InvestNow KiwiSaver Scheme
Managed by FundRock NZ Limited
FundRock NZ Limited operates the InvestNow KiwiSaver Scheme, which serves 18,360 members and manages $0.52 billion in assets. The scheme provides access to 39 funds within a KiwiSaver scheme across a range of investment approaches, from defensive to aggressive strategies. This breadth of options allows members to select funds aligned with their individual circumstances and time horizons.
The InvestNow KiwiSaver Scheme charges an average annual fee of 0.81% across its funds. The scheme offers Aggressive, Conservative, Defensive, Growth, and Balanced fund types, catering to members with varying investment preferences and risk tolerances. Many members use schemes like this to build retirement savings through regular contributions, employer contributions, and potential government co-contributions. This information is general in nature only and does not constitute financial advice.
Summary written 28 October 2026; its figures may predate the key facts below, which are current.
Assets
$523M
Total value
Average Return
2.93%
Five year
Average Fee 💰
0.81%
One Year
Total Investors
18.4K
Across all funds
InvestNow KiwiSaver Scheme: key facts
- Scheme
- InvestNow KiwiSaver Scheme
- Managed by
- FundRock NZ Limited (FSP 127464)
- Funds
- 39
- Members (summed across funds)
- 18,360
- Funds under management
- $523.3M
- Share of the KiwiSaver money we track
- 0.4%
- Annual fee range
- 0.03% to 1.39%
- Oldest fund started
- 14 September 2020
Data as at 31 March 2026 for most funds (later where a newer quarterly fund update has been filed). Members are summed across funds, so a member in two funds counts twice.
InvestNow KiwiSaver Scheme funds by risk profile
- Defensive: 6 funds
- Conservative: 3 funds
- Balanced: 4 funds
- Growth: 8 funds
- Aggressive: 18 funds
Highest five-year return in each fund type
| Fund type | Fund | 5-year return (a year) | Annual fee |
|---|---|---|---|
| Defensive | InvestNow Macquarie NZ Cash Fund | 2.58% | 0.34% |
| Conservative | InvestNow Mint Diversified Income Fund | 1.45% | 1.01% |
| Balanced | InvestNow Foundation Series Balanced Fund | 4.77% | 0.36% |
After fees and tax, among this provider's funds with a five-year record. Data as at 31 March 2026 for most funds (later where a newer quarterly fund update has been filed). Past performance is not a reliable indicator of future returns.
FUND NAME | RISK LEVEL | 5Y RETURN | FEE💰 | Value | Growth Assets | Start Date |
|---|---|---|---|---|---|---|
| InvestNow Mercer All Country Global Shares Index Fund | Aggressive | No 5-year average return figure held for this fund. | 0.43% | $20M | 96.95% | 05-10-2020 |
| InvestNow Mint Diversified Income Fund | Conservative | 1.45% | 1.01% | $9M | 33.85% | 05-10-2020 |
| InvestNow Foundation Series Total World Fund | Aggressive | No 5-year average return figure held. Recorded fund start date 17 February 2023 is less than five years before March 2026. | 0.07% | $164M | 100% | 17-02-2023 |
| InvestNow Russell Investments NZ Fixed Interest Fund | Defensive | No 5-year average return figure held for this fund. | 0.49% | $2M | N/A | 05-10-2020 |
| InvestNow Harbour Australasian Equity Focus Fund | Aggressive | No 5-year average return figure held for this fund. | 1.2% | $2M | 98.76% | 05-10-2020 |
| InvestNow Mercer Ethical Leaders Hedged Global Fixed Interest Index Fund | Defensive | No 5-year average return figure held for this fund. | 0.44% | $984K | N/A | 05-10-2020 |
| InvestNow Milford Conservative Fund | Conservative | No 5-year average return figure held for this fund. | 0.87% | $7M | 19.03% | 14-09-2020 |
| InvestNow Clarity Global Shares Fund | Aggressive | No 5-year average return figure held for this fund. | 1.07% | $5M | 98.65% | 05-10-2020 |
| InvestNow Mint Australasian Equity Fund | Aggressive | No 5-year average return figure held for this fund. | 1.19% | $1M | 99.07% | 05-10-2020 |
| InvestNow Foundation Series Growth Fund | Growth | No 5-year average return figure held for this fund. | 0.38% | $8M | 79.34% | 14-09-2020 |
| InvestNow Te Ahumairangi Global Equity Fund | Aggressive | No 5-year average return figure held. Recorded fund start date 18 November 2021 is less than five years before March 2026. | 0.62% | $34M | 96.03% | 18-11-2021 |
| InvestNow Russell Investments Hedged Global Shares Fund | Aggressive | No 5-year average return figure held for this fund. | 0.86% | $4M | 98.9% | 05-10-2020 |
| InvestNow Macquarie Global Listed Real Estate Fund | Aggressive | No 5-year average return figure held for this fund. | 1.35% | $333K | 99.43% | 05-10-2020 |
| InvestNow Mercer NZ Shares Passive Fund | Aggressive | No 5-year average return figure held for this fund. | 0.36% | $4M | 98.34% | 05-10-2020 |
| InvestNow Foundation Series Hedged Total World Fund | Aggressive | No 5-year average return figure held. Recorded fund start date 8 February 2024 is less than five years before March 2026. | 0.07% | $24M | 99.99% | 08-02-2024 |
| InvestNow Castle Point 5 Oceans Fund | Balanced | No 5-year average return figure held for this fund. | 1.18% | $313K | 57% | 05-10-2020 |
| InvestNow Harbour Active Growth Fund | Growth | No 5-year average return figure held. Recorded fund start date 19 April 2021 is less than five years before March 2026. | 1.03% | $2M | 71.24% | 19-04-2021 |
| InvestNow Milford Active Growth Fund | Growth | No 5-year average return figure held. Recorded fund start date 5 July 2021 is less than five years before March 2026. | 1.05% | $76M | 74.93% | 05-07-2021 |
| InvestNow Antipodes Global Value Fund | Aggressive | No 5-year average return figure held. Recorded fund start date 18 November 2021 is less than five years before March 2026. | 1.21% | $8M | 97.11% | 18-11-2021 |
| InvestNow Pathfinder Ethical Growth Fund | Growth | No 5-year average return figure held. Recorded fund start date 19 April 2021 is less than five years before March 2026. | 1.34% | $7M | 71.86% | 19-04-2021 |
| InvestNow Harbour T. Rowe Price Global Equity Fund | Aggressive | No 5-year average return figure held for this fund. | 1.19% | $10M | 98.17% | 05-10-2020 |
| InvestNow Mint Diversified Growth Fund | Growth | No 5-year average return figure held for this fund. | 1.2% | $6M | 84.5% | 05-10-2020 |
| InvestNow Foundation Series Balanced Fund | Balanced | 4.77% | 0.36% | $15M | 59.41% | 14-09-2020 |
| InvestNow Macquarie NZ Cash Fund | Defensive | 2.58% | 0.34% | $9M | N/A | 05-10-2020 |
| InvestNow Fisher Funds Growth Fund | Growth | No 5-year average return figure held. Recorded fund start date 5 July 2021 is less than five years before March 2026. | 1.02% | $15M | 78.18% | 05-07-2021 |
| InvestNow Salt Enhanced Property Fund | Aggressive | No 5-year average return figure held for this fund. | 1.02% | $2M | 99.04% | 05-10-2020 |
| InvestNow Harbour NZ Core Fixed Interest Fund | Defensive | No 5-year average return figure held for this fund. | 0.65% | $705K | N/A | 05-10-2020 |
| InvestNow Salt Sustainable Growth Fund | Growth | No 5-year average return figure held. Recorded fund start date 18 July 2023 is less than five years before March 2026. | 1.1% | $6M | 82.41% | 18-07-2023 |
| InvestNow Smartshares Growth Fund | Growth | No 5-year average return figure held. Recorded fund start date 5 July 2021 is less than five years before March 2026. | 0.51% | $9M | 79.29% | 05-07-2021 |
| InvestNow Mercer Ethical Leaders Balanced Fund | Balanced | No 5-year average return figure held for this fund. | 1.27% | $714K | 57.6% | 05-10-2020 |
| InvestNow Generate Focused Growth Fund | Aggressive | No 5-year average return figure held. Recorded fund start date 1 May 2023 is less than five years before March 2026. | 1.39% | $11M | 94.36% | 01-05-2023 |
| InvestNow Fisher Funds Conservative Fund | Conservative | No 5-year average return figure held. Recorded fund start date 25 January 2022 is less than five years before March 2026. | 0.93% | $2M | 26.65% | 25-01-2022 |
| InvestNow Hunter Global Fixed Interest Fund | Defensive | No 5-year average return figure held for this fund. | 0.53% | $6M | N/A | 05-10-2020 |
| InvestNow Macquarie NZ Fixed Interest Fund | Defensive | No 5-year average return figure held for this fund. | 0.61% | $527K | N/A | 05-10-2020 |
| InvestNow Milford Balanced Fund | Balanced | No 5-year average return figure held for this fund. | 1.06% | $31M | 50.09% | 05-10-2020 |
| InvestNow Foundation Series Hedged US 500 Fund | Aggressive | No 5-year average return figure held. Recorded fund start date 8 February 2024 is less than five years before March 2026. | 0.03% | $10M | 99.7% | 08-02-2024 |
| InvestNow Foundation Series US 500 Fund | Aggressive | No 5-year average return figure held. Recorded fund start date 17 February 2023 is less than five years before March 2026. | 0.03% | $1M | 99.69% | 17-02-2023 |
| InvestNow Milford Aggressive Fund | Aggressive | No 5-year average return figure held. Recorded fund start date 18 July 2023 is less than five years before March 2026. | 1.15% | $11M | 99.87% | 18-07-2023 |
| InvestNow Castle Point Trans-Tasman Fund | Aggressive | No 5-year average return figure held for this fund. | 1.08% | $446K | 98.43% | 05-10-2020 |
About “N/A” in return figures: it means no figure is held, not a return of zero. Of the 39 funds listed, 3 have a 5-year average return. Figures are drawn from fund disclosures on the FMA Disclose register, chiefly quarterly fund updates. Each fund shows the most recent figure held; the latest quarter broadly covered across all funds is March 2026. A fund too new to report a period has no figure for it; other gaps are figures not yet captured from the updates ingested so far.
Governance & relationships
- Manager
- FUNDROCK NZ LIMITED(NZ Limited Company)
- FSP registration
- FSP FSP127464verify on FSPR ↗
- NZBN
- 9429031398602verify on NZBN ↗
Manager identity sourced from the most recent FMA-filed Quarterly Fund Update. See the cross-scheme manager relationships map to see whether this manager operates across multiple schemes.
FMA Disclose filings (15)
Quarterly Fund Updates, Product Disclosure Statements, SIPOs, and Annual Reports indexed from the FMA Disclose register. Click into a filing for the per-fund extracted data.
| Period | Type | Source PDFs | Status | Filing page |
|---|---|---|---|---|
| 2026-Q2 | QFU | 34 PDFs | Extracted | Open filing → |
| 2026-Q1 | QFU | 8 PDFs | Extracted | Open filing → |
| 2025-Q4 | QFU | 8 PDFs | Extracted | Open filing → |
| 2025-Q3 | QFU | 8 PDFs | Extracted | Open filing → |
| 2025-Q2 | QFU | 7 PDFs | Extracted | Open filing → |
| 2025-Q1 | QFU | 7 PDFs | Extracted | Open filing → |
| 2024-Q4 | QFU | 6 PDFs | Extracted | Open filing → |
| 2024-Q3 | QFU | 7 PDFs | Extracted | Open filing → |
| 2022-Q4 | QFU | 6 PDFs | Extracted | Open filing → |
| 2022-Q2 | QFU | 2 PDFs | Extracted | Open filing → |
| 2022-Q1 | QFU | 6 PDFs | Extracted | Open filing → |
| 2021-Q4 | QFU | 6 PDFs | Extracted | Open filing → |
| 2021-Q3 | QFU | 6 PDFs | Extracted | Open filing → |
| 2021-Q2 | QFU | 6 PDFs | Extracted | Open filing → |
| 2021-Q1 | QFU | 6 PDFs | Extracted | Open filing → |
Source: FMA Disclose register. Filings auto-refresh weekly via the FundCompare ingestion pipeline.
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Identifiers
- Short name
- Fundrock
- Funds operated
- 39
- Scheme(s)
- InvestNow KiwiSaver Scheme
Endpoints for FundRock NZ Limited
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