FundCompareKiwiSaver scheme comparison

What is Product Disclosure Statement (PDS)?

The Product Disclosure Statement is the legally required document that describes a KiwiSaver scheme to prospective members.

Detailed Explanation

Required under the Financial Markets Conduct Act 2013. The PDS covers the scheme structure, fees, risks, fund choices, key personnel, withdrawal rules, and target market. Each KiwiSaver scheme has one PDS covering all funds within the scheme. Updates are filed with the FMA Disclose register.

Example

Before signing up to a new KiwiSaver scheme, you should read the PDS to understand fees, fund choices, and how the scheme handles switches and withdrawals.

Frequently Asked Questions

Where do I find the PDS?

On the provider's website or via FMA Disclose at disclose-register.companiesoffice.govt.nz.

Related Terms

SIPO (Statement of Investment Policy and Objectives)Quarterly Fund Update (QFU)Annual Statement
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FundCompareKiwiSaver scheme comparison

Independent KiwiSaver information for New Zealanders. Compare fund data, view fees, and explore provider options. General information only — not financial advice.

Important Information and Disclosure

The information provided on this website is not a recommendation to buy, sell, or hold any financial products. Nothing on this website constitutes financial advice for the purposes of the Financial Markets Conduct Act 2013. FundCompare.co.nz is not a licensed Financial Advice Provider.

Investing involves risk. The value of your KiwiSaver investment can go down as well as up, and you may get back less than you put in. Past performance is not a reliable indicator of future returns.

Before making any investment decision, you should read the Product Disclosure Statement (PDS) for the fund carefully. If you have questions or are unclear about the implications of your investment decision, you should seek advice from a licensed Financial Advice Provider.

All information displayed is sourced from KiwiSaver providers, the Disclose Register, or publicly available sources. We take reasonable steps to ensure accuracy but cannot guarantee information is always current or complete.

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