What is Annual Statement?
The annual statement is the yearly report your KiwiSaver provider must send showing contributions, returns, fees, and your projected retirement balance.
Detailed Explanation
Required under the Financial Markets Conduct Act 2013, the statement must show contributions in dollars, fees in dollars, returns after fees and tax, and a retirement balance projection on standard assumptions set by the FMA. Use it as your once-a-year health check.
Example
Illustrative example — Your statement shows NZ$3,600 contributed, NZ$420 in fees, NZ$1,800 in returns after PIE tax, and a projected age-65 balance of NZ$420,000 in today's dollars.
Frequently Asked Questions
What if I don't receive my annual statement?
Contact your provider — they are legally required to send one. Some send by email by default.
Related Terms
Compare every fund on the FMA Disclose register. Refreshed quarterly. Independent — FundCompare is not a Financial Advice Provider; general information only.
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