KERNEL WEALTH LIMITED
Kernel Wealth Limited operates the Kernel KiwiSaver Plan, a scheme with 15,370 members and $0.78 billion in assets under management. The scheme offers 15 funds within a KiwiSaver scheme across three fund types: Aggressive, Defensive, and Balanced. This range of options allows members to select investment approaches aligned with their time horizon and risk tolerance.
The Kernel KiwiSaver Plan charges an average annual fee of 0.28% across its funds within a KiwiSaver scheme. The scheme's structure—combining multiple fund types with competitive fee settings—suits members seeking diversified investment choices within a single KiwiSaver scheme. This information is general in nature and does not constitute financial advice.
Assets
$784M
Total value
Average Return
0.33%
Five year
Average Fee 💰
0.28%
One Year
Total Investors
15.4K
Across all funds
FUND NAME | RISK LEVEL | 5Y RETURN | FEE💰 | Value | Growth Assets | Start Date |
|---|---|---|---|---|---|---|
| Kernel Nz Small & Mid Cap Opportunities Fund | Aggressive | -1.93% | 0.25% | $863K | 100% | 11-04-2022 |
| Kernel S&P Global Dividend Aristocrats Fund | Aggressive | 9.63% | 0.25% | $5M | 99.89% | 11-04-2022 |
| Kernel High Growth Fund | Aggressive | N/A | 0.25% | $530M | 98.23% | 11-04-2022 |
| Kernel Nz Bond Fund | Defensive | N/A | 0.4% | $641K | N/A | 29-07-2024 |
| Kernel Nz 50 Esg Tilted Fund | Aggressive | N/A | 0.25% | $1M | 100% | 11-04-2022 |
| Kernel S&P Global Clean Energy Fund | Aggressive | N/A | 0.45% | $2M | 99.93% | 11-04-2022 |
| Kernel S&P 500 (Unhedged) Fund | Aggressive | N/A | 0.25% | $28M | 99.7% | 11-11-2024 |
| Kernel S&P 500 (Nzd Hedged) Fund | Aggressive | N/A | 0.25% | $140M | 99.52% | 11-04-2022 |
| Kernel Nz 20 Fund | Aggressive | N/A | 0.25% | $2M | 100% | 11-04-2022 |
| Kernel Us Bond Fund | Defensive | N/A | 0.3% | $388K | N/A | 29-07-2024 |
| Kernel Nz Commercial Property Fund | Aggressive | -2.75% | 0.25% | $756K | 100% | 11-04-2022 |
| Kernel Global Esg (Nzd Hedged) Fund | Aggressive | N/A | 0.25% | $13M | 105.54% | 03-07-2023 |
| Kernel Balanced Fund | Balanced | N/A | 0.25% | $45M | 60.13% | 07-11-2022 |
| Kernel Global Property (Nzd Hedged) Fund | Aggressive | N/A | 0.25% | $1M | 99.98% | 11-04-2022 |
| Kernel Cash Plus Fund | Defensive | N/A | 0.25% | $13M | N/A | 07-11-2022 |
Governance & relationships
- Manager
- KERNEL WEALTH LIMITED(NZ Limited Company)
- FSP registration
- FSP FSP644609verify on FSPR ↗
- NZBN
- 9429047045989verify on NZBN ↗
- Supervisor
- Data being compiled from PDS filings
- Custodian
- Data being compiled from PDS filings
- Auditor
- Data being compiled from Annual Reports
Manager identity sourced from the most recent FMA-filed Quarterly Fund Update. See the cross-scheme manager relationships map to see whether this manager operates across multiple schemes.
FMA Disclose filings (2)
Quarterly Fund Updates, Product Disclosure Statements, SIPOs, and Annual Reports indexed from the FMA Disclose register. Click into a filing for the per-fund extracted data.
| Period | Type | Source PDFs | Status | Filing page |
|---|---|---|---|---|
| 2026-Q1 | QFU | 27 PDFs | Extracted | Open filing → |
| 2026-05-25 | PDS | 1 PDF | Pending | PDF only |
Source: FMA Disclose register. Filings auto-refresh weekly via the FundCompare ingestion pipeline.
AI · API · Markdown
Machine-readable surfaceEvery provider page on FundCompare ships with structured JSON and a plain-markdown summary alongside the HTML — so LLMs, MCP clients, and analysts can cite the same regulator-sourced data the page renders. Source documents come from FMA Disclose, IRD, and Sorted Fund Finder.
Identifiers
- Short name
- Kernel
- Funds operated
- 15
- Scheme(s)
- KERNEL KIWISAVER PLAN
Endpoints for KERNEL WEALTH LIMITED
One-click MCP install
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Full per-client guide + ChatGPT GPT setup at /api/mcp.
Quick examples
cURL
curl -s "https://fundcompare.co.nz/api/provider/kernel/facts.json" | jq .Python
import requests
data = requests.get("https://fundcompare.co.nz/api/provider/kernel/facts.json").json()
print(data["fund_name" if "provider" == "fund" else "name"])MCP (Claude Desktop / ChatGPT)
# Claude Code (CLI):
claude mcp add --transport http fundcompare https://fundcompare.co.nz/mcp
# Cursor / Cline / Continue (settings JSON):
{ "mcpServers": { "fundcompare": { "url": "https://fundcompare.co.nz/mcp" } } }
# Claude Desktop (UI): Settings → Connectors → Add custom connector
# URL: https://fundcompare.co.nz/mcp
# Claude Desktop via JSON (uses npx mcp-remote bridge):
{ "mcpServers": { "fundcompare": {
"command": "npx", "args": ["-y", "mcp-remote", "https://fundcompare.co.nz/mcp"]
} } }
# Tools: search_funds, get_fund, get_provider, get_qfu_filing — anonymous, free.FundCompare is not a Financial Advice Provider. Data is sourced from FMA Disclose, IRD, and Sorted Fund Finder. The endpoints above are free, public, and cached for one hour. KiwiSaver® is a registered trademark of Inland Revenue.
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