Aggressive KiwiSaver Scheme Funds Comparison
Compare all 77 Aggressive/High Growth KiwiSaver scheme funds ranked by 5-year returns. Based on real FMA data, updated October 2025.
Total Aggressive Funds
77
High growth options
Average Return
7.18%
5-year average
Average Fees
0.87%
Annual fees
Strongest 5-yr return
17.61%
Us Large Growth Fund...
What are Aggressive KiwiSaver Scheme Funds?
Aggressive funds (also called High Growth) invest 80-100% in growth assets like shares and property, with minimal or no allocation to income assets. They target maximum long-term returns but experience the highest volatility.
✅ Suited to:
- • Ages 18-40 typically
- • High risk tolerance
- • 20+ years to retirement
- • Experienced investors comfortable with volatility
⚠️ Consider Instead If:
- • You want slightly less risk → Growth funds
- • You're uncomfortable with large market drops → Balanced funds
- • You're within 15 years of retirement → Growth funds
All Aggressive Funds Ranked by Performance
| Rank | Fund Name | Provider | 5-Year Return | Fees | Risk | Members |
|---|---|---|---|---|---|---|
| #1 | Us Large Growth Fund | Smartshares | 17.61% | 0.67% | 6/7 | 4k |
| #2 | US 500 Fund | Smartshares | 16.09% | 0.54% | 5/7 | 3k |
| #3 | US Large Value Fund | Smartshares | 15.20% | 0.57% | 5/7 | 1k |
| #4 | Us Equities Fund | Koura | 14.51% | 0.73% | 6/7 | 8k |
| #5 | Overseas Shares Fund | Smartshares | 13.95% | 0.58% | 5/7 | 2k |
| #6 | Quaystreet International Equity Fund | Smartshares | 13.91% | 1.27% | 5/7 | 1k |
| #7 | Sustainable International Share | ANZ | 13.87% | 0.90% | 5/7 | 1k |
| #8 | Goalsgetter Amova Global Shares Fund | Nikko | 13.41% | 1.43% | 5/7 | 0k |
| #9 | Total World Fund | Smartshares | 13.32% | 0.58% | 5/7 | 1k |
| #10 | Australian Financials Fund | Smartshares | 13.16% | 0.59% | 6/7 | 1k |
| #11 | Asia Pacific Fund | Smartshares | 12.80% | 0.59% | 4/7 | 1k |
| #12 | AMP International Shares Fund No. 2 | AMP | 12.76% | 0.86% | 5/7 | 2k |
| #13 | AMP International Shares Fund | AMP | 12.52% | 0.85% | 5/7 | 2k |
| #14 | Australian Resources Fund | Smartshares | 12.08% | 0.59% | 6/7 | 1k |
| #15 | Europe Fund | Smartshares | 11.34% | 0.59% | 5/7 | 1k |
| #16 | Automatic Fund (Age 20) | SuperEasy | 11.22% | 0.51% | 5/7 | 0k |
| #17 | Overseas Shares (Currency Hedged) Fund | Smartshares | 10.71% | 0.58% | 5/7 | 2k |
| #18 | US Mid Cap Fund | Smartshares | 10.50% | 0.57% | 5/7 | 1k |
| #19 | US Small Cap Fund | Smartshares | 10.14% | 0.57% | 6/7 | 1k |
| #20 | Stepping Stones Growth 0-50 | Generate | 9.81% | 1.41% | 5/7 | 3k |
| #21 | International Share Fund | ANZ | 9.77% | 0.96% | 5/7 | 1k |
| #22 | Australian Top 20 Fund | Smartshares | 9.68% | 0.59% | 5/7 | 1k |
| #23 | Stepping Stones 0-35 | Generate | 9.65% | 1.41% | 5/7 | 4k |
| #24 | Kernel S&P Global Dividend Aristocrats Fund | Kernel | 9.63% | 0.25% | 5/7 | 0k |
| #25 | Total World (Nzd Hedged) Fund | Smartshares | 9.40% | 0.58% | 5/7 | 0k |
| #26 | SBS Wealth High Growth Fund | SBS | 9.39% | 1.17% | 5/7 | 18k |
| #27 | Geared Growth Fund | Booster | 9.37% | 1.50% | 5/7 | 16k |
| #28 | Lifestages Auto Option Age 0 - 49 | SBS | 9.20% | 1.17% | 5/7 | 6k |
| #29 | Australian Dividend Fund | Smartshares | 9.11% | 0.59% | 5/7 | 0k |
| #30 | Life Cycle - Age 0-54 | NZ Funds | 9.07% | 1.87% | 6/7 | 16k |
| #31 | Rest Of World Equities Fund | Koura | 9.06% | 0.73% | 5/7 | 8k |
| #32 | Global Equities Fund | MAS | 8.85% | 0.99% | 5/7 | 2k |
| #33 | Socially Responsible High Growth Fund | Booster | 8.85% | 1.35% | 5/7 | 20k |
| #34 | S&P/Asx 200 Fund | Smartshares | 8.77% | 0.69% | 5/7 | 0k |
| #35 | Sustainable Shares Fund | Mercer | 8.69% | 0.95% | 5/7 | 2k |
| #36 | Australian Mid Cap Fund | Smartshares | 8.59% | 0.59% | 6/7 | 1k |
| #37 | Sustainable High Growth Fund | Mercer | 8.33% | 0.89% | 4/7 | 8k |
| #38 | Focused Growth Fund | Generate | 8.03% | 1.27% | 5/7 | 119k |
| #39 | Australian Shares Fund | Smartshares | 7.95% | 0.59% | 5/7 | 2k |
| #40 | Aggressive Fund | MAS | 7.90% | 0.98% | 5/7 | 4k |
| #41 | Superlife Age Steps - Age 20 | Smartshares | 7.89% | 0.63% | 5/7 | 0k |
| #42 | Summer Australian Equities | Summer | 7.63% | 0.90% | 5/7 | 1k |
| #43 | Summer Global Equities | Summer | 7.47% | 0.89% | 5/7 | 1k |
| #44 | Emerging Markets Equities Fund | Koura | 7.38% | 0.73% | 5/7 | 8k |
| #45 | Emerging Markets Fund | Smartshares | 7.10% | 0.73% | 5/7 | 3k |
| #46 | Shielded Growth Fund | Booster | 7.00% | 1.41% | 4/7 | 1k |
| #47 | Milford Kiwisaver Aggressive Fund | Milford | 6.78% | 1.15% | 5/7 | 61k |
| #48 | AMP Aggressive Fund (Lifesteps) | AMP | 6.70% | 0.85% | 4/7 | 13k |
| #49 | AMP Aggressive Fund | AMP | 6.70% | 0.85% | 4/7 | 30k |
| #50 | Superlife High Growth Fund | Smartshares | 6.67% | 0.73% | 5/7 | 21k |
| #51 | Shares Fund | Mercer | 6.52% | 0.96% | 5/7 | 1k |
| #52 | Asset Class Growth Fund | Booster | 6.35% | 1.37% | 5/7 | 3k |
| #53 | High Growth Fund | Mercer | 6.15% | 0.86% | 5/7 | 2k |
| #54 | High Growth Fund | Booster | 5.71% | 1.30% | 4/7 | 29k |
| #55 | Castle Point 5 Oceans Fund | Smartshares | 4.25% | 1.26% | 3/7 | 0k |
| #56 | International Property Fund | ANZ | 3.80% | 0.99% | 6/7 | 0k |
| #57 | Australian Property Fund | Smartshares | 3.36% | 0.59% | 6/7 | 0k |
| #58 | Nz Dividend Fund | Smartshares | 3.20% | 0.59% | 5/7 | 0k |
| #59 | Goalsgetter Amova Sri Equity Fund | Nikko | 2.40% | 1.23% | 5/7 | 0k |
| #60 | New Zealand Equities Fund | Koura | 2.31% | 0.73% | 5/7 | 7k |
| #61 | Quaystreet New Zealand Equity Fund | Smartshares | 2.21% | 1.37% | 4/7 | 1k |
| #62 | Summer New Zealand Equities | Summer | 1.98% | 0.90% | 4/7 | 1k |
| #63 | Australasian Share Fund | ANZ | 1.67% | 0.99% | 5/7 | 1k |
| #64 | Growth Strategy | NZ Funds | 1.55% | 2.01% | 6/7 | 25k |
| #65 | AMP Australasian Shares Fund | AMP | 1.33% | 0.83% | 5/7 | 0k |
| #66 | Nz Top 10 Fund | Smartshares | 0.91% | 0.59% | 5/7 | 0k |
| #67 | Nz Mid Cap Fund | Smartshares | 0.76% | 0.59% | 5/7 | 1k |
| #68 | Global Property Fund | Smartshares | 0.66% | 0.58% | 6/7 | 2k |
| #69 | Nz Shares Fund | Smartshares | 0.16% | 0.59% | 5/7 | 2k |
| #70 | Nz Top 50 Fund | Smartshares | 0.14% | 0.59% | 5/7 | 2k |
| #71 | Australasian Property Fund | ANZ | 0.14% | 1.01% | 5/7 | 1k |
| #72 | S&P/Nzx 50 Fund | Smartshares | -0.22% | 0.69% | 5/7 | 0k |
| #73 | Kernel Nz Small & Mid Cap Opportunities Fund | Kernel | -1.93% | 0.25% | 5/7 | 0k |
| #74 | Inflation Strategy | NZ Funds | -2.27% | 1.52% | 5/7 | 22k |
| #75 | Summer Listed Property | Summer | -2.29% | 0.90% | 5/7 | 0k |
| #76 | Kernel Nz Commercial Property Fund | Kernel | -2.75% | 0.25% | 5/7 | 0k |
| #77 | Nz Property Fund | Smartshares | -2.82% | 0.59% | 5/7 | 1k |
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Compare All FundsData source: FMA KiwiSaver Quarterly Reports, provider Product Disclosure Statements. Last updated: May 2026.
Disclaimer: Past performance does not guarantee future results. This is not financial advice. Consult a licensed financial adviser before making investment decisions.
