Simplicity KiwiSaver Scheme
Managed by Simplicity NZ Limited
Simplicity KiwiSaver Scheme is operated by Simplicity NZ Limited. The scheme serves 153,407 members and manages $6.94 billion in assets. Members can choose from six funds within a KiwiSaver scheme, spanning a range of investment approaches to suit different circumstances and time horizons.
The scheme's average annual fee across all funds is 0.24%. Fund types available include Defensive, Conservative, Balanced, Growth, and Aggressive options, allowing members to select an investment approach aligned with their goals and risk tolerance. This structure appeals to members seeking straightforward fund choices with transparent fee structures. This information is general in nature only and does not constitute financial advice.
Summary written 28 October 2026; its figures may predate the key facts below, which are current.
Assets
$7B
Total value
Average Return
4.88%
Five year
Average Fee 💰
0.24%
One Year
Total Investors
153.4K
Across all funds
Simplicity KiwiSaver Scheme: key facts
- Scheme
- Simplicity KiwiSaver Scheme
- Managed by
- Simplicity NZ Limited (FSP 465606)
- Funds
- 6
- Members (summed across funds)
- 153,407
- Funds under management
- $6.9B
- Share of the KiwiSaver money we track
- 4.6%
- Annual fee range
- 0.24%
- Oldest fund started
- 1 September 2016
Data as at 31 March 2026 for most funds (later where a newer quarterly fund update has been filed). Members are summed across funds, so a member in two funds counts twice.
Simplicity KiwiSaver Scheme funds by risk profile
- Defensive: 1 fund
- Conservative: 1 fund
- Balanced: 2 funds
- Growth: 1 fund
- Aggressive: 1 fund
Highest five-year return in each fund type
| Fund type | Fund | 5-year return (a year) | Annual fee |
|---|---|---|---|
| Conservative | Conservative Fund | 2.12% | 0.24% |
| Balanced | Balanced Fund | 5.28% | 0.24% |
| Growth | Growth Fund | 7.23% | 0.24% |
After fees and tax, among this provider's funds with a five-year record. Data as at 31 March 2026 for most funds (later where a newer quarterly fund update has been filed). Past performance is not a reliable indicator of future returns.
FUND NAME | RISK LEVEL | 5Y RETURN | FEE💰 | Value | Growth Assets | Start Date |
|---|---|---|---|---|---|---|
| Defensive Fund | Defensive | No 5-year average return figure held. Recorded fund start date 28 April 2023 is less than five years before March 2026. | 0.24% | $94M | 3.34% | 28-04-2023 |
| High Growth Fund | Aggressive | No 5-year average return figure held. Recorded fund start date 28 April 2023 is less than five years before March 2026. | 0.24% | $2B | 96.39% | 28-04-2023 |
| Default Fund | Balanced | No 5-year average return figure held. Recorded fund start date 1 December 2021 is less than five years before March 2026. | 0.24% | $729M | 58.92% | 01-12-2021 |
| Conservative Fund | Conservative | 2.12% | 0.24% | $207M | 19.73% | 01-09-2016 |
| Balanced Fund | Balanced | 5.28% | 0.24% | $884M | 58.66% | 01-09-2016 |
| Growth Fund | Growth | 7.23% | 0.24% | $3B | 79.53% | 01-09-2016 |
About “N/A” in return figures: it means no figure is held, not a return of zero. Of the 6 funds listed, 3 have a 5-year average return. Figures are drawn from fund disclosures on the FMA Disclose register, chiefly quarterly fund updates. Each fund shows the most recent figure held; the latest quarter broadly covered across all funds is March 2026. A fund too new to report a period has no figure for it; other gaps are figures not yet captured from the updates ingested so far.
Governance & relationships
- Manager
- SIMPLICITY NZ LIMITED(NZ Limited Company)
- FSP registration
- FSP FSP465606verify on FSPR ↗
- NZBN
- 9429041767092verify on NZBN ↗
Manager identity sourced from the most recent FMA-filed Quarterly Fund Update. See the cross-scheme manager relationships map to see whether this manager operates across multiple schemes.
FMA Disclose filings (30)
Quarterly Fund Updates, Product Disclosure Statements, SIPOs, and Annual Reports indexed from the FMA Disclose register. Click into a filing for the per-fund extracted data.
| Period | Type | Source PDFs | Status | Filing page |
|---|---|---|---|---|
| 2026-05-01 | SIPO | 1 PDF | Extracted | Open filing → |
| 2025-11-28 | SIPO | 1 PDF | Pending | Open filing → |
| 2025-09-01 | SIPO | 1 PDF | Pending | Open filing → |
| 2025-02-24 | SIPO | 1 PDF | Pending | Open filing → |
| 2024-11-30 | SIPO | 1 PDF | Pending | Open filing → |
| 2024-07-01 | SIPO | 1 PDF | Pending | Open filing → |
| 2023-10-27 | SIPO | 1 PDF | Pending | Open filing → |
| 2023-04-28 | SIPO | 1 PDF | Pending | Open filing → |
| 2023-03-31 | SIPO | 1 PDF | Pending | Open filing → |
| 2026-Q2 | QFU | 6 PDFs | Extracted | Open filing → |
| 2026-Q1 | QFU | 6 PDFs | Extracted | Open filing → |
| 2025-Q4 | QFU | 6 PDFs | Extracted | Open filing → |
| 2025-09-01 | PDS | 1 PDF | Extracted | Open filing → |
| 2025-02-24 | PDS | 1 PDF | Pending | Open filing → |
| 2024-09-26 | PDS | 1 PDF | Pending | Open filing → |
| 2024-07-31 | PDS | 1 PDF | Pending | Open filing → |
| 2024-06-14 | PDS | 1 PDF | Pending | Open filing → |
| 2024-02-01 | PDS | 1 PDF | Pending | Open filing → |
| 2023-04-28 | PDS | 1 PDF | Pending | Open filing → |
| 2018-12-31 | PDS | 1 PDF | Pending | Open filing → |
| 2017-12-31 | PDS | 1 PDF | Pending | Open filing → |
| 2025-06-30 | AR | 1 PDF | Pending | Open filing → |
| 2023-09-30 | AR | 1 PDF | Pending | Open filing → |
| 2022-06-30 | AR | 1 PDF | Pending | Open filing → |
| 2022-03-31 | AR | 1 PDF | Pending | Open filing → |
| 2021-06-30 | AR | 1 PDF | Pending | Open filing → |
| 2021-03-31 | AR | 1 PDF | Pending | Open filing → |
| 2020-06-30 | AR | 1 PDF | Pending | Open filing → |
| 2020-03-31 | AR | 1 PDF | Pending | Open filing → |
| 2018-03-31 | AR | 1 PDF | Pending | Open filing → |
Source: FMA Disclose register. Filings auto-refresh weekly via the FundCompare ingestion pipeline.
AI · API · Markdown
Machine-readable surfaceEvery provider page on FundCompare ships with structured JSON and a plain-markdown summary alongside the HTML — so LLMs, MCP clients, and analysts can cite the same regulator-sourced data the page renders. Source documents come from FMA Disclose, IRD, and Sorted Fund Finder.
Identifiers
- Short name
- Simplicity
- Funds operated
- 6
- Scheme(s)
- Simplicity KiwiSaver Scheme
Endpoints for Simplicity NZ Limited
One-click MCP install
Opens Cursor and adds the MCP server with one confirmation
Opens VS Code MCP install dialog
Full per-client guide + ChatGPT GPT setup at /api/mcp.
Quick examples
cURL
curl -s "https://fundcompare.co.nz/api/provider/simplicity/facts.json" | jq .Python
import requests
data = requests.get("https://fundcompare.co.nz/api/provider/simplicity/facts.json").json()
print(data["fund_name" if "provider" == "fund" else "name"])MCP (Claude Desktop / ChatGPT)
# Claude Code (CLI):
claude mcp add --transport http fundcompare https://fundcompare.co.nz/mcp
# Cursor / Cline / Continue (settings JSON):
{ "mcpServers": { "fundcompare": { "url": "https://fundcompare.co.nz/mcp" } } }
# Claude Desktop (UI): Settings → Connectors → Add custom connector
# URL: https://fundcompare.co.nz/mcp
# Claude Desktop via JSON (uses npx mcp-remote bridge):
{ "mcpServers": { "fundcompare": {
"command": "npx", "args": ["-y", "mcp-remote", "https://fundcompare.co.nz/mcp"]
} } }
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