# Quarterly Fund Update — smartshares (2024-Q4)

> KiwiSaver scheme **smartshares** — Quarterly Fund Update filing covering period ending **2024-12-31**.
> Source: filed with FMA Disclose register. Canonical: https://fundcompare.co.nz/filings/qfu/smartshares/2024-q4

## Funds covered

| Fund | Fees (1y) | 1y return | 3y return | 5y avg return | AUM (NZD) | Members | Growth assets |
|------|-----------|-----------|-----------|---------------|-----------|---------|---------------|
| Asia Pacific Fund | 0.59% | 12.84% | — | 5.12% | NZD $6,415,333 | 923 | — |
| Quaystreet High Growth Fund | 0.63% | 18.04% | — | 7.19% | NZD $694,690,975 | 20,869 | — |
| Superlife Age Steps - Age 50 | 0.61% | 13.91% | — | 5.59% | — | 350 | — |
| Conservative Fund | 0.57% | 7.11% | — | 2.63% | NZD $25,864,858 | 612 | — |
| Total World Fund | 0.58% | 28.98% | — | 11.89% | NZD $20,133,617 | 964 | — |
| Nz Property Fund | 0.59% | -2.82% | — | -3.27% | NZD $8,345,268 | 1,049 | — |
| Superlife Age Steps - Age 40 | 0.62% | 14.73% | — | 5.91% | — | 295 | — |
| Nz Mid Cap Fund | 0.59% | 10.12% | — | 0.16% | NZD $7,099,727 | 874 | — |
| Australian Financials Fund | 0.59% | 36.09% | — | 12.50% | NZD $6,936,008 | 711 | — |
| Ethica Fund | 0.70% | 11.76% | — | 5.61% | NZD $70,328,567 | 1,538 | 5.6% |
| Superlife Default Fund | 0.20% | 11.72% | — | — | NZD $642,999,161 | 55,000 | — |
| Castle Point 5 Oceans Fund | 1.19% | 6.01% | — | — | NZD $867,909 | 64 | — |
| Superlife Age Steps - Age 30 | 0.62% | 14.73% | — | 5.91% | — | 289 | — |
| Overseas Shares (Currency Hedged) Fund | 0.58% | 21.30% | — | 9.49% | NZD $27,040,315 | 1,780 | — |
| Nz Top 10 Fund | 0.59% | 11.35% | — | 3.17% | NZD $6,537,403 | 505 | — |
| Nz Dividend Fund | 0.59% | 1.13% | — | 0.76% | NZD $3,733,059 | 350 | — |
| Global Aggregate Bond Fund | 0.59% | 0.97% | — | — | NZD $1,209,885 | 101 | — |
| Superlife Age Steps - Age 60 | 0.60% | 11.17% | — | 4.40% | — | 300 | — |
| Quaystreet Income Fund | 0.56% | 2.20% | — | 0.40% | NZD $253,286,356 | 16,264 | — |
| US 500 Fund | 0.54% | 37.51% | — | 16.64% | NZD $96,782,728 | 3,046 | — |
| Superlife Age Steps - Age 70 | 0.58% | 8.32% | — | 3.15% | — | 73 | — |
| Growth Fund | 0.61% | 15.20% | — | 5.88% | NZD $71,052,456 | 1,534 | — |
| Australian Mid Cap Fund | 0.59% | 14.55% | — | 9.98% | NZD $31,727,702 | 1,515 | — |
| UK Cash Fund | 0.52% | 3.77% | — | 1.99% | NZD $66,688,254 | 3,316 | — |
| Balanced Fund | 0.60% | 11.68% | — | 4.71% | NZD $76,726,117 | 1,352 | — |
| Australian Shares Fund | 0.59% | 12.14% | — | 8.18% | NZD $21,836,728 | 1,777 | — |
| Australian Property Fund | 0.59% | 6.78% | — | 0.42% | NZD $3,334,831 | 514 | — |
| Global Property Fund | 0.58% | 1.00% | — | -1.71% | NZD $16,198,285 | 1,793 | — |
| US Mid Cap Fund | 0.57% | 24.89% | — | 11.63% | NZD $5,331,874 | 685 | — |
| Australian Top 20 Fund | 0.59% | 11.86% | — | 8.55% | NZD $5,888,466 | 606 | — |
| US Large Value Fund | 0.57% | 27.43% | — | 11.90% | NZD $12,112,504 | 866 | — |
| Australian Resources Fund | 0.59% | -15.17% | — | 5.47% | NZD $16,645,661 | 1,414 | — |
| Total World (Nzd Hedged) Fund | 0.58% | 20.07% | — | — | NZD $4,165,092 | 215 | — |
| Europe Fund | 0.59% | 12.74% | — | 6.63% | NZD $7,110,877 | 619 | — |
| US Small Cap Fund | 0.57% | 24.08% | — | 11.15% | NZD $6,613,429 | 710 | — |
| Overseas Non-Government Bonds Fund | 0.54% | 1.93% | — | -0.25% | NZD $17,744,720 | 1,631 | — |
| Emerging Markets Fund | 0.73% | 23.06% | — | 4.60% | NZD $21,392,928 | 2,435 | — |
| Superlife Age Steps - Age 80 | 0.56% | 3.71% | — | 1.00% | — | 6 | — |
| Nz Top 50 Fund | 0.59% | 7.52% | — | 1.86% | NZD $57,265,125 | 2,166 | — |
| Overseas Bonds Fund | 0.59% | 1.73% | — | 0.35% | NZD $10,006,073 | 1,317 | — |
| Nz Shares Fund | 0.59% | 7.50% | — | 1.33% | NZD $25,506,210 | 1,990 | — |
| Superlife Age Steps - Age 20 | 0.63% | 17.37% | — | 6.94% | — | 306 | — |
| Australian Dividend Fund | 0.59% | 5.98% | — | 5.36% | NZD $1,779,365 | 199 | — |
| Overseas Shares Fund | 0.58% | 29.97% | — | 12.57% | NZD $33,413,993 | 1,966 | — |
| Nz Bonds Fund | 0.54% | 4.42% | — | 1.38% | NZD $34,921,588 | 2,476 | — |

_Returns are after fees and tax at PIR 28%, sourced from the QFU PDF as filed with FMA Disclose._

## Source documents

- **Scheme-wide PDF**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_20.pdf
  - SHA-256: `a25b3e4f28e1c275…`
  - Ingested: 2026-05-15
- **Fund: age-steps-age-30**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_30.pdf
  - SHA-256: `0325751a832f4963…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-40**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_40.pdf
  - SHA-256: `4090f9fb197fb7b3…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_50.pdf
  - SHA-256: `368115364f5375cc…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-60**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_60.pdf
  - SHA-256: `cfb74972a267ebe9…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-70**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_70.pdf
  - SHA-256: `64db5f3e1e23fb83…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-80**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_80.pdf
  - SHA-256: `e6622aa85c34f999…`
  - Ingested: 2026-05-16
- **Fund: asia-pacific**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_asia_pacific_fund.pdf
  - SHA-256: `6a8a87af313a1d4e…`
  - Ingested: 2026-05-16
- **Fund: australian-dividend**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_dividend_fund.pdf
  - SHA-256: `cdd8deace0f331d9…`
  - Ingested: 2026-05-16
- **Fund: australian-financials**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_financials_fund.pdf
  - SHA-256: `60610d3b97ab5490…`
  - Ingested: 2026-05-16
- **Fund: australian-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_mid_cap_fund.pdf
  - SHA-256: `84eb106245dda164…`
  - Ingested: 2026-05-16
- **Fund: australian-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_property_fund.pdf
  - SHA-256: `e3e7dc18b34ad1fd…`
  - Ingested: 2026-05-16
- **Fund: australian-resources**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_resources_fund.pdf
  - SHA-256: `62e2052563ec06c5…`
  - Ingested: 2026-05-16
- **Fund: australian-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_shares_fund.pdf
  - SHA-256: `73c6b56a3330ae4a…`
  - Ingested: 2026-05-16
- **Fund: australian-top-20**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_top_20_fund.pdf
  - SHA-256: `2cba9543344b49a1…`
  - Ingested: 2026-05-16
- **Fund: balanced**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_balanced_fund.pdf
  - SHA-256: `799fb575809e9c75…`
  - Ingested: 2026-05-15
- **Fund: cash**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_cash_fund.pdf
  - SHA-256: `5b6c6e39efe7b1cf…`
  - Ingested: 2026-05-15
- **Fund: castle-point-5-oceans**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_castle_point_5_oceans_fund.pdf
  - SHA-256: `f73bb4d4d1cee411…`
  - Ingested: 2026-05-16
- **Fund: conservative**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_conservative_fund.pdf
  - SHA-256: `e4b3c0d245649533…`
  - Ingested: 2026-05-15
- **Fund: default**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_default_fund.pdf
  - SHA-256: `952ba6fe7f25b0a6…`
  - Ingested: 2026-05-15
- **Fund: emerging**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_emerging_markets_fund.pdf
  - SHA-256: `9f5e7c4b029e1815…`
  - Ingested: 2026-05-16
- **Fund: ethica**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_ethica_fund.pdf
  - SHA-256: `2cdc0f292dbd5baa…`
  - Ingested: 2026-05-16
- **Fund: europe**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_europe_fund.pdf
  - SHA-256: `7d8d6d69fe485dbd…`
  - Ingested: 2026-05-16
- **Fund: global-aggregate-bond**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_global_aggregate_bond_fund.pdf
  - SHA-256: `3fe5ca90e5f9d2cb…`
  - Ingested: 2026-05-16
- **Fund: global-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_global_property_fund.pdf
  - SHA-256: `2ca52faaddfe288e…`
  - Ingested: 2026-05-16
- **Fund: growth**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_growth_fund.pdf
  - SHA-256: `39ca59c2912cadc5…`
  - Ingested: 2026-05-15
- **Fund: high-growth**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_high_growth_fund.pdf
  - SHA-256: `e8b8d76c79849122…`
  - Ingested: 2026-05-15
- **Fund: income**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_income_fund.pdf
  - SHA-256: `7da557f53714075e…`
  - Ingested: 2026-05-15
- **Fund: nz-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_bonds_fund.pdf
  - SHA-256: `2abce91f6c5aca57…`
  - Ingested: 2026-05-16
- **Fund: nz-dividend**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_dividend_fund.pdf
  - SHA-256: `338fcd8d2adeb421…`
  - Ingested: 2026-05-16
- **Fund: nz-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_mid_cap_fund.pdf
  - SHA-256: `cd14b8e61db05d2c…`
  - Ingested: 2026-05-16
- **Fund: nz-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_property_fund.pdf
  - SHA-256: `3e8e6dec3a28ad0e…`
  - Ingested: 2026-05-16
- **Fund: nz-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_shares_fund.pdf
  - SHA-256: `605faa033c06cfad…`
  - Ingested: 2026-05-16
- **Fund: nz-top-10**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_top_10_fund.pdf
  - SHA-256: `deb3b499c0332345…`
  - Ingested: 2026-05-16
- **Fund: nz-top-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_top_50_fund.pdf
  - SHA-256: `a710452ac62f9897…`
  - Ingested: 2026-05-16
- **Fund: overseas-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_overseas_bonds_fund.pdf
  - SHA-256: `d524dbd885e0aa90…`
  - Ingested: 2026-05-16
- **Fund: overseas-non-government-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_overseas_non-government_bonds_fund.pdf
  - SHA-256: `e44a24f90f756a31…`
  - Ingested: 2026-05-16
- **Fund: overseas-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_overseas_shares_fund.pdf
  - SHA-256: `7b91049dd7036e0a…`
  - Ingested: 2026-05-16
- **Fund: overseas-shares-currency-hedged**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_overseas_shares_(currency_hedged)_fund.pdf
  - SHA-256: `696e2eac6748afa7…`
  - Ingested: 2026-05-16
- **Fund: s-p-asx-200**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_s&p_asx_200_fund.pdf
  - SHA-256: `4ac82ea32572dee7…`
  - Ingested: 2026-05-16
- **Fund: s-p-nzx-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_s&p_nzx_50_fund.pdf
  - SHA-256: `7a7bdda1bb993599…`
  - Ingested: 2026-05-16
- **Fund: s-p-nzx-nz-government-bond**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_s&p_nzx_nz_government_bond_fund.pdf
  - SHA-256: `6398e02908eb413b…`
  - Ingested: 2026-05-16
- **Fund: total-world**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_total_world_fund.pdf
  - SHA-256: `4dd42ffb0409ddf4…`
  - Ingested: 2026-05-16
- **Fund: total-world-nzd-hedged**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_total_world_(nzd_hedged)_fund.pdf
  - SHA-256: `1cd2de557722b543…`
  - Ingested: 2026-05-16
- **Fund: us-500**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_us_500_fund.pdf
  - SHA-256: `9a73b17cf56a079d…`
  - Ingested: 2026-05-16
- **Fund: us-large-value**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_us_large_value_fund.pdf
  - SHA-256: `bd18f0c480b711f8…`
  - Ingested: 2026-05-16
- **Fund: us-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_us_mid_cap_fund.pdf
  - SHA-256: `afb4b628f360ea97…`
  - Ingested: 2026-05-16
- **Fund: us-small-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Dec/superlife%20kiwisaver%20scheme%20fund%20update_us_small_cap_fund.pdf
  - SHA-256: `fd45434e3657dbd5…`
  - Ingested: 2026-05-16

## Data sources

- FMA Disclose register — https://disclose-register.companiesoffice.govt.nz/
- IRD KiwiSaver — https://www.ird.govt.nz/kiwisaver
- Sorted Fund Finder — https://fundfinder.sorted.org.nz/

## Machine-readable surface

- Facts JSON: https://fundcompare.co.nz/api/qfu/smartshares/2024-q4/facts.json
- Crawlable HTML: https://fundcompare.co.nz/filings/qfu/smartshares/2024-q4

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This is an informational summary published by FundCompare NZ (https://fundcompare.co.nz) using publicly available data from the FMA Disclose register, IRD KiwiSaver, and Sorted Fund Finder. It does not constitute financial advice. FundCompare NZ is not a licensed Financial Advice Provider. Past performance is not indicative of future results — read each scheme's Product Disclosure Statement and consult a licensed financial adviser before making any decision. KiwiSaver® is a registered trademark of Inland Revenue.