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PATHFINDER KIWISAVER PLAN

SIPO change history

Each Statement of Investment Policy and Objectives (SIPO) issued for the PATHFINDER KIWISAVER PLAN is archived here. SIPO changes describe the scheme's investment strategy — asset-allocation ranges, hedging policy, derivatives use, ESG framework, external managers — so all funds in the scheme share this history.

Per-SIPO readings

SIPO as atInvestment objectiveAsset allocation rangesCurrency hedging policyESG / responsible investment policyExternal investment managerDerivatives policyPerformance fee structure
31 March 2026Investment objective: The objective of each Fund is set out in the table below: Fund Investment Objective Global Resp…{"cash":"3%0%","nz_equities":"0%0%","intl_equities":"92%100%","listed_property":"5%0%","nz_fixed_interest":"0%0%","in…—{"mentions":8,"verbatim":"al Investment Policy for details on how we address values and Environmental, Social and Gov…External Managers 12 11. -- 2 of 16 -- 1 1.Introduction Purpose This statement of investmentDerivatives 12—
31 December 2025—{"cash":"4%7%","nz_equities":"19%18%","intl_equities":"59%43%","listed_property":"5%4%","nz_fixed_interest":"2%9%","i…—{"mentions":7,"verbatim":"l Investment Policy for details on how we address values, and Environmental, Social and Gov…External Managers 8 -- 2 of 11 -- 1 1.Introduction Purpose This statement of investmentDerivatives 8—

What changed

Each consecutive SIPO pair, with field-level diffs. Severity reflects how impactful the policy change is: an asset-allocation range move is MATERIAL; an external-manager swap is also material; cosmetic re-wording is MINOR.

31 December 2025 → 31 March 2026

5 changes
  • Investment objectiveMAJOR
    — → Investment objective: The objective of each Fund is set out in the table below: Fund Investment Objective Global Resp…
  • Asset allocation rangesMATERIAL
    {"cash":"4%7%","nz_equities":"19%18%","intl_equities":"59%43%","listed_property":"5%4%","nz_fixed_interest":"2%9%","i… → {"cash":"3%0%","nz_equities":"0%0%","intl_equities":"92%100%","listed_property":"5%0%","nz_fixed_interest":"0%0%","in…
  • ESG / responsible investment policyMAJOR
    {"mentions":7,"verbatim":"l Investment Policy for details on how we address values, and Environmental, Social and Gov… → {"mentions":8,"verbatim":"al Investment Policy for details on how we address values and Environmental, Social and Gov…
  • External investment managerMATERIAL
    External Managers 8 -- 2 of 11 -- 1 1.Introduction Purpose This statement of investment → External Managers 12 11. -- 2 of 16 -- 1 1.Introduction Purpose This statement of investment
  • Derivatives policyMAJOR
    Derivatives 8 → Derivatives 12

Data sources

  • FMA Disclose register — Statements of Investment Policy and Objectives
  • Provider websites — issuer-published SIPO PDFs

SIPO field extraction uses FMA-mandated section anchors. Long fields (objective, ESG verbatim, derivatives policy) are truncated in the table — verify against the source PDF for the full text. General information only — not financial advice.

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