# Quarterly Fund Update — smartshares (2025-Q2)

> KiwiSaver scheme **smartshares** — Quarterly Fund Update filing covering period ending **2025-06-30**.
> Source: filed with FMA Disclose register. Canonical: https://fundcompare.co.nz/filings/qfu/smartshares/2025-q2

## Funds covered

| Fund | Fees (1y) | 1y return | 3y return | 5y avg return | AUM (NZD) | Members | Growth assets |
|------|-----------|-----------|-----------|---------------|-----------|---------|---------------|
| Quaystreet Income Fund | 0.56% | 3.06% | — | 0.14% | NZD $257,989,000 | 16,048 | — |
| Conservative Fund | 0.57% | 5.71% | — | 3.20% | NZD $33,378,443 | 688 | — |
| Balanced Fund | 0.60% | 8.08% | — | 5.92% | NZD $76,882,591 | 1,356 | — |
| Growth Fund | 0.61% | 9.52% | — | 7.79% | NZD $71,064,309 | 1,548 | — |
| Quaystreet High Growth Fund | 0.63% | 10.75% | — | 9.56% | NZD $711,716,500 | 20,676 | — |
| Superlife Default Fund | 0.20% | 7.06% | — | — | NZD $673,904,325 | 56,060 | — |
| UK Cash Fund | 0.52% | 3.22% | — | 2.18% | NZD $72,030,989 | 3,319 | — |
| Superlife Age Steps - Age 80 | 0.56% | 3.85% | — | 1.07% | — | 13 | — |
| Superlife Age Steps - Age 20 | 0.63% | 10.45% | — | 9.19% | — | 292 | — |
| Superlife Age Steps - Age 30 | 0.62% | 9.24% | — | 7.68% | — | 300 | — |
| Superlife Age Steps - Age 40 | 0.62% | 9.24% | — | 7.68% | — | 296 | — |
| Superlife Age Steps - Age 50 | 0.61% | 8.86% | — | 7.21% | — | 323 | — |
| Superlife Age Steps - Age 60 | 0.60% | 7.56% | — | 5.57% | — | 293 | — |
| Superlife Age Steps - Age 70 | 0.58% | 6.18% | — | 3.90% | — | 73 | — |
| Ethica Fund | 0.70% | 8.54% | — | 6.59% | NZD $69,923,742 | 1,474 | 6.0% |
| Nz Bonds Fund | 0.54% | 4.82% | — | 1.04% | NZD $36,286,785 | 2,429 | — |
| Overseas Bonds Fund | 0.59% | 3.42% | — | 0.42% | NZD $9,762,642 | 1,274 | — |
| Overseas Non-Government Bonds Fund | 0.54% | 3.80% | — | -0.21% | NZD $18,572,624 | 1,604 | — |
| Nz Property Fund | 0.59% | 8.12% | — | -0.09% | NZD $8,011,524 | 1,011 | — |
| Australian Property Fund | 0.59% | 15.72% | — | 6.01% | NZD $3,252,399 | 516 | — |
| Global Property Fund | 0.58% | 9.90% | — | 3.29% | NZD $15,891,619 | 1,700 | — |
| Nz Shares Fund | 0.59% | 8.59% | — | 2.74% | NZD $24,341,700 | 1,892 | — |
| Nz Top 50 Fund | 0.59% | 8.62% | — | 2.99% | NZD $54,463,941 | 2,022 | — |
| Australian Shares Fund | 0.59% | 11.40% | — | 11.25% | NZD $22,505,552 | 1,718 | — |
| Australian Financials Fund | 0.59% | 27.58% | — | 17.93% | NZD $11,294,347 | 826 | — |
| Europe Fund | 0.59% | 17.78% | — | 11.65% | NZD $12,352,217 | 847 | — |
| US Mid Cap Fund | 0.57% | 16.50% | — | 12.49% | NZD $5,132,342 | 655 | — |
| Nz Top 10 Fund | 0.59% | 1.34% | — | -0.28% | NZD $5,171,846 | 444 | — |
| Total World (Nzd Hedged) Fund | 0.58% | 11.86% | — | — | NZD $5,537,351 | 255 | — |
| Nz Dividend Fund | 0.59% | 11.75% | — | 4.71% | NZD $3,442,429 | 333 | — |
| Australian Top 20 Fund | 0.59% | 9.26% | — | 10.72% | NZD $5,969,103 | 597 | — |
| Australian Resources Fund | 0.59% | -7.35% | — | 6.44% | NZD $14,750,535 | 1,253 | — |
| Australian Mid Cap Fund | 0.59% | 13.73% | — | 11.23% | NZD $30,975,738 | 1,469 | — |
| Asia Pacific Fund | 0.59% | 13.56% | — | 7.27% | NZD $7,785,298 | 929 | — |
| Nz Mid Cap Fund | 0.59% | 16.17% | — | 3.67% | NZD $6,753,015 | 805 | — |
| Australian Dividend Fund | 0.59% | 12.23% | — | 9.37% | NZD $1,828,814 | 198 | — |
| Overseas Shares (Currency Hedged) Fund | 0.58% | 11.51% | — | 12.93% | NZD $28,630,871 | 1,711 | — |
| Emerging Markets Fund | 0.73% | 14.02% | — | 6.53% | NZD $23,393,137 | 2,468 | — |
| Overseas Shares Fund | 0.58% | 13.64% | — | 13.75% | NZD $32,718,754 | 1,914 | — |
| Total World Fund | 0.58% | 14.07% | — | 12.85% | NZD $22,097,181 | 1,058 | — |
| US 500 Fund | 0.54% | 13.12% | — | 16.11% | NZD $95,751,170 | 3,088 | — |
| US Large Value Fund | 0.57% | 11.59% | — | 14.36% | NZD $11,253,346 | 842 | — |
| US Small Cap Fund | 0.57% | 8.46% | — | 11.13% | NZD $5,357,702 | 657 | — |
| Global Aggregate Bond Fund | 0.59% | 3.12% | — | — | NZD $1,166,116 | 103 | — |
| Castle Point 5 Oceans Fund | 1.28% | 7.12% | — | — | NZD $828,690 | 59 | — |

_Returns are after fees and tax at PIR 28%, sourced from the QFU PDF as filed with FMA Disclose._

## Source documents

- **Scheme-wide PDF**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_20.pdf
  - SHA-256: `f49b61d1f944492d…`
  - Ingested: 2026-05-15
- **Fund: age-steps-age-30**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_30.pdf
  - SHA-256: `717076ca7077a8fb…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-40**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_40.pdf
  - SHA-256: `79241442ca08ad5c…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_50.pdf
  - SHA-256: `cd77a4e02f1ad8c7…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-60**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_60.pdf
  - SHA-256: `9b6ea976f7551b40…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-70**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_70.pdf
  - SHA-256: `c44f90b1bc7dc9ea…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-80**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_80.pdf
  - SHA-256: `123d2c795e6c16cd…`
  - Ingested: 2026-05-16
- **Fund: asia-pacific**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_asia_pacific_fund.pdf
  - SHA-256: `cb07cb9fce4f64df…`
  - Ingested: 2026-05-16
- **Fund: australian-dividend**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_australian_dividend_fund.pdf
  - SHA-256: `ea46dab405f8d0cf…`
  - Ingested: 2026-05-16
- **Fund: australian-financials**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_australian_financials_fund.pdf
  - SHA-256: `6860798fa8046101…`
  - Ingested: 2026-05-16
- **Fund: australian-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_australian_mid_cap_fund.pdf
  - SHA-256: `3eb7a6ba0ee7e572…`
  - Ingested: 2026-05-16
- **Fund: australian-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_australian_property_fund.pdf
  - SHA-256: `60b654e8679f4016…`
  - Ingested: 2026-05-16
- **Fund: australian-resources**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_australian_resources_fund.pdf
  - SHA-256: `fdd2cca41d9b3eae…`
  - Ingested: 2026-05-16
- **Fund: australian-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_australian_shares_fund.pdf
  - SHA-256: `2f60a0381a2d6344…`
  - Ingested: 2026-05-16
- **Fund: australian-top-20**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_australian_top_20_fund.pdf
  - SHA-256: `124935bd48470ee2…`
  - Ingested: 2026-05-16
- **Fund: balanced**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_superlife_balanced_fund.pdf
  - SHA-256: `5f48555c92e020b7…`
  - Ingested: 2026-05-15
- **Fund: cash**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_nz_cash_fund.pdf
  - SHA-256: `265476407248b1eb…`
  - Ingested: 2026-05-15
- **Fund: castle-point-5-oceans**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_castle_point_5_oceans_fund.pdf
  - SHA-256: `aafa84a029a1e16a…`
  - Ingested: 2026-05-16
- **Fund: conservative**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_superlife_conservative_fund.pdf
  - SHA-256: `0b564431cdd3f715…`
  - Ingested: 2026-05-15
- **Fund: default**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_superlife_default_fund.pdf
  - SHA-256: `bdccb1284ffa1e30…`
  - Ingested: 2026-05-15
- **Fund: emerging**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_emerging_markets_fund.pdf
  - SHA-256: `9273949d0dde5a68…`
  - Ingested: 2026-05-16
- **Fund: ethica**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_ethica_fund.pdf
  - SHA-256: `31364a926e34c3a1…`
  - Ingested: 2026-05-16
- **Fund: europe**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_europe_fund.pdf
  - SHA-256: `4647c5a02e5f6562…`
  - Ingested: 2026-05-16
- **Fund: global-aggregate-bond**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_global_aggregate_bond_fund.pdf
  - SHA-256: `1152b15469c6efd0…`
  - Ingested: 2026-05-16
- **Fund: global-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_global_property_fund.pdf
  - SHA-256: `cd9293c88c55e917…`
  - Ingested: 2026-05-16
- **Fund: growth**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_superlife_growth_fund.pdf
  - SHA-256: `13675e3eab0906ba…`
  - Ingested: 2026-05-15
- **Fund: high-growth**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_superlife_high_growth_fund.pdf
  - SHA-256: `ab8b6e87c6c9abca…`
  - Ingested: 2026-05-15
- **Fund: income**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_superlife_income_fund.pdf
  - SHA-256: `dfc2de485ae16189…`
  - Ingested: 2026-05-15
- **Fund: nz-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_nz_bonds_fund.pdf
  - SHA-256: `1a7f99495b025e2b…`
  - Ingested: 2026-05-16
- **Fund: nz-dividend**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_nz_dividend_fund.pdf
  - SHA-256: `74fc9ae6f32890b9…`
  - Ingested: 2026-05-16
- **Fund: nz-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_nz_mid_cap_fund.pdf
  - SHA-256: `192d64e726f4a54f…`
  - Ingested: 2026-05-16
- **Fund: nz-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_nz_property_fund.pdf
  - SHA-256: `aa06572417812dcd…`
  - Ingested: 2026-05-16
- **Fund: nz-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_nz_shares_fund.pdf
  - SHA-256: `e6a3449851253cc7…`
  - Ingested: 2026-05-16
- **Fund: nz-top-10**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_nz_top_10_fund.pdf
  - SHA-256: `7406492f7afdaf16…`
  - Ingested: 2026-05-16
- **Fund: nz-top-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_nz_top_50_fund.pdf
  - SHA-256: `190abd2514a9e4b2…`
  - Ingested: 2026-05-16
- **Fund: overseas-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_overseas_bonds_fund.pdf
  - SHA-256: `77677ff8d7f43890…`
  - Ingested: 2026-05-16
- **Fund: overseas-non-government-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_overseas_non-government_bonds_fund.pdf
  - SHA-256: `0f1c60c644f4e1d4…`
  - Ingested: 2026-05-16
- **Fund: overseas-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_overseas_shares_fund.pdf
  - SHA-256: `b8fd364b82f6aff5…`
  - Ingested: 2026-05-16
- **Fund: overseas-shares-currency-hedged**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_overseas_shares_(currency_hedged)_fund.pdf
  - SHA-256: `2d96ac3938cce6f5…`
  - Ingested: 2026-05-16
- **Fund: s-p-asx-200**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_s&p_asx_200_fund.pdf
  - SHA-256: `934ce17887b803b5…`
  - Ingested: 2026-05-16
- **Fund: s-p-nzx-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_s&p_nzx_50_fund.pdf
  - SHA-256: `28f9b23751106542…`
  - Ingested: 2026-05-16
- **Fund: s-p-nzx-nz-government-bond**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_s&p_nzx_nz_government_bond_fund.pdf
  - SHA-256: `24c14ac72b73ffd5…`
  - Ingested: 2026-05-16
- **Fund: total-world**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_total_world_fund.pdf
  - SHA-256: `1694457d6d6ef939…`
  - Ingested: 2026-05-16
- **Fund: total-world-nzd-hedged**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_total_world_(nzd_hedged)_fund.pdf
  - SHA-256: `292d1d33e4016be5…`
  - Ingested: 2026-05-16
- **Fund: us-500**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_us_500_fund.pdf
  - SHA-256: `d021ae8feb415f6d…`
  - Ingested: 2026-05-16
- **Fund: us-large-value**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_us_large_value_fund.pdf
  - SHA-256: `7ab7485b12dbaa0e…`
  - Ingested: 2026-05-16
- **Fund: us-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_us_mid_cap_fund.pdf
  - SHA-256: `d98ebd1f66779d78…`
  - Ingested: 2026-05-16
- **Fund: us-small-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2025-Jun/superlife%20kiwisaver%20scheme%20fund%20update_us_small_cap_fund.pdf
  - SHA-256: `419115d18d938288…`
  - Ingested: 2026-05-16

## Data sources

- FMA Disclose register — https://disclose-register.companiesoffice.govt.nz/
- IRD KiwiSaver — https://www.ird.govt.nz/kiwisaver
- Sorted Fund Finder — https://fundfinder.sorted.org.nz/

## Machine-readable surface

- Facts JSON: https://fundcompare.co.nz/api/qfu/smartshares/2025-q2/facts.json
- Crawlable HTML: https://fundcompare.co.nz/filings/qfu/smartshares/2025-q2

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This is an informational summary published by FundCompare NZ (https://fundcompare.co.nz) using publicly available data from the FMA Disclose register, IRD KiwiSaver, and Sorted Fund Finder. It does not constitute financial advice. FundCompare NZ is not a licensed Financial Advice Provider. Past performance is not indicative of future results — read each scheme's Product Disclosure Statement and consult a licensed financial adviser before making any decision. KiwiSaver® is a registered trademark of Inland Revenue.