# Quarterly Fund Update — smartshares (2023-Q4)

> KiwiSaver scheme **smartshares** — Quarterly Fund Update filing covering period ending **2023-12-31**.
> Source: filed with FMA Disclose register. Canonical: https://fundcompare.co.nz/filings/qfu/smartshares/2023-q4

## Funds covered

| Fund | Fees (1y) | 1y return | 3y return | 5y avg return | AUM (NZD) | Members | Growth assets |
|------|-----------|-----------|-----------|---------------|-----------|---------|---------------|
| Asia Pacific Fund | 0.59% | 12.90% | — | 5.44% | NZD $5,400,259 | 957 | — |
| Quaystreet High Growth Fund | 0.63% | 12.70% | — | 7.74% | NZD $598,941,856 | 21,162 | — |
| Superlife Age Steps - Age 50 | 0.61% | 10.56% | — | 6.14% | — | 1,409 | — |
| Conservative Fund | 0.57% | 7.30% | — | 3.14% | NZD $26,630,075 | 670 | — |
| Total World Fund | 0.58% | 18.95% | — | 11.02% | NZD $12,283,556 | 779 | — |
| Nz Property Fund | 0.59% | 3.02% | — | 2.60% | NZD $8,876,261 | 1,131 | — |
| Superlife Age Steps - Age 40 | 0.62% | 10.99% | — | 6.46% | — | 1,395 | — |
| Nz Mid Cap Fund | 0.59% | -4.68% | — | 2.53% | NZD $7,162,085 | 1,007 | — |
| Australian Financials Fund | 0.59% | 9.18% | — | 7.80% | NZD $2,961,588 | 495 | — |
| Ethica Fund | 0.70% | 11.44% | — | 6.80% | NZD $62,646,611 | 1,616 | 5.8% |
| Superlife Default Fund | 0.20% | 11.36% | — | — | NZD $514,030,826 | 52,334 | — |
| Castle Point 5 Oceans Fund | 1.34% | 2.71% | — | — | NZD $1,103,423 | 67 | — |
| Superlife Age Steps - Age 30 | 0.62% | 10.99% | — | 6.46% | — | 1,473 | — |
| Overseas Shares (Currency Hedged) Fund | 0.58% | 20.18% | — | 9.54% | NZD $24,158,212 | 1,916 | — |
| Nz Top 10 Fund | 0.59% | 5.38% | — | 6.87% | NZD $6,873,329 | 597 | — |
| Nz Dividend Fund | 0.59% | 1.88% | — | 4.14% | NZD $3,708,910 | 410 | — |
| Global Aggregate Bond Fund | 0.59% | 4.41% | — | — | NZD $1,541,582 | 114 | — |
| Superlife Age Steps - Age 60 | 0.60% | 9.10% | — | 4.85% | — | 1,365 | — |
| Quaystreet Income Fund | 0.56% | 4.13% | — | 0.96% | NZD $223,872,274 | 16,744 | — |
| US 500 Fund | 0.54% | 24.25% | — | 15.24% | NZD $53,201,794 | 2,419 | — |
| Superlife Age Steps - Age 70 | 0.58% | 7.56% | — | 3.58% | — | 286 | — |
| Growth Fund | 0.61% | 11.18% | — | 6.38% | NZD $56,380,201 | 1,440 | — |
| Australian Mid Cap Fund | 0.59% | 6.71% | — | 10.75% | NZD $31,038,771 | 1,632 | — |
| UK Cash Fund | 0.52% | 3.51% | — | 1.58% | NZD $67,315,598 | 3,666 | — |
| Balanced Fund | 0.60% | 9.42% | — | 5.27% | NZD $67,196,156 | 1,360 | — |
| Australian Shares Fund | 0.59% | 11.03% | — | 9.21% | NZD $20,034,677 | 1,964 | — |
| Australian Property Fund | 0.59% | 2.66% | — | 2.28% | NZD $2,717,272 | 448 | — |
| Global Property Fund | 0.58% | 5.78% | — | 1.95% | NZD $16,245,104 | 1,968 | — |
| US Mid Cap Fund | 0.57% | 14.60% | — | 12.34% | NZD $3,690,921 | 682 | — |
| Australian Top 20 Fund | 0.59% | 11.41% | — | 9.55% | NZD $4,457,686 | 548 | — |
| US Large Value Fund | 0.57% | 7.49% | — | 11.23% | NZD $10,162,278 | 808 | — |
| Australian Resources Fund | 0.59% | 11.34% | — | 13.45% | NZD $22,536,694 | 1,725 | — |
| Total World (Nzd Hedged) Fund | 0.58% | 18.39% | — | — | NZD $3,206,278 | 190 | — |
| Europe Fund | 0.59% | 16.29% | — | 8.26% | NZD $5,469,140 | 580 | — |
| US Small Cap Fund | 0.57% | 17.32% | — | 11.39% | NZD $4,927,633 | 722 | — |
| Overseas Non-Government Bonds Fund | 0.54% | 5.12% | — | 0.68% | NZD $16,906,149 | 1,779 | — |
| Emerging Markets Fund | 0.73% | 4.74% | — | 3.53% | NZD $18,679,616 | 2,616 | — |
| Superlife Age Steps - Age 80 | 0.56% | 4.99% | — | 1.36% | — | 24 | — |
| Nz Top 50 Fund | 0.59% | 1.01% | — | 5.51% | NZD $58,929,552 | 2,591 | — |
| Overseas Bonds Fund | 0.59% | 5.17% | — | 1.13% | NZD $9,319,816 | 1,434 | — |
| Nz Shares Fund | 0.59% | 1.07% | — | 4.07% | NZD $26,314,836 | 2,260 | — |
| Superlife Age Steps - Age 20 | 0.63% | 12.36% | — | 7.49% | — | 1,069 | — |
| Australian Dividend Fund | 0.59% | 14.22% | — | 8.30% | NZD $1,537,459 | 208 | — |
| Overseas Shares Fund | 0.58% | 20.75% | — | 11.46% | NZD $28,375,530 | 2,005 | — |
| Nz Bonds Fund | 0.54% | 5.24% | — | 1.28% | NZD $33,454,886 | 2,670 | — |

_Returns are after fees and tax at PIR 28%, sourced from the QFU PDF as filed with FMA Disclose._

## Source documents

- **Scheme-wide PDF**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_20.pdf
  - SHA-256: `ce6e5646ecdf4db0…`
  - Ingested: 2026-05-15
- **Fund: age-steps-age-30**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_30.pdf
  - SHA-256: `f6ba78972462aa30…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-40**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_40.pdf
  - SHA-256: `f0bb8641af027221…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_50.pdf
  - SHA-256: `228b0546f635de80…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-60**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_60.pdf
  - SHA-256: `4725053330ae8b42…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-70**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_70.pdf
  - SHA-256: `dc7610a6dfa416fe…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-80**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_80.pdf
  - SHA-256: `35a67fc7f3ccce4e…`
  - Ingested: 2026-05-16
- **Fund: asia-pacific**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_asia_pacific_fund.pdf
  - SHA-256: `6da65738dd5eeb6c…`
  - Ingested: 2026-05-16
- **Fund: australian-dividend**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_dividend_fund.pdf
  - SHA-256: `efc27a743f43fcab…`
  - Ingested: 2026-05-16
- **Fund: australian-financials**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_financials_fund.pdf
  - SHA-256: `95497789b8b3abcc…`
  - Ingested: 2026-05-16
- **Fund: australian-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_mid_cap_fund.pdf
  - SHA-256: `217e127c5ec04f7d…`
  - Ingested: 2026-05-16
- **Fund: australian-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_property_fund.pdf
  - SHA-256: `4bd4e2f8b631470f…`
  - Ingested: 2026-05-16
- **Fund: australian-resources**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_resources_fund.pdf
  - SHA-256: `3689297fe02bc03b…`
  - Ingested: 2026-05-16
- **Fund: australian-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_shares_fund.pdf
  - SHA-256: `4b2278e97491c71f…`
  - Ingested: 2026-05-16
- **Fund: australian-top-20**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_top_20_fund.pdf
  - SHA-256: `4b19e15aaddd4511…`
  - Ingested: 2026-05-16
- **Fund: balanced**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_balanced_fund.pdf
  - SHA-256: `a54d5d390d6a8735…`
  - Ingested: 2026-05-15
- **Fund: cash**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_cash_fund.pdf
  - SHA-256: `ef5c5ae3b1301ef5…`
  - Ingested: 2026-05-15
- **Fund: castle-point-5-oceans**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_castle_point_5_oceans_fund.pdf
  - SHA-256: `b6988e928827d82a…`
  - Ingested: 2026-05-16
- **Fund: conservative**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_conservative_fund.pdf
  - SHA-256: `f8cb3f989b8e144e…`
  - Ingested: 2026-05-15
- **Fund: default**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_default_fund.pdf
  - SHA-256: `cc03e0a6873a2f20…`
  - Ingested: 2026-05-15
- **Fund: emerging**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_emerging_markets_fund.pdf
  - SHA-256: `3cb7a2953a42febe…`
  - Ingested: 2026-05-16
- **Fund: ethica**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_ethica_fund.pdf
  - SHA-256: `4fc16be9c0f3d5ae…`
  - Ingested: 2026-05-16
- **Fund: europe**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_europe_fund.pdf
  - SHA-256: `70f5cd8aae8bcf4b…`
  - Ingested: 2026-05-16
- **Fund: global-aggregate-bond**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_global_aggregate_bond_fund.pdf
  - SHA-256: `86984373c3f12904…`
  - Ingested: 2026-05-16
- **Fund: global-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_global_property_fund.pdf
  - SHA-256: `12076df239bc4073…`
  - Ingested: 2026-05-16
- **Fund: growth**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_growth_fund.pdf
  - SHA-256: `9c5d9bf82ebda274…`
  - Ingested: 2026-05-15
- **Fund: high-growth**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_high_growth_fund.pdf
  - SHA-256: `a78a788d548b8554…`
  - Ingested: 2026-05-15
- **Fund: income**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_income_fund.pdf
  - SHA-256: `4d6f51beb2700624…`
  - Ingested: 2026-05-15
- **Fund: nz-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_bonds_fund.pdf
  - SHA-256: `52c8673aebf200c0…`
  - Ingested: 2026-05-16
- **Fund: nz-dividend**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_dividend_fund.pdf
  - SHA-256: `a647794e0b8bf49e…`
  - Ingested: 2026-05-16
- **Fund: nz-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_mid_cap_fund.pdf
  - SHA-256: `dbfd2e87982f64f6…`
  - Ingested: 2026-05-16
- **Fund: nz-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_property_fund.pdf
  - SHA-256: `d1e6e984334275c5…`
  - Ingested: 2026-05-16
- **Fund: nz-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_shares_fund.pdf
  - SHA-256: `a0f573ef088ed149…`
  - Ingested: 2026-05-16
- **Fund: nz-top-10**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_top_10_fund.pdf
  - SHA-256: `f972630b17053e33…`
  - Ingested: 2026-05-16
- **Fund: nz-top-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_top_50_fund.pdf
  - SHA-256: `21e2495cdec1f688…`
  - Ingested: 2026-05-16
- **Fund: overseas-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_overseas_bonds_fund.pdf
  - SHA-256: `56ddf0089bf133cf…`
  - Ingested: 2026-05-16
- **Fund: overseas-non-government-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_overseas_non-government_bonds_fund.pdf
  - SHA-256: `1dacade2d719dd6b…`
  - Ingested: 2026-05-16
- **Fund: overseas-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_overseas_shares_fund.pdf
  - SHA-256: `b8d3e34d65852605…`
  - Ingested: 2026-05-16
- **Fund: overseas-shares-currency-hedged**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_overseas_shares_(currency_hedged)_fund.pdf
  - SHA-256: `843470f5163242fe…`
  - Ingested: 2026-05-16
- **Fund: s-p-asx-200**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_s&p_asx_200_fund.pdf
  - SHA-256: `f12799d962f3baf8…`
  - Ingested: 2026-05-16
- **Fund: s-p-nzx-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_s&p_nzx_50_fund.pdf
  - SHA-256: `f68f07d37f7d96e2…`
  - Ingested: 2026-05-16
- **Fund: s-p-nzx-nz-government-bond**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_s&p_nzx_nz_government_bond_fund.pdf
  - SHA-256: `e79266661b0e9d9f…`
  - Ingested: 2026-05-16
- **Fund: total-world**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_total_world_fund.pdf
  - SHA-256: `706b1990b74c6467…`
  - Ingested: 2026-05-16
- **Fund: total-world-nzd-hedged**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_total_world_(nzd_hedged)_fund.pdf
  - SHA-256: `7686b56737a9bec7…`
  - Ingested: 2026-05-16
- **Fund: us-500**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_us_500_fund.pdf
  - SHA-256: `0f9e47ac2cb10c73…`
  - Ingested: 2026-05-16
- **Fund: us-large-value**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_us_large_value_fund.pdf
  - SHA-256: `812d9d94c4fa86bf…`
  - Ingested: 2026-05-16
- **Fund: us-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_us_mid_cap_fund.pdf
  - SHA-256: `3fd27e8a4041d53c…`
  - Ingested: 2026-05-16
- **Fund: us-small-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Dec/superlife%20kiwisaver%20scheme%20fund%20update_us_small_cap_fund.pdf
  - SHA-256: `b0b8ebfe48199667…`
  - Ingested: 2026-05-16

## Data sources

- FMA Disclose register — https://disclose-register.companiesoffice.govt.nz/
- IRD KiwiSaver — https://www.ird.govt.nz/kiwisaver
- Sorted Fund Finder — https://fundfinder.sorted.org.nz/

## Machine-readable surface

- Facts JSON: https://fundcompare.co.nz/api/qfu/smartshares/2023-q4/facts.json
- Crawlable HTML: https://fundcompare.co.nz/filings/qfu/smartshares/2023-q4

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This is an informational summary published by FundCompare NZ (https://fundcompare.co.nz) using publicly available data from the FMA Disclose register, IRD KiwiSaver, and Sorted Fund Finder. It does not constitute financial advice. FundCompare NZ is not a licensed Financial Advice Provider. Past performance is not indicative of future results — read each scheme's Product Disclosure Statement and consult a licensed financial adviser before making any decision. KiwiSaver® is a registered trademark of Inland Revenue.