# Quarterly Fund Update — smartshares (2023-Q3)

> KiwiSaver scheme **smartshares** — Quarterly Fund Update filing covering period ending **2023-09-30**.
> Source: filed with FMA Disclose register. Canonical: https://fundcompare.co.nz/filings/qfu/smartshares/2023-q3

## Funds covered

| Fund | Fees (1y) | 1y return | 3y return | 5y avg return | AUM (NZD) | Members | Growth assets |
|------|-----------|-----------|-----------|---------------|-----------|---------|---------------|
| Asia Pacific Fund | 0.59% | 11.63% | — | 1.78% | NZD $5,054,544 | 948 | — |
| Quaystreet High Growth Fund | 0.63% | 9.46% | — | 4.09% | NZD $543,841,129 | 21,258 | — |
| Superlife Age Steps - Age 50 | 0.61% | 7.27% | — | 3.27% | — | 1,482 | — |
| Conservative Fund | 0.57% | 3.60% | — | 1.66% | NZD $25,257,728 | 681 | — |
| Total World Fund | 0.58% | 12.07% | — | 6.67% | NZD $11,252,016 | 776 | — |
| Nz Property Fund | 0.59% | -5.82% | — | 1.62% | NZD $7,600,372 | 1,112 | — |
| Superlife Age Steps - Age 40 | 0.62% | 7.71% | — | 3.44% | — | 1,410 | — |
| Nz Mid Cap Fund | 0.59% | -6.40% | — | 1.61% | NZD $6,991,779 | 1,011 | — |
| Australian Financials Fund | 0.59% | 4.86% | — | 3.77% | NZD $2,870,598 | 477 | — |
| Ethica Fund | 0.70% | 5.81% | — | 4.04% | NZD $58,464,094 | 1,639 | — |
| Superlife Default Fund | 0.20% | 6.88% | — | — | NZD $471,305,440 | 51,283 | — |
| Castle Point 5 Oceans Fund | 1.34% | 1.18% | — | — | NZD $1,062,302 | 67 | — |
| Superlife Age Steps - Age 30 | 0.62% | 7.71% | — | 3.44% | — | 1,557 | — |
| Overseas Shares (Currency Hedged) Fund | 0.58% | 16.96% | — | 4.53% | NZD $21,836,589 | 1,947 | — |
| Nz Top 10 Fund | 0.59% | 5.86% | — | 3.79% | NZD $6,415,936 | 632 | — |
| Nz Dividend Fund | 0.59% | 0.31% | — | 3.23% | NZD $3,584,708 | 425 | — |
| Global Aggregate Bond Fund | 0.59% | -1.01% | — | — | NZD $922,762 | 112 | — |
| Superlife Age Steps - Age 60 | 0.60% | 5.79% | — | 2.51% | — | 1,413 | — |
| Quaystreet Income Fund | 0.56% | 0.74% | — | 0.26% | NZD $206,203,114 | 16,802 | — |
| US 500 Fund | 0.54% | 12.78% | — | 10.25% | NZD $46,422,549 | 2,338 | — |
| Superlife Age Steps - Age 70 | 0.58% | 4.22% | — | 1.75% | — | 273 | — |
| Growth Fund | 0.61% | 7.82% | — | 3.35% | NZD $51,456,698 | 1,431 | — |
| Australian Mid Cap Fund | 0.59% | 3.16% | — | 6.02% | NZD $30,178,118 | 1,655 | — |
| UK Cash Fund | 0.52% | 3.14% | — | 1.47% | NZD $66,282,746 | 3,711 | — |
| Balanced Fund | 0.60% | 6.11% | — | 2.88% | NZD $61,102,221 | 1,349 | — |
| Australian Shares Fund | 0.59% | 7.77% | — | 5.24% | NZD $18,260,188 | 1,996 | — |
| Australian Property Fund | 0.59% | -4.63% | — | -1.10% | NZD $2,208,068 | 418 | — |
| Global Property Fund | 0.58% | -2.07% | — | -0.94% | NZD $14,884,741 | 2,015 | — |
| US Mid Cap Fund | 0.57% | 6.36% | — | 6.87% | NZD $3,513,245 | 710 | — |
| Australian Top 20 Fund | 0.59% | 5.57% | — | 5.36% | NZD $4,243,414 | 565 | — |
| US Large Value Fund | 0.57% | 6.51% | — | 7.39% | NZD $9,601,129 | 772 | — |
| Australian Resources Fund | 0.59% | 10.15% | — | 9.09% | NZD $20,679,878 | 1,707 | — |
| Total World (Nzd Hedged) Fund | 0.58% | 14.34% | — | — | NZD $2,882,562 | 191 | — |
| Europe Fund | 0.59% | 21.97% | — | 3.62% | NZD $5,279,016 | 588 | — |
| US Small Cap Fund | 0.57% | 6.09% | — | 4.84% | NZD $4,454,729 | 758 | — |
| Overseas Non-Government Bonds Fund | 0.54% | 1.58% | — | -0.25% | NZD $15,711,123 | 1,806 | — |
| Emerging Markets Fund | 0.73% | 2.21% | — | 1.64% | NZD $17,328,490 | 2,628 | — |
| Superlife Age Steps - Age 80 | 0.56% | 1.61% | — | 0.38% | — | 16 | — |
| Nz Top 50 Fund | 0.59% | -1.19% | — | 3.55% | NZD $55,736,476 | 2,687 | — |
| Overseas Bonds Fund | 0.59% | 0.52% | — | 0.09% | NZD $8,788,253 | 1,459 | — |
| Nz Shares Fund | 0.59% | -1.17% | — | 2.55% | NZD $24,415,041 | 2,296 | — |
| Superlife Age Steps - Age 20 | 0.63% | 9.11% | — | 3.97% | — | 1,100 | — |
| Australian Dividend Fund | 0.59% | 9.17% | — | 3.58% | NZD $1,315,640 | 200 | — |
| Overseas Shares Fund | 0.58% | 15.27% | — | 6.69% | NZD $25,631,340 | 2,005 | — |
| Nz Bonds Fund | 0.54% | 1.68% | — | 0.75% | NZD $31,227,014 | 2,720 | — |

_Returns are after fees and tax at PIR 28%, sourced from the QFU PDF as filed with FMA Disclose._

## Source documents

- **Scheme-wide PDF**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_20.pdf
  - SHA-256: `0175a6e220b5f5d4…`
  - Ingested: 2026-05-15
- **Fund: age-steps-age-30**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_30.pdf
  - SHA-256: `480893177e855d1b…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-40**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_40.pdf
  - SHA-256: `d96e7c013766c4a1…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_50.pdf
  - SHA-256: `3d5d872512b12dc6…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-60**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_60.pdf
  - SHA-256: `4f8d20cc5dea6b52…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-70**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_70.pdf
  - SHA-256: `f1ff01434bda7f45…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-80**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_80.pdf
  - SHA-256: `7f920d1489404e89…`
  - Ingested: 2026-05-16
- **Fund: asia-pacific**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_asia_pacific_fund.pdf
  - SHA-256: `44dc6c07791fbc3e…`
  - Ingested: 2026-05-16
- **Fund: australian-dividend**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_dividend_fund.pdf
  - SHA-256: `0ac5b04ec182b4f5…`
  - Ingested: 2026-05-16
- **Fund: australian-financials**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_financials_fund.pdf
  - SHA-256: `85e0566c040ca08e…`
  - Ingested: 2026-05-16
- **Fund: australian-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_mid_cap_fund.pdf
  - SHA-256: `301b6387fef1c1d4…`
  - Ingested: 2026-05-16
- **Fund: australian-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_property_fund.pdf
  - SHA-256: `bb026953c0bde9cb…`
  - Ingested: 2026-05-16
- **Fund: australian-resources**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_resources_fund.pdf
  - SHA-256: `40fff86b80decc19…`
  - Ingested: 2026-05-16
- **Fund: australian-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_shares_fund.pdf
  - SHA-256: `a13e8050e19fe2b6…`
  - Ingested: 2026-05-16
- **Fund: australian-top-20**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_top_20_fund.pdf
  - SHA-256: `3e4754131ccfbee8…`
  - Ingested: 2026-05-16
- **Fund: balanced**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_balanced_fund.pdf
  - SHA-256: `706f50c651d47083…`
  - Ingested: 2026-05-15
- **Fund: cash**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_cash_fund.pdf
  - SHA-256: `483057eab1549581…`
  - Ingested: 2026-05-15
- **Fund: castle-point-5-oceans**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_castle_point_5_oceans_fund.pdf
  - SHA-256: `79a60fc23a60fcd1…`
  - Ingested: 2026-05-16
- **Fund: conservative**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_conservative_fund.pdf
  - SHA-256: `93eb3aae8d0faaec…`
  - Ingested: 2026-05-15
- **Fund: default**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_default_fund.pdf
  - SHA-256: `3353964abfb1bb4f…`
  - Ingested: 2026-05-15
- **Fund: emerging**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_emerging_markets_fund.pdf
  - SHA-256: `607bc2d20ca8ab5b…`
  - Ingested: 2026-05-16
- **Fund: ethica**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_ethica_fund.pdf
  - SHA-256: `74b3c162714c4a36…`
  - Ingested: 2026-05-16
- **Fund: europe**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_europe_fund.pdf
  - SHA-256: `b873bec9dc0c222c…`
  - Ingested: 2026-05-16
- **Fund: global-aggregate-bond**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_global_aggregate_bond_fund.pdf
  - SHA-256: `fa5fc0042274d25b…`
  - Ingested: 2026-05-16
- **Fund: global-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_global_property_fund.pdf
  - SHA-256: `93e871af4bf81c61…`
  - Ingested: 2026-05-16
- **Fund: growth**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_growth_fund.pdf
  - SHA-256: `26be295cdaf61bec…`
  - Ingested: 2026-05-15
- **Fund: high-growth**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_high_growth_fund.pdf
  - SHA-256: `2c9662126342a29d…`
  - Ingested: 2026-05-15
- **Fund: income**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_income_fund.pdf
  - SHA-256: `2816500d9171518d…`
  - Ingested: 2026-05-15
- **Fund: nz-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_bonds_fund.pdf
  - SHA-256: `5104435438452459…`
  - Ingested: 2026-05-16
- **Fund: nz-dividend**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_dividend_fund.pdf
  - SHA-256: `1cd9f26888286c7f…`
  - Ingested: 2026-05-16
- **Fund: nz-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_mid_cap_fund.pdf
  - SHA-256: `10faa294e703f030…`
  - Ingested: 2026-05-16
- **Fund: nz-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_property_fund.pdf
  - SHA-256: `eb05266f9faf537c…`
  - Ingested: 2026-05-16
- **Fund: nz-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_shares_fund.pdf
  - SHA-256: `b63cd62dbc22cbf5…`
  - Ingested: 2026-05-16
- **Fund: nz-top-10**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_top_10_fund.pdf
  - SHA-256: `ef1cb5eed8b08dac…`
  - Ingested: 2026-05-16
- **Fund: nz-top-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_top_50_fund.pdf
  - SHA-256: `1fe26ac33d8ca99a…`
  - Ingested: 2026-05-16
- **Fund: overseas-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_overseas_bonds_fund.pdf
  - SHA-256: `c53bac00134db6aa…`
  - Ingested: 2026-05-16
- **Fund: overseas-non-government-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_overseas_non-government_bonds_fund.pdf
  - SHA-256: `fa82f140c0220742…`
  - Ingested: 2026-05-16
- **Fund: overseas-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_overseas_shares_fund.pdf
  - SHA-256: `07b14b748f7bebe8…`
  - Ingested: 2026-05-16
- **Fund: overseas-shares-currency-hedged**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_overseas_shares_(currency_hedged)_fund.pdf
  - SHA-256: `12f7ab1af87618f4…`
  - Ingested: 2026-05-16
- **Fund: s-p-asx-200**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_s&p_asx_200_fund.pdf
  - SHA-256: `846790f19328f601…`
  - Ingested: 2026-05-16
- **Fund: s-p-nzx-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_s&p_nzx_50_fund.pdf
  - SHA-256: `739882800e33283a…`
  - Ingested: 2026-05-16
- **Fund: s-p-nzx-nz-government-bond**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_s&p_nzx_nz_government_bond_fund.pdf
  - SHA-256: `7bef3f78f56cb7d5…`
  - Ingested: 2026-05-16
- **Fund: total-world**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_total_world_fund.pdf
  - SHA-256: `5c19de6640234885…`
  - Ingested: 2026-05-16
- **Fund: total-world-nzd-hedged**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_total_world_(nzd_hedged)_fund.pdf
  - SHA-256: `1f59515b8e60d586…`
  - Ingested: 2026-05-16
- **Fund: us-500**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_us_500_fund.pdf
  - SHA-256: `bd5567b216e301a4…`
  - Ingested: 2026-05-16
- **Fund: us-large-value**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_us_large_value_fund.pdf
  - SHA-256: `421b93335bc244da…`
  - Ingested: 2026-05-16
- **Fund: us-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_us_mid_cap_fund.pdf
  - SHA-256: `9ec1a91afd15770d…`
  - Ingested: 2026-05-16
- **Fund: us-small-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Sep/superlife%20kiwisaver%20scheme%20fund%20update_us_small_cap_fund.pdf
  - SHA-256: `23bc0812ed9801b7…`
  - Ingested: 2026-05-16

## Data sources

- FMA Disclose register — https://disclose-register.companiesoffice.govt.nz/
- IRD KiwiSaver — https://www.ird.govt.nz/kiwisaver
- Sorted Fund Finder — https://fundfinder.sorted.org.nz/

## Machine-readable surface

- Facts JSON: https://fundcompare.co.nz/api/qfu/smartshares/2023-q3/facts.json
- Crawlable HTML: https://fundcompare.co.nz/filings/qfu/smartshares/2023-q3

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This is an informational summary published by FundCompare NZ (https://fundcompare.co.nz) using publicly available data from the FMA Disclose register, IRD KiwiSaver, and Sorted Fund Finder. It does not constitute financial advice. FundCompare NZ is not a licensed Financial Advice Provider. Past performance is not indicative of future results — read each scheme's Product Disclosure Statement and consult a licensed financial adviser before making any decision. KiwiSaver® is a registered trademark of Inland Revenue.