General Information Only
This page displays publicly available fund data for index/passive strategies. Past performance is not a reliable indicator of future returns. This is not financial advice.
Index/Passive KiwiSaver Funds 2025
View all 20 Index/Passive KiwiSaver scheme funds sorted by 5-year returns. Data from FMA reports, updated October 2025.
About Index/Passive KiwiSaver Funds
Index funds (also called passive funds) track market indices rather than trying to beat them. They invest in a broad selection of assets matching an index (like the NZX 50 or S&P 500), without active stock picking by fund managers.
Characteristics of Index Funds:
- • Fee structure: Index funds typically have lower fees than actively managed funds
- • Diversification: Invest across a broad range of companies within the tracked index
- • Investment approach: Returns aim to match the index, not beat it
- • Transparency: Holdings typically match the underlying index
Note: Different investment approaches have different characteristics. If you need advice on which approach may be suitable for your circumstances, consult a licensed Financial Advice Provider.
Index Fund Data (Sorted by 5-Year Return)
Sorted by 5-year average return (highest to lowest). You may use this data for your own comparison.
| # | Fund Name | Provider | 5-Year Return | Fees | Risk | Members |
|---|---|---|---|---|---|---|
| 1 | Growth Fund | Simplicity | 6.01% | 0.25% | 1/7 | 44k |
| 2 | Balanced Fund | Simplicity | 4.35% | 0.25% | 1/7 | 14k |
| 3 | Conservative Fund | Simplicity | 1.80% | 0.25% | 1/7 | 3k |
| 4 | Kernel High Growth Fund |
Compare Other Fund Types
Compare Fund Data
Use our comparison tool to sort and filter by fees, returns, and provider.
View Comparison ToolData source: FMA KiwiSaver Quarterly Reports, provider Product Disclosure Statements. Last updated: May 2026.
Disclaimer: Past performance does not guarantee future results. This is not financial advice. Consult a licensed financial adviser before making investment decisions.
