Growth KiwiSaver Scheme Funds Comparison
Compare all 42 Growth KiwiSaver scheme funds — 5-year returns, fees, and asset mix. Sourced from FMA Disclose, refreshed quarterly.
Last updated: 2026-06-30
Total Growth Funds
42
Available options
Average Return
6.48%
5-year average
Average Fees
0.96%
Annual fees
Strongest 5-yr return
9.89%
Quaystreet Australia...
What are Growth KiwiSaver Scheme Funds?
Growth funds invest 50-100% in growth assets like shares and property, with the remainder in income assets (bonds and cash). They target higher long-term returns but have more short-term volatility.
✅ Suited to:
- • People with 15+ years until retirement
- • Those comfortable with market fluctuations
- • Long-term wealth building
- • Ages 18-50 typically
⚠️ Consider Instead If:
- • You're within 10 years of retirement → Balanced funds
- • You need money in 1-3 years → Conservative funds
- • Market drops make you anxious → Balanced funds
All Growth Funds Ranked by Performance
| Rank | Fund Name | Provider | 5-Year Return | Fees | Risk | Members |
|---|---|---|---|---|---|---|
| #1 | Quaystreet Australian Equity Fund | Smartshares | 9.89% | 1.37% | 5/7 | 0k |
| #2 | Quaystreet Growth Fund | Smartshares | 9.53% | 1.37% | 4/7 | 3k |
| #3 | Growth Fund | Smartshares | 9.04% | 0.61% | 4/7 | 2k |
| #4 | Growth Fund | Anglican | 8.78% | 1.50% | 4/7 | 1k |
| #5 | Automatic Fund (Age 40) | SuperEasy | 8.08% | 0.51% | 4/7 | 0k |
| #6 | Stepping Stones 36-45 | Generate | 7.96% | 1.39% | 4/7 | 2k |
| #7 | Stepping Stones Growth 51-55 | Generate | 7.96% | 1.39% | 4/7 | 1k |
| #8 | Aggressive Fund | SuperEasy | 7.51% | 0.32% | 4/7 | 1k |
| #9 | Growth Fund | ASB | 7.50% | 0.70% | 4/7 | 149k |
| #10 | Lifestages Auto Option Age 50 - 54 | SBS | 7.38% | 1.11% | 5/7 | 1k |
| #11 | Growth Fund | Simplicity | 7.23% | 0.24% | 4/7 | 45k |
| #12 | Growth Fund | MAS | 7.10% | 0.98% | 4/7 | 6k |
| #13 | Sustainable Growth Fund | Mercer | 7.04% | 0.84% | 4/7 | 6k |
| #14 | Superlife Growth Fund | AMP | 7.00% | 1.17% | 4/7 | 4k |
| #15 | Global Select Growth Fund | AMP | 6.85% | 1.27% | 4/7 | 5k |
| #16 | BNZ Kiwisaver Growth Fund | BNZ | 6.81% | 0.45% | 4/7 | 54k |
| #17 | Growth Fund | Generate | 6.74% | 1.25% | 4/7 | 53k |
| #18 | Superlife Age Steps - Age 30 | Smartshares | 6.67% | 0.62% | 4/7 | 0k |
| #19 | Superlife Age Steps - Age 40 | Smartshares | 6.67% | 0.62% | 4/7 | 0k |
| #20 | Milford Kiwisaver Active Growth Fund | Milford | 6.60% | 1.05% | 4/7 | 107k |
| #21 | Growth Fund | ANZ | 6.58% | 0.96% | 5/7 | 13k |
| #22 | Growth Fund | ANZ | 6.58% | 0.96% | 5/7 | 226k |
| #23 | Growth Fund | Westpac | 6.56% | 0.55% | 4/7 | 115k |
| #24 | Balanced Fund | Smartshares | 6.45% | 0.60% | 4/7 | 1k |
| #25 | Growth Fund | Booster | 6.42% | 1.35% | 4/7 | 25k |
| #26 | AMP Growth Fund (Lifesteps) | AMP | 5.90% | 0.85% | 4/7 | 10k |
| #27 | Life Cycle - Age 65 | NZ Funds | 5.89% | 1.60% | 5/7 | 0k |
| #28 | Goalsgetter Amova Growth Fund | Nikko | 5.73% | 1.51% | 5/7 | 0k |
| #29 | Balanced Fund | ASB | 5.71% | 0.65% | 4/7 | 102k |
| #30 | Global Select Balanced Growth Fund | AMP | 5.65% | 1.18% | 4/7 | 6k |
| #31 | Pathfinder Kiwisaver Growth Fund | Pathfinder | 5.56% | 1.37% | 4/7 | 8k |
| #32 | Superlife Growth Fund | Smartshares | 5.50% | 0.71% | 4/7 | 2k |
| #33 | Balanced Growth Fund | ANZ | 5.37% | 0.92% | 4/7 | 8k |
| #34 | Balanced Growth Fund | ANZ | 5.37% | 0.92% | 4/7 | 98k |
| #35 | Life Cycle - Age 75 | NZ Funds | 5.28% | 1.55% | 5/7 | 0k |
| #36 | Growth Fund | Mercer | 5.14% | 0.79% | 4/7 | 2k |
| #37 | Superlife Age Steps - Age 50 | Smartshares | 5.12% | 0.71% | 4/7 | 0k |
| #38 | Growth Fund | SuperEasy | 4.83% | 0.32% | 4/7 | 1k |
| #39 | Summer Growth Selection | Summer | 4.80% | 0.89% | 4/7 | 2k |
| #40 | Goalsgetter Amova Balanced Fund | Nikko | 4.47% | 1.22% | 4/7 | 0k |
| #41 | Growth Fund | Fisher | 4.46% | 1.23% | 5/7 | 97k |
| #42 | Pie Kiwisaver Growth Fund | Pie | 2.59% | 0.68% | 5/7 | 9k |
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Compare All FundsData source: FMA KiwiSaver Quarterly Reports, provider Product Disclosure Statements. Last updated: May 2026.
Disclaimer: Past performance does not guarantee future results. This is not financial advice. Consult a licensed financial adviser before making investment decisions.
