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7

Risk Level 7 KiwiSaver Scheme Funds

Highest Risk (Aggressive)

Risk Level 7 funds invest 95-100% in growth assets for maximum long-term returns. Extreme volatility expected. Compare all 1 funds ranked by 5-year returns.

Total Funds
1
Risk Level 7
Average Return
7.42%
5-year average
Average Fees
3.33%
Annual fees
Time Horizon
25-40 years
Recommended

Risk Level 7 Details

Suited to:

  • Very young investors (20s-30s)
  • 30+ years until retirement
  • Very high risk tolerance
Volatility: Very high - Very large losses possible

Not Suitable For:

  • Anyone over 40
  • Anyone within 20 years of retirement
  • Moderate or low risk tolerance

All Risk Level 7 Funds Ranked by Performance

RankFund NameProviderFund Type5-Year ReturnFeesMembers
#1AE Kiwisaver PlanAlways EthicalBalanced7.42%3.33%4k

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Data source: FMA KiwiSaver Quarterly Reports, provider Product Disclosure Statements. Last updated: May 2026.

Disclaimer: Risk indicators are provided by fund managers and reflect potential volatility. Past performance does not guarantee future results. This is not financial advice. Consult a licensed financial adviser before making investment decisions.

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