What is Conservative Fund?
A conservative fund holds mostly defensive assets (typically 10-34% growth assets), prioritizing capital preservation.
Detailed Explanation
Conservative funds are lower-risk funds designed to protect your capital while providing modest returns. They hold predominantly cash and bonds.
Example
Illustrative example — A conservative fund might return +5% in a good year and -3% in a bad year. Over 10 years, it might average 3-4% annually.
Frequently Asked Questions
Will my money grow in a conservative fund?
Yes, but slowly. Returns may not keep up with inflation over long periods.
Related Terms
Compare every fund on the FMA Disclose register. Refreshed quarterly. Independent — FundCompare is not a Financial Advice Provider; general information only.
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