Always Ethical KiwiSaver Scheme Review

Independent analysis of AE KiwiSaver Limited's KiwiSaver scheme based on FMA data, performance metrics, and fee structures. Last updated: May 2026.

Quick Summary

✅ Key Highlights

• Highest 5-yr return: AE KiwiSaver Plan (7.42% over 5 years)
• Ethical KiwiSaver investments
• Focus on responsible investing

📊 At a Glance

• Average fees: 4.26% per year
• 5-year returns: 7.42%
• Fund options: 1 funds
• Total members: 4k+
• Assets under management: $0.1B

Always Ethical provides ethical KiwiSaver and investment funds that focus on responsible investing.

Performance Analysis

Average 5-Year Return

7.42%

Across all funds

Average Fees

4.26%

Annual management fees

Total Assets

$0.1B

Under management

Total Members

4k+

KiwiSaver members

All Always Ethical KiwiSaver Scheme Funds

Fund Name	Type	5-Year Return	Fees	Risk	Members
AE KiwiSaver Plan	Balanced	7.42%	4.26%	7/7	3,578

Considerations for Always Ethical

What the data shows

•Average fees at or above the market average

Points some investors compare

•Fees at lower-fee providers (for example Simplicity, Kernel)
•Historical returns at other providers (for example Milford, Fisher Funds)
•Ethical and responsible-investment options
•Fund risk levels for a planned first-home withdrawal

A licensed financial adviser can help with a personal assessment.

Compare Alternatives

Other providers with comparable data:

AMP Wealth Management New Zealand Limited

AMP offers KiwiSaver and investment solutions with a strong track record and flexible options.

30 funds • Avg fee: 1.00%

ANZ New Zealand Investments Limited

ANZ provides a wide range of KiwiSaver and investment funds tailored for diverse financial goals.

21 funds • Avg fee: 0.77%

Arotahi Trust Limited

Arotahi delivers KiwiSaver and investment solutions with a focus on secure and sustainable growth.

1 funds • Avg fee: 0.76%

ASB Group Investments Limited

ASB provides a variety of KiwiSaver and investment options backed by strong financial expertise.

6 funds • Avg fee: 0.57%

Ready to Compare All Providers?

See how Always Ethical stacks up against all 30+ KiwiSaver providers side-by-side.

Compare All Providers Visit Always Ethical Website

Disclaimer: This analysis is based on publicly available data from the FMA and provider disclosures as of October 2025. Past performance does not guarantee future results. This is not financial advice. Please consult a licensed financial adviser before making investment decisions.

Data sources: FMA KiwiSaver Quarterly Reports, AE KiwiSaver Limited Product Disclosure Statements, provider websites.

Need personalised advice?

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FundCompare

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Investing involves risk. The value of your investment can go down as well as up, and you may get back less than you put in. Past performance is not a reliable indicator of future returns.

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