NIKKO ASSET MANAGEMENT NEW ZEALAND LIMITED KiwiSaver Review

Independent analysis of NIKKO ASSET MANAGEMENT NEW ZEALAND LIMITED's KiwiSaver scheme based on FMA data, performance metrics, and fee structures. Last updated: May 2026.

Quick Summary

✅ Key Highlights

• Good choice: 18 fund options available
• Highest 5-yr return: Goalsgetter Amova Global Shares Fund (13.41% over 5 years)
• Range of KiwiSaver & investment options
• Long-term returns focus

📊 At a Glance

• Average fees: 1.09% per year
• 5-year returns: 4.62%
• Fund options: 18 funds
• Total members: 3k+
• Assets under management: $0.1B

Nikko provides KiwiSaver and investment options with a focus on long-term returns and security.

Performance Analysis

Average 5-Year Return

4.62%

Across all funds

Average Fees

1.09%

Annual management fees

Total Assets

$0.1B

Under management

Total Members

3k+

KiwiSaver members

All Nikko KiwiSaver Scheme Funds

Fund Name	Type	5-Year Return	Fees	Risk	Members
Goalsgetter Amova Global Shares Fund	Aggressive	13.41%	1.43%	5/7	280
Goalsgetter Amova Growth Fund	Growth	5.73%	1.51%	5/7	58
Goalsgetter Amova Balanced Fund	Growth	4.47%	1.22%	4/7	147
Goalsgetter Amova Nz Cash Fund	Defensive	2.63%	0.40%	2/7	78
Goalsgetter Amova Conservative Fund	Conservative	2.52%	1.05%	3/7	63
Goalsgetter Amova Sri Equity Fund	Aggressive	2.40%	1.23%	5/7	67
Goalsgetter Amova Nz Corporate Bond Fund	Defensive	1.16%	0.80%	3/7	29
Goalsgetter Amova Ark Disruptive Innovation Fund	Aggressive	N/A	1.53%	7/7	822
Goalsgetter Harbour Active Growth Fund	Growth	N/A	1.33%	4/7	18
Goalsgetter Milford Conservative Fund	Conservative	N/A	1.17%	3/7	33
Goalsgetter Harbour Sustainable Impact Fund	Balanced	N/A	1.61%	4/7	5
Goalsgetter Salt Sustainable Growth Fund	Growth	N/A	1.38%	4/7	51
Goalsgetter Generate Thematic Fund	Aggressive	N/A	1.59%	5/7	64
Goalsgetter Milford Active Growth Fund	Growth	N/A	1.35%	4/7	353
Goalsgetter Generate Balanced Fund	Balanced	N/A	1.65%	4/7	52
Goalsgetter Generate Focused Growth Fund	Aggressive	N/A	1.71%	5/7	292
Goalsgetter Pathfinder Ethical Growth Fund	Growth	N/A	1.61%	4/7	56
Goalsgetter Milford Balanced Fund	Balanced	N/A	1.24%	4/7	101

Is Nikko Right For You?

✅ Good Fit If You:

•Want proven fund management
•Want choice between multiple fund types
•Have 20+ years until retirement

🔍 Compare Alternatives If:

•You want the absolute lowest fees (check Simplicity, Kernel)
•You want providers with stronger performance (check Milford, Fisher Funds)
•You prefer ethical/sustainable investing
•You're buying your first home soon

Compare Alternatives

Consider these alternatives to find a match for your goals:

AE KIWISAVER LIMITED

Always Ethical provides ethical KiwiSaver and investment funds that focus on responsible investing.

1 funds • Avg fee: 3.33%

AMP WEALTH MANAGEMENT NEW ZEALAND LIMITED

AMP offers KiwiSaver and investment solutions with a strong track record and flexible options.

30 funds • Avg fee: 1.00%

ANZ NEW ZEALAND INVESTMENTS LIMITED

ANZ provides a wide range of KiwiSaver and investment funds tailored for diverse financial goals.

21 funds • Avg fee: 0.77%

AROTAHI TRUST LIMITED

Arotahi delivers KiwiSaver and investment solutions with a focus on secure and sustainable growth.

1 funds • Avg fee: 0.76%

Ready to Compare All Providers?

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Disclaimer: This analysis is based on publicly available data from the FMA and provider disclosures as of October 2025. Past performance does not guarantee future results. This is not financial advice. Please consult a licensed financial adviser before making investment decisions.

Data sources: FMA KiwiSaver Quarterly Reports, NIKKO ASSET MANAGEMENT NEW ZEALAND LIMITED Product Disclosure Statements, provider websites.