QuayStreet KiwiSaver Scheme
QuayStreet High Growth Fund
QuayStreet High Growth Fund is a growth fund within the QuayStreet KiwiSaver Scheme, managed by Smartshares Limited, with 20,760 members and $839M invested. It has no five-year return yet: it started on 19 April 2024. Its annual fee is 0.63%.
Recent material changes
Diffs we track across PDS, SIPO, holdings + fee history
Overview
About this growth fund
The QuayStreet High Growth Fund sits within the QuayStreet KiwiSaver Scheme and pursues growth-oriented investment objectives. The fund allocates 88% to growth assets and 12% to income assets, positioning it toward the higher end of the scheme's portfolio range. This composition reflects a strategy centred on capital appreciation over the medium to long term, suitable for members with extended investment horizons.
The fund charges an annual fee of 0.63%, which sits below the peer-median fee of 1.05% for growth-type scheme funds in the KiwiSaver market. As at 30 September 2023, the fund held NZD $839.0 million in assets across 20,760 members. Five-year average annual returns have not been reported for this fund. Past performance is not a reliable indicator of future returns.
The QuayStreet High Growth Fund carries a risk indicator of 5 out of 7 on the FMA risk scale, placing it in the higher-risk category. This risk profile is typically considered appropriate for members who can tolerate significant short-term volatility in pursuit of longer-term growth, and who have substantial time before they intend to access their KiwiSaver balance. Members should ensure their personal circumstances and investment goals align with this risk level.
Holdings
As of 2023-09-30 QuayStreet High Growth Fund reports an asset mix of 88% growth assets (shares, listed property, alternatives) and 12% income assets (cash, bonds, fixed interest). This split is typical for a growth fund. The full asset-mix breakdown including overseas vs domestic and listed vs unlisted exposure appears in the asset-allocation chart below.
Performance
QuayStreet High Growth Fund has 2 quarters of QFU data on file (2022-09-30 to 2023-09-30). Past performance is not a reliable indicator of future returns.
Fees
At 0.63% in annual charges, QuayStreet High Growth Fund's fee sits 0.42 percentage points below the median for Growth KiwiSaver scheme funds in our coverage (median 1.05%). 12 of the 67 funds in this cohort charge a lower annual fee (this fund ranks 13 cheapest of 67). Fee level is a mechanical signal — does not factor in returns, risk, or manager skill.
Risk and suitability
QuayStreet High Growth Fund carries a risk indicator of 5/7 on the FMA risk scale. Risk indicator 5-6 funds are typically considered for members with a long investment horizon (10+ years) who can tolerate larger short-term value swings in exchange for higher long-term return potential. FundCompare does not provide personalised advice; consult a licensed financial adviser to understand whether this risk profile fits your circumstances.
Snapshot
A 0.63% annual fee on a $30,000 balance
Five-year return
No 5-year average return figure held. Recorded fund start date 19 April 2024 is less than five years before March 2026.
Five Year Average Return
About “—” in return figures: it means no figure is held, not a return of zero. No 5-year average return figure is held for this fund. Figures are drawn from fund disclosures on the FMA Disclose register, chiefly quarterly fund updates. Each fund shows the most recent figure held; the latest quarter broadly covered across all funds is March 2026. A fund too new to report a period has no figure for it; other gaps are figures not yet captured from the updates ingested so far.
Returns (green) show the fund’s growth over the five years to 30 September 2023, after fees and taxes. Compare these results with the average Growth KiwiSaver scheme fund (light green).
Annual fee
0.63%
One Year Average Fees
Fees shown here (blue) represent what you would pay over a year if you had $30,000 invested in this fund. Compare them with the average fees for Growth KiwiSaver scheme funds (light blue).
Growth / income split
The fund’s mix of growth assets (shares, property) and income assets (bonds, cash) as of 30 September 2023. The average mix for growth KiwiSaver scheme funds is shown in light blue.
In the provider’s words
What the provider says about this fund
Here’s the provider’s overview of the managed fund:
“The QuayStreet High Growth Fund invests in a diversified portfolio with a greater emphasis on growth assets. The investment objective is to provide a level of return above the Fund's benchmark over the long term.”
When can I get my money out?
This is a fund within a KiwiSaver scheme, which means generally you can withdraw only to purchase a first home, after the age of 65 or in cases of financial hardship.
Asset mix
88% growth assets, 12% income assets
This fund's asset mix
Average for growth funds
Your investment mix shapes your outcome
The balance of assets you choose — your asset allocation, has the biggest impact on how your investments perform and how much their value may rise or fall along the way. Selecting that balance is crucial. By adjusting the proportion of growth-oriented investments you include, you’re effectively setting your preferred level of risk. Generally, taking on more risk can increase the potential for higher returns, but there’s never a guarantee — that’s the nature of risk. To find an allocation suited to your personal circumstances (sometimes called your risk profile), you can start with an investor risk questionnaire or a KiwiSaver-specific guide.
Largest holdings · 30 June 2026
Top 10 holdings — 25.23% of this fund
These assets make up 25.23% of this fund as at 30 June 2026.
These are the most recent holdings held for this fund, and they predate the 30 September 2023 figures shown elsewhere on this page. Holdings are captured from the fund’s quarterly updates, which do not always carry a readable holdings table, so a fund can be current on fees and returns while its holdings list is older.
| Asset | Asset Class | Type | Country | % of Fund | |
|---|---|---|---|---|---|
 | Hedged ETF | 5.11 | |||
 | ETF | 5.08 | |||
 | NVIDIA Corp | 3.33 | |||
 | Apple Inc | 3.06 | |||
 | Microsoft Corp | 1.92 | |||
 | Fisher & Paykel Healthcare Corp Ltd | 1.84 | |||
 | Amazon.com Inc | 1.72 | |||
 | Vanguard FTSE Emerging Markets ETF | 1.65 | |||
 | Alphabet Inc Class A | 1.52 |
Top-10 holdings changes
31 Mar 2026 → 30 Jun 2026
None this quarter.
None this quarter.
Alphabet Inc Class A1.32% → 1.52% (+0.20 pp)
Amazon.com Inc1.60% → 1.72% (+0.12 pp)
Hedged ETF5.01% → 5.11% (+0.10 pp)
Apple Inc3.01% → 3.06% (+0.05 pp)
Vanguard FTSE Emerging Markets ETF4.51% → 1.65% (-2.86 pp)
ETF5.66% → 5.08% (-0.58 pp)
Microsoft Corp2.10% → 1.92% (-0.18 pp)
Fisher & Paykel Healthcare Corp Ltd1.95% → 1.84% (-0.11 pp)
Fees in context
How this fee compares with the category
0.63%
This Fund
0.62%
Average Growth KiwiSaver scheme funds
The blue segment shows the annual fees you’d pay if you invested $30,000 in this fund. The grey segment represents the typical yearly fees for an average Growth KiwiSaver scheme fund, so you can compare them directly.
Smaller Fees, Bigger Potential
When it comes to investing, spending more doesn’t automatically lead to stronger results. In fact, higher fund fees can often eat into your returns. Remember, what you keep is calculated after fees and taxes are deducted. Because no one can predict how any fund will perform, it’s generally wise to look for options with lower costs whenever you can.
Fee breakdown
What makes up the 0.63% annual charge
| Fee Type | % Over a year | Amount paid on a 30k balance |
|---|---|---|
| total Total fund charges | 0.63% | — |
| administration Administration fee | — | 30 |
Returns in context
How the five-year return compares with the category
No five-year data available
This Fund
3.56%
Average Growth KiwiSaver scheme funds
Over the past five years, this fund delivered the average annual return shown here (in green) to investors, after fees and taxes (28% PIR) were applied. For comparison, the average return over the same period for all Growth KiwiSaver scheme funds is shown in grey.
Returns: Reflecting the Past
Investing is about seeking returns, but the figures shown here represent historical performance—they cannot be relied upon to continue in the future. Selecting a fund solely based on past performance is not advisable. A well-informed decision should consider factors such as an appropriate investment mix for your goals and reasonable fees.
Risk
Risk indicator: 5 of 7
Risk indicator
This indicator reflects how much the investment’s value has fluctuated over time. It is calculated from the fund’s five-year performance, or from a comparable market index if the fund has a shorter history.
Fund details
The numbers that don’t make headlines
Manager information
| Name | CIP INVESTMENT MANAGEMENT LIMITED |
| Type | NZ Limited Company |
| Website | |
| NZBN | 9429033184531 |
| FSP Number | FSP40150 |
Fund information
| Asset liquidity ratio | 100.00% |
| Total value of fund | $839,002,073 |
| Debt ratio | 0.10% |
Fee + return history
View detailed history →Quarterly fees and after-tax returns recorded against this fund since inception. Sourced from FMA Disclose Quarterly Fund Updates. The detailed view shows the full chart + per-quarter data table.
PDS changes
View detailed PDS history →Material changes to the Product Disclosure Statement over time — fee adjustments, asset-allocation shifts, scheme-rule amendments. Diff against the previous PDS shown side-by-side in the detailed view.
Holdings changes
View detailed holdings diff →Top-10-holdings additions, removals, and weight changes across quarters. Shows the manager's actual portfolio decisions over time, sourced from the fund's Quarterly Fund Update.
SIPO changes
View detailed SIPO history →Statement of Investment Policy and Objectives revisions — investment objective rewrites, asset-class target shifts, ESG policy changes, derivatives policy changes. The detailed view diffs against prior SIPO versions.
AI · API · Markdown
Machine-readable surfaceEvery fund page on FundCompare ships with structured JSON and a plain-markdown summary alongside the HTML — so LLMs, MCP clients, and analysts can cite the same regulator-sourced data the page renders. Source documents come from FMA Disclose, IRD, and Sorted Fund Finder.
Identifiers
- FMA fund code
- FND48247
- FSP number
- FSP40150
- NZBN
- 9429033184531
- Provider
- Smartshares
- Scheme
- QuayStreet KiwiSaver Scheme
Endpoints for QuayStreet High Growth Fund
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} } }
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The information provided on this website is not a recommendation to buy, sell, or hold any financial products. Nothing on this website constitutes financial advice for the purposes of the Financial Markets Conduct Act 2013. FundCompare.co.nz is not a licensed Financial Advice Provider.
Investing involves risk. The value of your investment can go down as well as up, and you may get back less than you put in. Past performance is not a reliable indicator of future returns.
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