# KERNEL WEALTH LIMITED — KiwiSaver scheme funds

KERNEL WEALTH LIMITED runs a KiwiSaver scheme registered on the FMA Disclose register. 15 active funds on file at FundCompare.

## Active funds

### Kernel S&P Global Dividend Aristocrats Fund

- **Type:** Aggressive
- **Annual fee:** 0.25%
- **Risk indicator:** 5 / 7

### Kernel Nz 50 Esg Tilted Fund

- **Type:** Aggressive
- **Annual fee:** 0.25%
- **Risk indicator:** 5 / 7

### Kernel Nz Small & Mid Cap Opportunities Fund

- **Type:** Aggressive
- **Annual fee:** 0.25%
- **Risk indicator:** 5 / 7

### Kernel Nz Bond Fund

- **Type:** Defensive
- **Annual fee:** 0.4%
- **Risk indicator:** 3 / 7

### Kernel High Growth Fund

- **Type:** Aggressive
- **Annual fee:** 0.25%
- **Risk indicator:** 5 / 7

### Kernel Balanced Fund

- **Type:** Balanced
- **Annual fee:** 0.25%
- **Risk indicator:** 4 / 7

### Kernel S&P Global Clean Energy Fund

- **Type:** Aggressive
- **Annual fee:** 0.45%
- **Risk indicator:** 7 / 7

### Kernel Us Bond Fund

- **Type:** Defensive
- **Annual fee:** 0.3%
- **Risk indicator:** 4 / 7

### Kernel S&P 500 (Unhedged) Fund

- **Type:** Aggressive
- **Annual fee:** 0.25%
- **Risk indicator:** 6 / 7

### Kernel S&P 500 (Nzd Hedged) Fund

- **Type:** Aggressive
- **Annual fee:** 0.25%
- **Risk indicator:** 6 / 7

### Kernel Nz Commercial Property Fund

- **Type:** Aggressive
- **Annual fee:** 0.25%
- **Risk indicator:** 5 / 7

### Kernel Nz 20 Fund

- **Type:** Aggressive
- **Annual fee:** 0.25%
- **Risk indicator:** 5 / 7

### Kernel Global Esg (Nzd Hedged) Fund

- **Type:** Aggressive
- **Annual fee:** 0.25%
- **Risk indicator:** 6 / 7

### Kernel Global Property (Nzd Hedged) Fund

- **Type:** Aggressive
- **Annual fee:** 0.25%
- **Risk indicator:** 6 / 7

### Kernel Cash Plus Fund

- **Type:** Defensive
- **Annual fee:** 0.25%
- **Risk indicator:** 1 / 7

## Sources

- FMA Disclose: <https://disclose-register.companiesoffice.govt.nz/>
- HTML page: <https://fundcompare.co.nz/funds/kernel>
- Machine-readable: <https://fundcompare.co.nz/api/provider/kernel/facts.json>

*FundCompare.co.nz publishes mechanical comparison data from FMA Disclose, IRD, and provider PDSes. We are not a Financial Advice Provider; content is information only. KiwiSaver® is a registered trade mark of IRD.*

*Generated: 2026-10-06*