AURORA KIWISAVER SCHEME
Aurora Balanced Strategy
Recent material changes
Diffs we track across PDS, SIPO, holdings + fee history
- View fee + return history →FeeMATERIALMar 2026Annual fee 0.36% → 1.51% (+1.15pp)Quarter-on-quarter (Dec 2025 → Mar 2026)
About this balanced fund
The Aurora Balanced Strategy is a KiwiSaver scheme fund managed by Fundrock within the AURORA KIWISAVER SCHEME. The fund maintains a balanced allocation of 53% growth assets and 47% income assets, positioning it as a moderate-risk option within the provider's fund range. This mix aims to balance capital growth potential with income stability across market cycles.
Over the five-year period to 31 March 2026, the Aurora Balanced Strategy delivered a 0.00% average annual return. The fund charges an annual fee of 1.51%, which is higher than the peer-median fee of 0.85% for balanced KiwiSaver scheme funds in its cohort. As of the latest quarterly fund update, the scheme held $19.6 million in assets across 688 members. Past performance is not a reliable indicator of future returns.
The FMA risk indicator places this fund at 4 out of 7, suggesting a moderate risk profile suitable for investors with a medium-term investment horizon who can tolerate moderate fluctuations in value. This risk level is typically considered appropriate for those seeking a balance between growth and stability, rather than those prioritising either capital preservation or maximum growth potential. Past performance is not a reliable indicator of future returns.
Holdings
As of 2026-03-31 Aurora Balanced Strategy reports an asset mix of 53% growth assets (shares, listed property, alternatives) and 47% income assets (cash, bonds, fixed interest). This split is typical for a balanced fund. The full asset-mix breakdown including overseas vs domestic and listed vs unlisted exposure appears in the asset-allocation chart below.
Performance
Aurora Balanced Strategy has 13 quarters of QFU data on file (2021-03-31 to 2026-03-31). Past performance is not a reliable indicator of future returns.
Fees
At 1.51% in annual charges, Aurora Balanced Strategy's fee sits 0.66 percentage points above the median for Balanced KiwiSaver scheme funds in our coverage (median 0.85%). 73 of the 76 funds in this cohort charge a lower annual fee (this fund ranks 74 cheapest of 76). Fee level is a mechanical signal — does not factor in returns, risk, or manager skill.
Risk and suitability
Aurora Balanced Strategy carries a risk indicator of 4/7 on the FMA risk scale. Risk indicator 3-4 funds are typically considered for members with a medium investment horizon (3-10 years) or those balancing growth potential against shorter-term volatility. FundCompare does not provide personalised advice; consult a licensed financial adviser to understand whether this risk profile fits your circumstances.
Returns
null%
Five Year Average Return
Returns (green) show the fund’s growth over the five years to 31 March 2026, after fees and taxes. Compare these results with the average Balanced KiwiSaver scheme fund (light green).
Fees
1.51%
One Year Average Fees
Fees shown here (blue) represent what you would pay over a year if you had $30,000 invested in this fund. Compare them with the average fees for Balanced KiwiSaver scheme funds (light blue).
Asset Mix
The fund’s mix of growth assets (shares, property) and income assets (bonds, cash) as of 31 March 2026. The average mix forbalanced KiwiSaver scheme funds is shown in light blue.
Key Takeaways
Here’s the provider’s overview of the managed fund:
“ Diversified strategy aiming to provide a balance between stability of returns and growth, by investing in a mix of income and growth assets. The underlying portfolio is actively managed and includes cash, fixed interest, infrastructure, Australasian equities, and international equities. Environmental, Social and Governance (ESG) and sustainability considerations are integrated into portfolio decision making. The strategy invests 40% in the Aurora Conservative Fund and 60% in the Aurora Growth Fund. ”
When can I get my money out?
This is a fund within a KiwiSaver scheme, which means generally you can withdraw only to purchase a first home, after the age of 65 or in cases of financial hardship.
Asset mix
This fund's asset mix
Average for Balanced funds
Your investment mix shapes your outcome
The balance of assets you choose — your asset allocation, has the biggest impact on how your investments perform and how much their value may rise or fall along the way. Selecting that balance is crucial. By adjusting the proportion of growth-oriented investments you include, you’re effectively setting your preferred level of risk. Generally, taking on more risk can increase the potential for higher returns, but there’s never a guarantee — that’s the nature of risk. To find an allocation suited to your personal circumstances (sometimes called your risk profile), you can start with an investor risk questionnaire or a KiwiSaver-specific guide.
Top 10 investments
These assets make up 203.41% of this fund.
| Asset | Asset Class | Type | Country | % of Fund | |
|---|---|---|---|---|---|
 | The top 10 investments make up | 101.70 | |||
 | Vanguard ESG US Stock ETF | 29.50 | |||
 | ESG SRI UCITS ETF | 26.50 | |||
 | Fund | 16.69 | |||
 | Vanguard ESG INTL Stock ETF | 14.83 | |||
| Fund | 11.91 | |||
 | Mercer Macquarie NZ Cash Fund | 1.71 | |||
| Cash at Bank (BNZ) | 0.57 |
Top-10 holdings changes
31 Dec 2025 → 31 Mar 2026
None this quarter.
None this quarter.
The top 10 investments make up100.13% → 101.70% (+1.57 pp)
Vanguard ESG US Stock ETF28.77% → 29.50% (+0.73 pp)
ESG SRI UCITS ETF25.93% → 26.50% (+0.57 pp)
Vanguard ESG INTL Stock ETF14.31% → 14.83% (+0.52 pp)
Mercer Macquarie NZ Cash Fund1.49% → 1.71% (+0.22 pp)
- Cash at Bank (BNZ)0.70% → 0.57% (-0.13 pp)
Fees
1.51%
This Fund
0.92%
Average Balanced Kiwisaver funds
The blue segment shows the annual fees you’d pay if you invested $30,000 in this fund. The grey segment represents the typical yearly fees for an average Balanced KiwiSaver scheme fund, so you can compare them directly.
Smaller Fees, Bigger Potential
When it comes to investing, spending more doesn’t automatically lead to stronger results. In fact, higher fund fees can often eat into your returns. Remember, what you keep is calculated after fees and taxes are deducted. Because no one can predict how any fund will perform, it’s generally wise to look for options with lower costs whenever you can.
Fees breakdown
| Fee Type | % Over a year | Amount paid on a 30k balance |
|---|---|---|
| total Total fund charges | 0.36% | — |
Returns
null%
This Fund
4.31%
Average Balanced Kiwisaver funds
Over the past five years, this fund delivered the average annual return shown here (in green) to investors, after fees and taxes (28% PIR) were applied. For comparison, the average return over the same period for all Balanced KiwiSaver scheme funds is shown in grey.
Returns: Reflecting the Past
Investing is about seeking returns, but the figures shown here represent historical performance—they cannot be relied upon to continue in the future. Selecting a fund solely based on past performance is not advisable. A well-informed decision should consider factors such as an appropriate investment mix for your goals and reasonable fees.
Risks
Risk indicator
This indicator reflects how much the investment’s value has fluctuated over time. It is calculated from the fund’s five-year performance, or from a comparable market index if the fund has a shorter history.
Additional details
Manager information
| Name | FUNDROCK NZ LIMITED |
| Type | NZ Limited Company |
| Website | fundrock.com |
| NZBN | 9429031398602 |
| FSP Number | FSP127464 |
Fund information
| Asset liquidity ratio | 100.00% |
| Total value of fund | $19580637 |
| Debt ratio | -0.14% |
Fee + return history
View detailed history →Quarterly fees and after-tax returns recorded against this fund since inception. Sourced from FMA Disclose Quarterly Fund Updates. The detailed view shows the full chart + per-quarter data table.
PDS changes
View detailed PDS history →Material changes to the Product Disclosure Statement over time — fee adjustments, asset-allocation shifts, scheme-rule amendments. Diff against the previous PDS shown side-by-side in the detailed view.
Holdings changes
View detailed holdings diff →Top-10-holdings additions, removals, and weight changes across quarters. Shows the manager's actual portfolio decisions over time, sourced from the fund's Quarterly Fund Update.
SIPO changes
View detailed SIPO history →Statement of Investment Policy and Objectives revisions — investment objective rewrites, asset-class target shifts, ESG policy changes, derivatives policy changes. The detailed view diffs against prior SIPO versions.
AI · API · Markdown
Machine-readable surfaceEvery fund page on FundCompare ships with structured JSON and a plain-markdown summary alongside the HTML — so LLMs, MCP clients, and analysts can cite the same regulator-sourced data the page renders. Source documents come from FMA Disclose, IRD, and Sorted Fund Finder.
Identifiers
- FMA fund code
- FND45605
- FSP number
- FSP127464
- NZBN
- 9429031398602
- Provider
- Fundrock
- Scheme
- AURORA KIWISAVER SCHEME
Endpoints for Aurora Balanced Strategy
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cURL
curl -s "https://fundcompare.co.nz/api/fund/fundrock/aurora-balanced-strategy/facts.json" | jq .Python
import requests
data = requests.get("https://fundcompare.co.nz/api/fund/fundrock/aurora-balanced-strategy/facts.json").json()
print(data["fund_name" if "fund" == "fund" else "name"])MCP (Claude Desktop / ChatGPT)
# Claude Code (CLI):
claude mcp add --transport http fundcompare https://fundcompare.co.nz/mcp
# Cursor / Cline / Continue (settings JSON):
{ "mcpServers": { "fundcompare": { "url": "https://fundcompare.co.nz/mcp" } } }
# Claude Desktop (UI): Settings → Connectors → Add custom connector
# URL: https://fundcompare.co.nz/mcp
# Claude Desktop via JSON (uses npx mcp-remote bridge):
{ "mcpServers": { "fundcompare": {
"command": "npx", "args": ["-y", "mcp-remote", "https://fundcompare.co.nz/mcp"]
} } }
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The information provided on this website is not a recommendation to buy, sell, or hold any financial products. Nothing on this website constitutes financial advice for the purposes of the Financial Markets Conduct Act 2013. FundCompare.co.nz is not a licensed Financial Advice Provider.
Investing involves risk. The value of your investment can go down as well as up, and you may get back less than you put in. Past performance is not a reliable indicator of future returns.
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