Are 8-10% returns good for KiwiSaver?

Yes, 8-10% annual returns are excellent for KiwiSaver. This is well above the typical 5-7% average for growth funds. These returns indicate strong fund management and good market exposure, but still come with volatility and risk. Suitable for investors with 15-25 years until retirement.

What fund types achieve 8-10% returns?

Funds with 8-10% returns are typically Growth or Aggressive funds with 70-100% in shares and property. They have risk indicators of 5-7 and are managed by experienced fund managers with strong track records like Milford, Fisher Funds, and Generate.

💪 Strong Performers

Funds within KiwiSaver schemes with 8-10% annual returns

32 funds within KiwiSaver schemes averaging 8-10% returns over 5 years. Strong performance with manageable long-term risk.

Total Funds

Average Return

8.94%

Average Fees

1.08%

All funds with 8-10% returns

Rank	Fund Name	Provider	5-Year Return	Fees	Risk
#1	Mercer Balanced Fund	AMP	9.90%	1.26%	4/7
#2	Quaystreet Australian Equity Fund	Smartshares	9.89%	1.37%	5/7
#3	Stepping Stones Growth 0-50	Generate	9.81%	1.41%	5/7
#4	International Share Fund	ANZ	9.77%	0.96%	5/7
#5	Stepping Stones 0-35	Generate	9.65%	1.41%	5/7
#6	Quaystreet Growth Fund	Smartshares	9.53%	1.37%	4/7
#7	Focused Growth Fund	Generate	9.47%	1.41%	5/7
#8	SBS Wealth High Growth Fund	SBS	9.39%	1.17%	5/7
#9	Geared Growth Fund	Booster	9.37%	1.50%	5/7
#10	Asset Class Growth Fund	Booster	9.28%	1.37%	5/7
#11	Lifestages Auto Option Age 0 - 49	SBS	9.20%	1.17%	5/7
#12	Life Cycle - Age 0-54	NZ Funds	9.07%	1.87%	6/7
#13	Rest Of World Equities Fund	Koura	9.06%	0.73%	5/7
#14	Superlife Growth Fund	Smartshares	9.04%	0.71%	4/7
#15	Superlife Age Steps - Age 30	Smartshares	9.04%	0.72%	4/7
#16	Superlife Age Steps - Age 40	Smartshares	9.04%	0.72%	4/7
#17	Shares Fund	Mercer	8.86%	0.96%	5/7
#18	Socially Responsible High Growth Fund	Booster	8.85%	1.35%	5/7
#19	Global Equities Fund	MAS	8.85%	0.99%	5/7
#20	Growth Fund	Anglican	8.78%	1.50%	4/7
#21	Superlife Moderate Fund	AMP	8.77%	1.07%	4/7
#22	Sustainable Shares Fund	Mercer	8.69%	0.95%	5/7
#23	Australian Property Fund	Smartshares	8.62%	0.69%	6/7
#24	Superlife Age Steps - Age 50	Smartshares	8.52%	0.71%	4/7
#25	Growth Fund	Generate	8.36%	1.39%	4/7
#26	Sustainable High Growth Fund	Mercer	8.33%	0.89%	4/7
#27	AMP Aggressive Fund (Lifesteps)	AMP	8.32%	0.85%	4/7
#28	AMP Aggressive Fund	AMP	8.32%	0.85%	4/7
#29	Emerging Markets Fund	Smartshares	8.28%	0.83%	5/7
#30	Automatic Fund (Age 40)	SuperEasy	8.08%	0.51%	4/7
#31	High Growth Fund	Mercer	8.02%	0.94%	5/7
#32	Summer Australian Equities	Summer	8.01%	0.90%	N/A/7

Funds within KiwiSaver schemes with 8-10% annual returns

All funds with 8-10% returns

Browse Other Return Ranges

10%+ Returns

5-8% Returns

Compare All

Compare

Fund Types

First Home

Learn

Tools

Important Information and Disclosure