General Information Only
This page provides general information about KiwiSaver providers in New Zealand. It does not constitute financial advice, a recommendation, or a suitability assessment. Past performance is not a reliable indicator of future returns.
KiwiSaver Providers in New Zealand
View information about KiwiSaver providers operating in New Zealand, including historical performance data, fee structures, and fund options. This information is provided for general comparison purposes only.
About This Data
The information on this page is compiled from publicly available sources including fund Product Disclosure Statements (PDS) and quarterly fund updates. Data is presented without weighting or scoring.
- • Historical returns are as reported by providers
- • Fees shown are total annual charges
- • Fund sizes and member numbers are approximate
- • Providers are listed alphabetically
Live Provider Pages
FundCompare publishes a live page for every KiwiSaver scheme provider, sourced from FMA Disclose and refreshed automatically when providers publish revised PDS documents. Each provider page lists every fund within the scheme with current Total Annual Fund Charge, asset allocation, and the most recent quarterly fund update.
Selected providers (alphabetical):
ANZ Investments →
Largest KiwiSaver scheme by member count; bank-affiliated provider
ASB →
Bank-affiliated KiwiSaver scheme provider
Booster →
Digital-focused KiwiSaver scheme platform
Fisher Funds →
Established active fund manager
Generate →
ESG-mandated KiwiSaver scheme provider
Kernel →
Passive index-fund KiwiSaver scheme provider
Milford Asset Management →
Active fund manager
Pie Funds →
NZ-focused active KiwiSaver scheme provider
Simplicity →
Non-profit passive-fund KiwiSaver scheme provider
Westpac →
Bank-affiliated KiwiSaver scheme provider
Past performance is not a reliable indicator of future returns. For current TAFC, asset allocation, and per-quarter fund updates per scheme, click through to each provider page (sourced from FMA Disclose).
Understanding Fund Types
KiwiSaver scheme funds are typically categorised by their asset allocation and risk profile. The following are general descriptions - specific fund characteristics vary by provider.
Conservative Funds
Generally have higher allocations to income assets (cash, bonds) and lower allocations to growth assets (shares, property).
Balanced Funds
Typically have a mix of income and growth assets, often around 50-60% growth assets.
Growth Funds
Generally have higher allocations to growth assets (70-90%), with smaller allocations to income assets.
Aggressive Funds
Typically have the highest allocations to growth assets (often 90%+), with minimal income assets.
Note: Higher growth asset allocation generally means higher potential returns but also higher volatility and risk of loss.
Need Personalised Guidance?
This website provides general information only and does not constitute financial advice. Choosing a KiwiSaver provider and fund type depends on your individual circumstances, financial goals, risk tolerance, and investment timeframe.
If you need advice tailored to your personal situation, please consult a licensed Financial Advice Provider (FAP).
You can find licensed advisers through the Financial Service Providers Register at fsp-register.companiesoffice.govt.nz
Explore More Data
Use our comparison tools to view detailed fund information.
Disclaimer: This page provides general information only and does not constitute financial advice under the Financial Markets Conduct Act 2013. We do not assess suitability, make recommendations, or provide personalised advice. Past performance is not a reliable indicator of future returns. Investment returns can be negative, and you may receive back less than you invested. If you need advice tailored to your circumstances, please consult a licensed Financial Advice Provider.
