# Quarterly Fund Update — smartshares (2024-Q3)

> KiwiSaver scheme **smartshares** — Quarterly Fund Update filing covering period ending **2024-09-30**.
> Source: filed with FMA Disclose register. Canonical: https://fundcompare.co.nz/filings/qfu/smartshares/2024-q3

## Funds covered

| Fund | Fees (1y) | 1y return | 3y return | 5y avg return | AUM (NZD) | Members | Growth assets |
|------|-----------|-----------|-----------|---------------|-----------|---------|---------------|
| Asia Pacific Fund | 0.59% | 11.10% | — | 4.35% | NZD $6,125,322 | 954 | — |
| Quaystreet High Growth Fund | 0.63% | 19.62% | — | 6.79% | NZD $672,872,842 | 20,964 | — |
| Superlife Age Steps - Age 50 | 0.61% | 16.31% | — | 5.28% | — | 1,514 | — |
| Conservative Fund | 0.57% | 10.89% | — | 2.46% | NZD $25,801,390 | 628 | — |
| Total World Fund | 0.58% | 20.02% | — | 9.87% | NZD $17,492,976 | 916 | — |
| Nz Property Fund | 0.59% | 5.68% | — | -3.10% | NZD $8,101,013 | 1,038 | — |
| Superlife Age Steps - Age 40 | 0.62% | 16.97% | — | 5.59% | — | 1,152 | — |
| Nz Mid Cap Fund | 0.59% | 9.26% | — | 0.48% | NZD $7,141,286 | 915 | — |
| Australian Financials Fund | 0.59% | 36.63% | — | 8.73% | NZD $5,760,524 | 639 | — |
| Ethica Fund | 0.70% | 15.84% | — | 5.63% | NZD $68,659,136 | 1,555 | 6.3% |
| Superlife Default Fund | 0.20% | 14.25% | — | — | NZD $618,164,596 | 54,690 | — |
| Castle Point 5 Oceans Fund | 1.19% | 7.36% | — | — | NZD $849,954 | 66 | — |
| Superlife Age Steps - Age 30 | 0.62% | 16.97% | — | 5.59% | — | 1,219 | — |
| Overseas Shares (Currency Hedged) Fund | 0.58% | 25.57% | — | 9.52% | NZD $26,757,680 | 1,816 | — |
| Nz Top 10 Fund | 0.59% | 10.71% | — | 2.99% | NZD $6,464,035 | 533 | — |
| Nz Dividend Fund | 0.59% | 0.95% | — | -0.64% | NZD $3,591,821 | 366 | — |
| Global Aggregate Bond Fund | 0.59% | 8.69% | — | — | NZD $1,077,111 | 106 | — |
| Superlife Age Steps - Age 60 | 0.60% | 14.09% | — | 4.18% | — | 1,139 | — |
| Quaystreet Income Fund | 0.56% | 6.70% | — | 0.40% | NZD $246,963,055 | 16,418 | — |
| US 500 Fund | 0.54% | 25.12% | — | 13.70% | NZD $81,673,445 | 2,904 | — |
| Superlife Age Steps - Age 70 | 0.58% | 11.77% | — | 3.03% | — | 290 | — |
| Growth Fund | 0.61% | 17.26% | — | 5.54% | NZD $65,648,035 | 1,513 | — |
| Australian Mid Cap Fund | 0.59% | 17.99% | — | 9.47% | NZD $31,129,626 | 1,553 | — |
| UK Cash Fund | 0.52% | 3.99% | — | 1.91% | NZD $67,219,921 | 3,396 | — |
| Balanced Fund | 0.60% | 14.33% | — | 4.43% | NZD $73,935,228 | 1,353 | — |
| Australian Shares Fund | 0.59% | 21.26% | — | 7.77% | NZD $21,906,896 | 1,821 | — |
| Australian Property Fund | 0.59% | 32.38% | — | 1.25% | NZD $3,345,029 | 487 | — |
| Global Property Fund | 0.58% | 22.16% | — | -0.58% | NZD $16,535,953 | 1,841 | — |
| US Mid Cap Fund | 0.57% | 17.34% | — | 9.03% | NZD $4,539,019 | 676 | — |
| Australian Top 20 Fund | 0.59% | 22.48% | — | 7.75% | NZD $5,598,266 | 585 | — |
| US Large Value Fund | 0.57% | 18.32% | — | 9.81% | NZD $10,909,468 | 881 | — |
| Australian Resources Fund | 0.59% | 2.15% | — | 8.06% | NZD $19,009,122 | 1,499 | — |
| Total World (Nzd Hedged) Fund | 0.58% | 24.26% | — | — | NZD $3,829,938 | 213 | — |
| Europe Fund | 0.59% | 17.65% | — | 6.93% | NZD $6,738,285 | 600 | — |
| US Small Cap Fund | 0.57% | 17.19% | — | 8.49% | NZD $6,385,477 | 725 | — |
| Overseas Non-Government Bonds Fund | 0.54% | 8.35% | — | -0.04% | NZD $17,741,587 | 1,656 | — |
| Emerging Markets Fund | 0.73% | 17.98% | — | 4.38% | NZD $20,704,577 | 2,486 | — |
| Superlife Age Steps - Age 80 | 0.56% | 7.96% | — | 1.01% | — | 20 | — |
| Nz Top 50 Fund | 0.59% | 7.01% | — | 1.83% | NZD $56,222,133 | 2,267 | — |
| Overseas Bonds Fund | 0.59% | 7.76% | — | 0.45% | NZD $10,036,932 | 1,348 | — |
| Nz Shares Fund | 0.59% | 7.08% | — | 1.15% | NZD $24,926,091 | 2,041 | — |
| Superlife Age Steps - Age 20 | 0.63% | 19.09% | — | 6.55% | — | 1,199 | — |
| Australian Dividend Fund | 0.59% | 14.30% | — | 4.95% | NZD $1,819,405 | 212 | — |
| Overseas Shares Fund | 0.58% | 20.85% | — | 10.12% | NZD $31,153,201 | 1,976 | — |
| Nz Bonds Fund | 0.54% | 7.41% | — | 1.10% | NZD $35,598,196 | 2,515 | — |

_Returns are after fees and tax at PIR 28%, sourced from the QFU PDF as filed with FMA Disclose._

## Source documents

- **Scheme-wide PDF**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_20.pdf
  - SHA-256: `812cad430b4a3c3e…`
  - Ingested: 2026-05-15
- **Fund: age-steps-age-30**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_30.pdf
  - SHA-256: `7b9745551e1182f9…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-40**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_40.pdf
  - SHA-256: `cda133902021c92b…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_50.pdf
  - SHA-256: `b65f13ab054effc8…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-60**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_60.pdf
  - SHA-256: `d8683ac836592ab5…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-70**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_70.pdf
  - SHA-256: `e1d307ddea8f794e…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-80**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_80.pdf
  - SHA-256: `64d3009a71b05fa8…`
  - Ingested: 2026-05-16
- **Fund: asia-pacific**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_asia_pacific_fund.pdf
  - SHA-256: `e4174046f0847768…`
  - Ingested: 2026-05-16
- **Fund: australian-dividend**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_dividend_fund.pdf
  - SHA-256: `f2c579e1ee00da40…`
  - Ingested: 2026-05-16
- **Fund: australian-financials**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_financials_fund.pdf
  - SHA-256: `fc60eb0a82782a52…`
  - Ingested: 2026-05-16
- **Fund: australian-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_mid_cap_fund.pdf
  - SHA-256: `8336bc6c23ea0530…`
  - Ingested: 2026-05-16
- **Fund: australian-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_property_fund.pdf
  - SHA-256: `3747c2bea35da526…`
  - Ingested: 2026-05-16
- **Fund: australian-resources**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_resources_fund.pdf
  - SHA-256: `86b0b85e0de7736f…`
  - Ingested: 2026-05-16
- **Fund: australian-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_shares_fund.pdf
  - SHA-256: `cee1942b6b6fa186…`
  - Ingested: 2026-05-16
- **Fund: australian-top-20**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_top_20_fund.pdf
  - SHA-256: `52641b6b8d404cb0…`
  - Ingested: 2026-05-16
- **Fund: balanced**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_balanced_fund.pdf
  - SHA-256: `1f471409c4be5125…`
  - Ingested: 2026-05-15
- **Fund: cash**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_cash_fund.pdf
  - SHA-256: `5af79187ec63c476…`
  - Ingested: 2026-05-15
- **Fund: castle-point-5-oceans**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_castle_point_5_oceans_fund.pdf
  - SHA-256: `74cf5fa82e23d629…`
  - Ingested: 2026-05-16
- **Fund: conservative**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_conservative_fund.pdf
  - SHA-256: `11a51ec9ed218962…`
  - Ingested: 2026-05-15
- **Fund: default**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_default_fund.pdf
  - SHA-256: `bc39bb77c258af7b…`
  - Ingested: 2026-05-15
- **Fund: emerging**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_emerging_markets_fund.pdf
  - SHA-256: `0f661d84cf0b3009…`
  - Ingested: 2026-05-16
- **Fund: ethica**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_ethica_fund.pdf
  - SHA-256: `8533ed874994a2d1…`
  - Ingested: 2026-05-16
- **Fund: europe**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_europe_fund.pdf
  - SHA-256: `eb7eea8678b82c1a…`
  - Ingested: 2026-05-16
- **Fund: global-aggregate-bond**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_global_aggregate_bond_fund.pdf
  - SHA-256: `ed3d72d2f0c5d7cd…`
  - Ingested: 2026-05-16
- **Fund: global-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_global_property_fund.pdf
  - SHA-256: `f3f6f54f0831f0ad…`
  - Ingested: 2026-05-16
- **Fund: growth**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_growth_fund.pdf
  - SHA-256: `f1128e49aa4d1ab6…`
  - Ingested: 2026-05-15
- **Fund: high-growth**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_high_growth_fund.pdf
  - SHA-256: `d7ae44ee1132203f…`
  - Ingested: 2026-05-15
- **Fund: income**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_income_fund.pdf
  - SHA-256: `584d79b837980283…`
  - Ingested: 2026-05-15
- **Fund: nz-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_bonds_fund.pdf
  - SHA-256: `f5e4c83d50cb5271…`
  - Ingested: 2026-05-16
- **Fund: nz-dividend**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_dividend_fund.pdf
  - SHA-256: `be26125e9c3c0c40…`
  - Ingested: 2026-05-16
- **Fund: nz-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_mid_cap_fund.pdf
  - SHA-256: `3437d6a1d0ca21d3…`
  - Ingested: 2026-05-16
- **Fund: nz-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_property_fund.pdf
  - SHA-256: `f8f67881b6ccca94…`
  - Ingested: 2026-05-16
- **Fund: nz-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_shares_fund.pdf
  - SHA-256: `c42d4bb67eff3f3c…`
  - Ingested: 2026-05-16
- **Fund: nz-top-10**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_top_10_fund.pdf
  - SHA-256: `26c0fbeec507ce40…`
  - Ingested: 2026-05-16
- **Fund: nz-top-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_top_50_fund.pdf
  - SHA-256: `d22d4a581460d6d5…`
  - Ingested: 2026-05-16
- **Fund: overseas-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_overseas_bonds_fund.pdf
  - SHA-256: `a83c22b34228a6f7…`
  - Ingested: 2026-05-16
- **Fund: overseas-non-government-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_overseas_non-government_bonds_fund.pdf
  - SHA-256: `d06dbd4410e1b895…`
  - Ingested: 2026-05-16
- **Fund: overseas-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_overseas_shares_fund.pdf
  - SHA-256: `ed783cf124242950…`
  - Ingested: 2026-05-16
- **Fund: overseas-shares-currency-hedged**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_overseas_shares_(currency_hedged)_fund.pdf
  - SHA-256: `928fa462df1ba68d…`
  - Ingested: 2026-05-16
- **Fund: s-p-asx-200**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_s&p_asx_200_fund.pdf
  - SHA-256: `115e3213d0360160…`
  - Ingested: 2026-05-16
- **Fund: s-p-nzx-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_s&p_nzx_50_fund.pdf
  - SHA-256: `9d464187fa740460…`
  - Ingested: 2026-05-16
- **Fund: s-p-nzx-nz-government-bond**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_s&p_nzx_nz_government_bond_fund.pdf
  - SHA-256: `38042ec4ae7850e3…`
  - Ingested: 2026-05-16
- **Fund: total-world**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_total_world_fund.pdf
  - SHA-256: `4a323c50998314a4…`
  - Ingested: 2026-05-16
- **Fund: total-world-nzd-hedged**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_total_world_(nzd_hedged)_fund.pdf
  - SHA-256: `f71949f4e8c376ee…`
  - Ingested: 2026-05-16
- **Fund: us-500**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_us_500_fund.pdf
  - SHA-256: `414e658bee995b8f…`
  - Ingested: 2026-05-16
- **Fund: us-large-value**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_us_large_value_fund.pdf
  - SHA-256: `8433c0cd71b5ef6d…`
  - Ingested: 2026-05-16
- **Fund: us-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_us_mid_cap_fund.pdf
  - SHA-256: `747b74ce14a52434…`
  - Ingested: 2026-05-16
- **Fund: us-small-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2024-Sep/superlife%20kiwisaver%20scheme%20fund%20update_us_small_cap_fund.pdf
  - SHA-256: `8b886a903d474a5b…`
  - Ingested: 2026-05-16

## Data sources

- FMA Disclose register — https://disclose-register.companiesoffice.govt.nz/
- IRD KiwiSaver — https://www.ird.govt.nz/kiwisaver
- Sorted Fund Finder — https://fundfinder.sorted.org.nz/

## Machine-readable surface

- Facts JSON: https://fundcompare.co.nz/api/qfu/smartshares/2024-q3/facts.json
- Crawlable HTML: https://fundcompare.co.nz/filings/qfu/smartshares/2024-q3

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This is an informational summary published by FundCompare NZ (https://fundcompare.co.nz) using publicly available data from the FMA Disclose register, IRD KiwiSaver, and Sorted Fund Finder. It does not constitute financial advice. FundCompare NZ is not a licensed Financial Advice Provider. Past performance is not indicative of future results — read each scheme's Product Disclosure Statement and consult a licensed financial adviser before making any decision. KiwiSaver® is a registered trademark of Inland Revenue.