What is Permanent Emigration Withdrawal?
A permanent emigration withdrawal lets you take most of your KiwiSaver balance after permanently moving to a country other than Australia.
Detailed Explanation
After at least 12 months of permanent absence from New Zealand (and to a country other than Australia), you can apply to withdraw your member contributions, employer contributions, and returns. The Government contribution is repaid to IRD and is not paid out. Permanent emigrants to Australia use the Trans-Tasman Portability route instead.
Example
After moving permanently to the UK in 2024, you wait until 2025 then apply to your provider with proof of residence; your member, employer, and return components are paid out.
Frequently Asked Questions
What proof of permanent absence is needed?
Typically a statutory declaration plus evidence of overseas residence for at least 12 months — passport stamps, tenancy agreements, employment records.