Fisher KiwiSaver Scheme Review
Independent analysis of Fisher Funds Management Limited's KiwiSaver scheme based on FMA data, performance metrics, and fee structures. Last updated: May 2026.
Quick Summary
✅ Key Highlights
- • Established provider: $13.4B in total assets
- • Good choice: 12 fund options available
- • Highest 5-yr return: Growth Fund (4.46% over 5 years)
- • Expert financial guidance
- • Variety of KiwiSaver and investment options
📊 At a Glance
- • Average fees: 0.84% per year
- • 5-year returns: 3.38%
- • Fund options: 12 funds
- • Total members: 436k+
- • Assets under management: $13.4B
Fisher Investments offers expert financial guidance and a variety of KiwiSaver and investment options.
Performance Analysis
All Fisher KiwiSaver Scheme Funds
| Fund Name | Type | 5-Year Return | Fees | Risk | Members |
|---|---|---|---|---|---|
| Growth Fund | Growth | 4.46% | 1.23% | 5/7 | 96,908 |
| Balanced Fund | Balanced | 3.82% | 1.11% | 4/7 | 101,114 |
| Default Conservative Fund | Conservative | 3.34% | 0.51% | 3/7 | 72,624 |
| Cash Fund | Defensive | 2.78% | 0.47% | 1/7 | 22,996 |
| Conservative Fund | Conservative | 2.49% | 0.90% | 4/7 | 52,606 |
| Aggressive Fund | Aggressive | N/A | 1.16% | 5/7 | 16,275 |
| Glidepath Age 75 | Conservative | N/A | 0.84% | 3/7 | 153 |
| Glidepath Age 55 | Balanced | N/A | 1.13% | 4/7 | 9 |
| Glidepath Age 40 | Growth | N/A | 1.22% | 5/7 | 22 |
| Glidepath Age 25 | Aggressive | N/A | 1.24% | 5/7 | 0 |
| Default Fund | Balanced | N/A | 0.36% | 4/7 | 73,070 |
| Glidepath Age 65 | Conservative | N/A | 0.92% | 4/7 | 7 |
Considerations for Fisher
What the data shows
- •Average fees at or above the market average
- •A choice between multiple fund types
- •One of the larger providers by fund count
Points some investors compare
- •Fees at lower-fee providers (for example Simplicity, Kernel)
- •Historical returns at other providers (for example Milford, Fisher Funds)
- •Ethical and responsible-investment options
- •Fund risk levels for a planned first-home withdrawal
A licensed financial adviser can help with a personal assessment.
Compare Alternatives
Other providers with comparable data:
AE KiwiSaver Limited
Always Ethical provides ethical KiwiSaver and investment funds that focus on responsible investing.
AMP Wealth Management New Zealand Limited
AMP offers KiwiSaver and investment solutions with a strong track record and flexible options.
ANZ New Zealand Investments Limited
ANZ provides a wide range of KiwiSaver and investment funds tailored for diverse financial goals.
Arotahi Trust Limited
Arotahi delivers KiwiSaver and investment solutions with a focus on secure and sustainable growth.
Ready to Compare All Providers?
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Disclaimer: This analysis is based on publicly available data from the FMA and provider disclosures as of October 2025. Past performance does not guarantee future results. This is not financial advice. Please consult a licensed financial adviser before making investment decisions.
Data sources: FMA KiwiSaver Quarterly Reports, Fisher Funds Management Limited Product Disclosure Statements, provider websites.
