Aggressive KiwiSaver scheme funds by provider

In our FMA-Disclose-sourced dataset, 26 KiwiSaver schemes offer at least one Aggressive fund — totalling 129 Aggressive fund options across all providers. Some larger schemes (Booster, SuperLife, Fisher Funds) offer multiple Aggressive fund variants.

Aggressive funds invest 90–100% in growth assets — almost entirely shares and property. Highest expected long-term return, largest short-term drawdowns. The standard FMA risk indicator is 5–6. The standard FMA risk indicator is 5–6/7. Typically considered by investors with a 20+ years time horizon.

Across the Aggressive funds in our snapshot the average 5-year annualised return is around 7.4%, with an average annual fund charge of 0.87%. Past performance is not a reliable indicator of future returns. Each provider's exact figures sit in the table above.

Some investors consider time horizon, tolerance for short-term falls in value, contribution pattern, and whether a first-home withdrawal may be needed within the next 3–5 years. The standard FMA risk indicator for Aggressive funds is 5–6/7. FundCompare does not make personal recommendations — a licensed financial adviser can give advice specific to an individual's situation.

If you want to switch funds within your current KiwiSaver scheme, log into your provider's portal — within-provider switches are usually instant and free. If you want to transfer to a different provider, complete a transfer form with the new provider — transfers between schemes take 10–15 business days. There's no penalty or tax consequence for either.