to see whether this manager operates across multiple schemes.
FMA Disclose filings (7)
Quarterly Fund Updates, Product Disclosure Statements, SIPOs, and Annual Reports indexed from the FMA Disclose register. Click into a filing for the per-fund extracted data.
| Period | Type | Source PDFs | Status | Filing page |
|---|---|---|---|---|
| 2026-Q2 | QFU | 9 PDFs | Extracted | Open filing → |
| 2026-Q1 | QFU | 9 PDFs | Extracted | Open filing → |
| 2025-Q4 | QFU | 9 PDFs | Extracted | Open filing → |
| 2025-Q3 | QFU | 9 PDFs | Extracted | Open filing → |
| 2025-Q2 | QFU | 9 PDFs | Extracted | Open filing → |
| 2025-Q1 | QFU | 6 PDFs | Extracted | Open filing → |
| 2026-05-25 | PDS | 1 PDF | Pending | Open filing → |
Source: FMA Disclose register. Filings auto-refresh weekly via the FundCompare ingestion pipeline.
AI · API · Markdown
Machine-readable surfaceEvery provider page on FundCompare ships with structured JSON and a plain-markdown summary alongside the HTML — so LLMs, MCP clients, and analysts can cite the same regulator-sourced data the page renders. Source documents come from FMA Disclose, IRD, and Sorted Fund Finder.
Identifiers
- Short name
- Generate
- Funds operated
- 21
- Scheme(s)
- Generate KiwiSaver Scheme
Endpoints for Generate Investment Management Limited
One-click MCP install
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Opens VS Code MCP install dialog
Full per-client guide + ChatGPT GPT setup at /api/mcp.
Quick examples
cURL
curl -s "https://fundcompare.co.nz/api/provider/generate/facts.json" | jq .Python
import requests
data = requests.get("https://fundcompare.co.nz/api/provider/generate/facts.json").json()
print(data["fund_name" if "provider" == "fund" else "name"])MCP (Claude Desktop / ChatGPT)
# Claude Code (CLI):
claude mcp add --transport http fundcompare https://fundcompare.co.nz/mcp
# Cursor / Cline / Continue (settings JSON):
{ "mcpServers": { "fundcompare": { "url": "https://fundcompare.co.nz/mcp" } } }
# Claude Desktop (UI): Settings → Connectors → Add custom connector
# URL: https://fundcompare.co.nz/mcp
# Claude Desktop via JSON (uses npx mcp-remote bridge):
{ "mcpServers": { "fundcompare": {
"command": "npx", "args": ["-y", "mcp-remote", "https://fundcompare.co.nz/mcp"]
} } }
# Tools: search_funds, get_fund, get_provider, get_qfu_filing — anonymous, free.FundCompare is not a Financial Advice Provider. Data is sourced from FMA Disclose, IRD, and Sorted Fund Finder. The endpoints above are free, public, and cached for one hour. KiwiSaver® is a registered trademark of Inland Revenue.
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