# Quarterly Fund Update — smartshares (2023-Q1)

> KiwiSaver scheme **smartshares** — Quarterly Fund Update filing covering period ending **2023-03-31**.
> Source: filed with FMA Disclose register. Canonical: https://fundcompare.co.nz/filings/qfu/smartshares/2023-q1

## Funds covered

| Fund | Fees (1y) | 1y return | 3y return | 5y avg return | AUM (NZD) | Members | Growth assets |
|------|-----------|-----------|-----------|---------------|-----------|---------|---------------|
| Asia Pacific Fund | 0.59% | 0.75% | — | 2.44% | NZD $4,233,658 | 875 | — |
| Quaystreet High Growth Fund | 0.63% | -5.07% | — | 5.55% | NZD $519,930,231 | 21,030 | — |
| Superlife Age Steps - Age 50 | 0.61% | -4.30% | — | 4.44% | — | 1,572 | — |
| Conservative Fund | 0.57% | -3.50% | — | 2.33% | NZD $26,545,446 | 717 | — |
| Total World Fund | 0.58% | -1.15% | — | 7.93% | NZD $10,506,691 | 759 | — |
| Nz Property Fund | 0.59% | -16.72% | — | 4.71% | NZD $6,731,024 | 1,056 | — |
| Superlife Age Steps - Age 40 | 0.62% | -4.45% | — | 4.67% | — | 1,418 | — |
| Nz Mid Cap Fund | 0.59% | -9.28% | — | 5.10% | NZD $7,171,880 | 1,031 | — |
| Australian Financials Fund | 0.59% | -8.08% | — | 3.92% | NZD $2,291,630 | 390 | — |
| Ethica Fund | 0.70% | -5.43% | — | 4.99% | NZD $56,753,634 | 1,680 | 5.8% |
| Superlife Default Fund | 0.20% | -2.33% | — | — | NZD $422,402,389 | 47,407 | — |
| Castle Point 5 Oceans Fund | 1.43% | -2.90% | — | — | NZD $1,389,616 | 71 | — |
| Superlife Age Steps - Age 30 | 0.62% | -4.45% | — | 4.67% | — | 1,461 | — |
| Overseas Shares (Currency Hedged) Fund | 0.58% | -6.66% | — | 5.34% | NZD $21,404,801 | 2,018 | — |
| Nz Top 10 Fund | 0.59% | 2.32% | — | 7.48% | NZD $6,631,373 | 638 | — |
| Nz Dividend Fund | 0.59% | -5.88% | — | 5.65% | NZD $4,002,229 | 452 | — |
| Global Aggregate Bond Fund | 0.59% | -6.75% | — | — | NZD $686,348 | 104 | — |
| Superlife Age Steps - Age 60 | 0.60% | -3.80% | — | 3.49% | — | 1,481 | — |
| Quaystreet Income Fund | 0.56% | -2.28% | — | 0.65% | NZD $196,773,014 | 16,695 | — |
| US 500 Fund | 0.54% | -3.12% | — | 12.26% | NZD $35,134,283 | 2,085 | — |
| Superlife Age Steps - Age 70 | 0.58% | -3.30% | — | 2.55% | — | 294 | — |
| Growth Fund | 0.61% | -4.76% | — | 4.58% | NZD $48,281,010 | 1,394 | — |
| Australian Mid Cap Fund | 0.59% | -5.58% | — | 7.75% | NZD $29,215,836 | 1,614 | — |
| UK Cash Fund | 0.52% | 2.08% | — | 1.29% | NZD $69,777,920 | 3,869 | — |
| Balanced Fund | 0.60% | -4.37% | — | 3.90% | NZD $61,666,148 | 1,343 | — |
| Australian Shares Fund | 0.59% | -3.21% | — | 6.89% | NZD $18,806,824 | 2,085 | — |
| Australian Property Fund | 0.59% | -19.32% | — | 2.72% | NZD $1,731,962 | 324 | — |
| Global Property Fund | 0.58% | -21.45% | — | 1.77% | NZD $15,471,531 | 2,114 | — |
| US Mid Cap Fund | 0.57% | -4.18% | — | 9.25% | NZD $3,560,678 | 775 | — |
| Australian Top 20 Fund | 0.59% | -0.77% | — | 8.03% | NZD $4,149,785 | 580 | — |
| US Large Value Fund | 0.57% | 2.03% | — | 10.00% | NZD $8,035,049 | 636 | — |
| Australian Resources Fund | 0.59% | 2.87% | — | 13.38% | NZD $21,644,155 | 1,618 | — |
| Total World (Nzd Hedged) Fund | 0.58% | -8.31% | — | — | NZD $2,737,095 | 174 | — |
| Europe Fund | 0.59% | 8.54% | — | 5.23% | NZD $4,426,231 | 547 | — |
| US Small Cap Fund | 0.57% | -3.51% | — | 7.80% | NZD $4,547,655 | 830 | — |
| Overseas Non-Government Bonds Fund | 0.54% | -4.72% | — | 0.02% | NZD $15,973,929 | 1,890 | — |
| Emerging Markets Fund | 0.73% | -2.44% | — | 1.23% | NZD $17,049,432 | 2,658 | — |
| Superlife Age Steps - Age 80 | 0.56% | -2.52% | — | 0.88% | — | 4 | — |
| Nz Top 50 Fund | 0.59% | -5.25% | — | 7.00% | NZD $59,060,898 | 2,868 | — |
| Overseas Bonds Fund | 0.59% | -3.39% | — | 0.48% | NZD $8,813,578 | 1,514 | — |
| Nz Shares Fund | 0.59% | -5.26% | — | 5.35% | NZD $25,783,143 | 2,421 | — |
| Superlife Age Steps - Age 20 | 0.63% | -4.94% | — | 5.38% | — | 1,181 | — |
| Australian Dividend Fund | 0.59% | 0.65% | — | 4.61% | NZD $1,458,873 | 208 | — |
| Overseas Shares Fund | 0.58% | 0.99% | — | 8.18% | NZD $24,117,451 | 2,023 | — |
| Nz Bonds Fund | 0.54% | -0.01% | — | 1.08% | NZD $31,238,285 | 2,806 | — |

_Returns are after fees and tax at PIR 28%, sourced from the QFU PDF as filed with FMA Disclose._

## Source documents

- **Scheme-wide PDF**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_20.pdf
  - SHA-256: `728dfc52b082e239…`
  - Ingested: 2026-05-15
- **Fund: age-steps-age-30**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_30.pdf
  - SHA-256: `593b540a406bf5c8…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-40**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_40.pdf
  - SHA-256: `f961ff5c3eefb23e…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_50.pdf
  - SHA-256: `343fba74e062ea26…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-60**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_60.pdf
  - SHA-256: `e524862ec8a1c148…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-70**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_70.pdf
  - SHA-256: `f15f74f1a382fd0a…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-80**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_80.pdf
  - SHA-256: `3d343055d2b35c99…`
  - Ingested: 2026-05-16
- **Fund: asia-pacific**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_asia_pacific_fund.pdf
  - SHA-256: `d89b41591ae39c93…`
  - Ingested: 2026-05-16
- **Fund: australian-dividend**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_australian_dividend_fund.pdf
  - SHA-256: `c86e6bd709eec459…`
  - Ingested: 2026-05-16
- **Fund: australian-financials**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_australian_financials_fund.pdf
  - SHA-256: `2dcbac07cd38312f…`
  - Ingested: 2026-05-16
- **Fund: australian-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_australian_mid_cap_fund.pdf
  - SHA-256: `2b02120b8c79f42b…`
  - Ingested: 2026-05-16
- **Fund: australian-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_australian_property_fund.pdf
  - SHA-256: `161f65cd7160accb…`
  - Ingested: 2026-05-16
- **Fund: australian-resources**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_australian_resources_fund.pdf
  - SHA-256: `0da8c9e3e136049f…`
  - Ingested: 2026-05-16
- **Fund: australian-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_australian_shares_fund.pdf
  - SHA-256: `b31f715a290cc113…`
  - Ingested: 2026-05-16
- **Fund: australian-top-20**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_australian_top_20_fund.pdf
  - SHA-256: `68c447a200a46b84…`
  - Ingested: 2026-05-16
- **Fund: balanced**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_superlife_balanced_fund.pdf
  - SHA-256: `ca6729a6d8ad2510…`
  - Ingested: 2026-05-15
- **Fund: cash**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_nz_cash_fund.pdf
  - SHA-256: `8df9a47e36bf48db…`
  - Ingested: 2026-05-15
- **Fund: castle-point-5-oceans**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_castle_point_5_oceans_fund.pdf
  - SHA-256: `0e200cccb8b68c31…`
  - Ingested: 2026-05-16
- **Fund: conservative**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_superlife_conservative_fund.pdf
  - SHA-256: `de2461191b1c0cc6…`
  - Ingested: 2026-05-15
- **Fund: default**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_superlife_default_fund.pdf
  - SHA-256: `38424a40cf074a4a…`
  - Ingested: 2026-05-15
- **Fund: emerging**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_emerging_markets_fund.pdf
  - SHA-256: `c087dab03927ef11…`
  - Ingested: 2026-05-16
- **Fund: ethica**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_ethica_fund.pdf
  - SHA-256: `ae3991b0295be07f…`
  - Ingested: 2026-05-16
- **Fund: europe**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_europe_fund.pdf
  - SHA-256: `10b655219eff3262…`
  - Ingested: 2026-05-16
- **Fund: global-aggregate-bond**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_global_aggregate_bond_fund.pdf
  - SHA-256: `57137a505064b951…`
  - Ingested: 2026-05-16
- **Fund: global-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_global_property_fund.pdf
  - SHA-256: `1adc57816f5b6af4…`
  - Ingested: 2026-05-16
- **Fund: growth**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_superlife_growth_fund.pdf
  - SHA-256: `7e3b1de6f9edfe38…`
  - Ingested: 2026-05-15
- **Fund: high-growth**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_superlife_high_growth_fund.pdf
  - SHA-256: `690451f570ddc4ca…`
  - Ingested: 2026-05-15
- **Fund: income**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_superlife_income_fund.pdf
  - SHA-256: `33a7ebc892a48043…`
  - Ingested: 2026-05-15
- **Fund: nz-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_nz_bonds_fund.pdf
  - SHA-256: `f15deced524ea1ca…`
  - Ingested: 2026-05-16
- **Fund: nz-dividend**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_nz_dividend_fund.pdf
  - SHA-256: `c3c5aad3ab6a1316…`
  - Ingested: 2026-05-16
- **Fund: nz-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_nz_mid_cap_fund.pdf
  - SHA-256: `3cc2ef8406969a70…`
  - Ingested: 2026-05-16
- **Fund: nz-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_nz_property_fund.pdf
  - SHA-256: `e7f17c973f0b53bd…`
  - Ingested: 2026-05-16
- **Fund: nz-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_nz_shares_fund.pdf
  - SHA-256: `c55a789b67d485b4…`
  - Ingested: 2026-05-16
- **Fund: nz-top-10**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_nz_top_10_fund.pdf
  - SHA-256: `8fd805e3920baa1f…`
  - Ingested: 2026-05-16
- **Fund: nz-top-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_nz_top_50_fund.pdf
  - SHA-256: `4c926f13d13b78ee…`
  - Ingested: 2026-05-16
- **Fund: overseas-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_overseas_bonds_fund.pdf
  - SHA-256: `22bfb3f060430d01…`
  - Ingested: 2026-05-16
- **Fund: overseas-non-government-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_overseas_non-government_bonds_fund.pdf
  - SHA-256: `bc4d75847525d6c4…`
  - Ingested: 2026-05-16
- **Fund: overseas-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_overseas_shares_fund.pdf
  - SHA-256: `efb2d5981d419006…`
  - Ingested: 2026-05-16
- **Fund: overseas-shares-currency-hedged**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_overseas_shares_(currency_hedged)_fund.pdf
  - SHA-256: `1887e17c15d21d26…`
  - Ingested: 2026-05-16
- **Fund: s-p-asx-200**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_s&p_asx_200_fund.pdf
  - SHA-256: `ed279e7dde430993…`
  - Ingested: 2026-05-16
- **Fund: s-p-nzx-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_s&p_nzx_50_fund.pdf
  - SHA-256: `e8b0f380db8f7dd3…`
  - Ingested: 2026-05-16
- **Fund: s-p-nzx-nz-government-bond**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_s&p_nzx_nz_government_bond_fund.pdf
  - SHA-256: `bbccb5686171b5b1…`
  - Ingested: 2026-05-16
- **Fund: total-world**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_total_world_fund.pdf
  - SHA-256: `409b34ed55220c48…`
  - Ingested: 2026-05-16
- **Fund: total-world-nzd-hedged**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_total_world_(nzd_hedged)_fund.pdf
  - SHA-256: `c2547e139b307c52…`
  - Ingested: 2026-05-16
- **Fund: us-500**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_us_500_fund.pdf
  - SHA-256: `b66adef0870eed4d…`
  - Ingested: 2026-05-16
- **Fund: us-large-value**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_us_large_value_fund.pdf
  - SHA-256: `cc8503d701806ce1…`
  - Ingested: 2026-05-16
- **Fund: us-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_us_mid_cap_fund.pdf
  - SHA-256: `69603600ee15000e…`
  - Ingested: 2026-05-16
- **Fund: us-small-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2023-Mar/superlife%20kiwisaver%20scheme%20fund%20update_us_small_cap_fund.pdf
  - SHA-256: `f54f1514d74cd575…`
  - Ingested: 2026-05-16

## Data sources

- FMA Disclose register — https://disclose-register.companiesoffice.govt.nz/
- IRD KiwiSaver — https://www.ird.govt.nz/kiwisaver
- Sorted Fund Finder — https://fundfinder.sorted.org.nz/

## Machine-readable surface

- Facts JSON: https://fundcompare.co.nz/api/qfu/smartshares/2023-q1/facts.json
- Crawlable HTML: https://fundcompare.co.nz/filings/qfu/smartshares/2023-q1

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This is an informational summary published by FundCompare NZ (https://fundcompare.co.nz) using publicly available data from the FMA Disclose register, IRD KiwiSaver, and Sorted Fund Finder. It does not constitute financial advice. FundCompare NZ is not a licensed Financial Advice Provider. Past performance is not indicative of future results — read each scheme's Product Disclosure Statement and consult a licensed financial adviser before making any decision. KiwiSaver® is a registered trademark of Inland Revenue.