What is Auto-Enrolment?
Auto-enrolment is the rule that automatically signs new employees aged 18–65 into KiwiSaver when they start a new job.
Detailed Explanation
When you start a new job and are eligible, your employer must enrol you in KiwiSaver. You then have an opt-out window of 14 to 56 days after your first pay. If you do nothing, you stay enrolled in your employer's chosen default scheme.
Example
Illustrative example — Sarah starts a new role on 1 March. Her employer auto-enrols her in their default scheme. She has until day 56 to opt out; otherwise her contributions and the employer match continue.
Frequently Asked Questions
Can I avoid auto-enrolment?
Only by opting out within the 14–56 day window. Existing KiwiSaver members are not auto-enrolled again.
Related Terms
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