Summer KiwiSaver Scheme Review
Independent analysis of Forsyth Barr Investment Management Limited's KiwiSaver scheme based on FMA data, performance metrics, and fee structures. Last updated: May 2026.
Quick Summary
✅ Key Highlights
- • Good choice: 10 fund options available
- • Highest 5-yr return: Summer Australian Equities (7.63% over 5 years)
📊 At a Glance
- • Average fees: 0.81% per year
- • 5-year returns: 3.03%
- • Fund options: 10 funds
- • Total members: 7k+
- • Assets under management: $0.4B
Summer KiwiSaver Scheme — issued and managed by Forsyth Barr Investment Management Limited (a licensed manager of registered schemes, part of the Forsyth Barr group). For the manager profile see /providers/forsyth-barr.
Performance Analysis
All Summer KiwiSaver Scheme Funds
| Fund Name | Type | 5-Year Return | Fees | Risk | Members |
|---|---|---|---|---|---|
| Summer Australian Equities | Aggressive | 7.63% | 0.90% | 5/7 | 721 |
| Summer Global Equities | Aggressive | 7.47% | 0.89% | 5/7 | 802 |
| Summer Growth Selection | Growth | 4.80% | 0.89% | 4/7 | 1,676 |
| Summer Balanced Selection | Balanced | 3.65% | 0.90% | 4/7 | 2,009 |
| Summer New Zealand Cash | Defensive | 2.52% | 0.50% | 1/7 | 201 |
| Summer Conservative Selection | Conservative | 2.47% | 0.75% | 3/7 | 228 |
| Summer New Zealand Equities | Aggressive | 1.98% | 0.90% | 4/7 | 734 |
| Summer New Zealand Fixed Interest | Defensive | 1.61% | 0.75% | 3/7 | 298 |
| Summer Global Fixed Interest | Defensive | 0.42% | 0.75% | 3/7 | 100 |
| Summer Listed Property | Aggressive | -2.29% | 0.90% | 5/7 | 483 |
Considerations for Summer
What the data shows
- •Average fees at or above the market average
- •A choice between multiple fund types
Points some investors compare
- •Fees at lower-fee providers (for example Simplicity, Kernel)
- •Historical returns at other providers (for example Milford, Fisher Funds)
- •Ethical and responsible-investment options
- •Fund risk levels for a planned first-home withdrawal
A licensed financial adviser can help with a personal assessment.
Compare Alternatives
Other providers with comparable data:
AE KiwiSaver Limited
Always Ethical provides ethical KiwiSaver and investment funds that focus on responsible investing.
AMP Wealth Management New Zealand Limited
AMP offers KiwiSaver and investment solutions with a strong track record and flexible options.
ANZ New Zealand Investments Limited
ANZ provides a wide range of KiwiSaver and investment funds tailored for diverse financial goals.
Arotahi Trust Limited
Arotahi delivers KiwiSaver and investment solutions with a focus on secure and sustainable growth.
Ready to Compare All Providers?
See how Summer stacks up against all 30+ KiwiSaver providers side-by-side.
Disclaimer: This analysis is based on publicly available data from the FMA and provider disclosures as of October 2025. Past performance does not guarantee future results. This is not financial advice. Please consult a licensed financial adviser before making investment decisions.
Data sources: FMA KiwiSaver Quarterly Reports, Forsyth Barr Investment Management Limited Product Disclosure Statements, provider websites.
