# Quarterly Fund Update — smartshares (2022-Q4)

> KiwiSaver scheme **smartshares** — Quarterly Fund Update filing covering period ending **2022-12-31**.
> Source: filed with FMA Disclose register. Canonical: https://fundcompare.co.nz/filings/qfu/smartshares/2022-q4

## Funds covered

| Fund | Fees (1y) | 1y return | 3y return | 5y avg return | AUM (NZD) | Members | Growth assets |
|------|-----------|-----------|-----------|---------------|-----------|---------|---------------|
| Superlife Age Steps - Age 40 | 0.62% | -11.81% | — | 3.21% | — | 1,441 | — |
| Superlife Age Steps - Age 80 | 0.56% | -6.93% | — | 0.50% | — | 6 | — |
| Nz Bonds Fund | 0.54% | -3.73% | — | 0.89% | NZD $30,829,802 | 2,849 | — |
| Overseas Bonds Fund | 0.59% | -8.39% | — | 0.19% | NZD $8,621,352 | 1,535 | — |
| Overseas Non-Government Bonds Fund | 0.54% | -10.39% | — | -0.39% | NZD $15,616,845 | 1,912 | — |
| Nz Property Fund | 0.59% | -21.23% | — | 3.97% | NZD $6,977,434 | 1,077 | — |
| Australian Property Fund | 0.59% | -19.03% | — | 1.68% | NZD $1,738,630 | 320 | — |
| Global Property Fund | 0.58% | -23.11% | — | 0.82% | NZD $15,434,923 | 2,158 | — |
| Australian Mid Cap Fund | 0.59% | -8.34% | — | 6.32% | NZD $28,853,119 | 1,600 | — |
| Overseas Shares (Currency Hedged) Fund | 0.58% | -15.35% | — | 3.43% | NZD $20,192,513 | 2,043 | — |
| Overseas Shares Fund | 0.58% | -11.40% | — | 5.85% | NZD $22,939,505 | 2,053 | — |
| Asia Pacific Fund | 0.59% | -11.01% | — | 0.61% | NZD $3,997,327 | 869 | — |
| Emerging Markets Fund | 0.73% | -11.93% | — | 0.20% | NZD $16,564,918 | 2,685 | — |
| Europe Fund | 0.59% | -10.94% | — | 2.37% | NZD $3,986,459 | 543 | — |
| Total World Fund | 0.58% | -12.92% | — | 5.68% | NZD $9,739,586 | 756 | — |
| Total World (Nzd Hedged) Fund | 0.58% | -17.67% | — | — | NZD $2,664,234 | 172 | — |
| Superlife Age Steps - Age 30 | 0.62% | -11.81% | — | 3.21% | — | 1,428 | — |
| Superlife Age Steps - Age 70 | 0.58% | -9.00% | — | 1.72% | — | 262 | — |
| Superlife Age Steps - Age 20 | 0.63% | -12.95% | — | 3.66% | — | 1,203 | — |
| Superlife Age Steps - Age 60 | 0.60% | -10.26% | — | 2.38% | — | 1,315 | — |
| Global Aggregate Bond Fund | 0.59% | -13.37% | — | — | NZD $532,204 | 105 | — |
| Castle Point 5 Oceans Fund | 1.43% | -4.60% | — | — | NZD $1,344,885 | 69 | — |
| Superlife Age Steps - Age 50 | 0.61% | -11.46% | — | 3.06% | — | 1,568 | — |
| Ethica Fund | 0.70% | -12.73% | — | 3.55% | NZD $54,948,306 | 1,693 | 6.1% |
| Nz Shares Fund | 0.59% | -12.16% | — | 4.37% | NZD $25,472,396 | 2,460 | — |
| Nz Top 50 Fund | 0.59% | -12.15% | — | 6.23% | NZD $58,303,454 | 2,888 | — |
| Nz Top 10 Fund | 0.59% | -10.05% | — | 6.51% | NZD $6,277,377 | 633 | — |
| Nz Dividend Fund | 0.59% | -6.34% | — | 4.62% | NZD $3,963,995 | 451 | — |
| Nz Mid Cap Fund | 0.59% | -15.54% | — | 4.41% | NZD $6,946,542 | 1,028 | — |
| Australian Shares Fund | 0.59% | -3.72% | — | 4.75% | NZD $18,353,796 | 2,110 | — |
| Australian Top 20 Fund | 0.59% | 1.14% | — | 5.63% | NZD $3,316,958 | 522 | — |
| Australian Dividend Fund | 0.59% | -0.68% | — | 1.54% | NZD $1,225,284 | 182 | — |
| Australian Financials Fund | 0.59% | -0.51% | — | 2.42% | NZD $2,221,182 | 383 | — |
| Australian Resources Fund | 0.59% | 16.98% | — | 10.46% | NZD $18,054,972 | 1,497 | — |
| US 500 Fund | 0.54% | -13.68% | — | 9.86% | NZD $31,575,993 | 2,023 | — |
| US Large Value Fund | 0.57% | 4.01% | — | 8.94% | NZD $8,462,724 | 636 | — |
| US Mid Cap Fund | 0.57% | -13.76% | — | 7.71% | NZD $3,190,119 | 762 | — |
| US Small Cap Fund | 0.57% | -12.77% | — | 6.32% | NZD $4,307,014 | 825 | — |
| Quaystreet Income Fund | 0.56% | -6.25% | — | 0.39% | NZD $188,472,906 | 16,504 | — |
| Conservative Fund | 0.57% | -8.51% | — | 1.57% | NZD $25,941,946 | 717 | — |
| Balanced Fund | 0.60% | -10.74% | — | 2.70% | NZD $59,791,602 | 1,336 | — |
| Growth Fund | 0.61% | -12.11% | — | 3.08% | NZD $44,879,034 | 1,355 | — |
| Quaystreet High Growth Fund | 0.63% | -13.24% | — | 3.77% | NZD $495,963,142 | 20,931 | — |
| Superlife Default Fund | 0.20% | -10.99% | — | — | NZD $390,277,998 | 45,381 | — |
| UK Cash Fund | 0.52% | 1.55% | — | 1.23% | NZD $69,592,991 | 3,892 | — |

_Returns are after fees and tax at PIR 28%, sourced from the QFU PDF as filed with FMA Disclose._

## Source documents

- **Scheme-wide PDF**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_20.pdf
  - SHA-256: `470ce690b4abb22b…`
  - Ingested: 2026-05-15
- **Fund: age-steps-age-30**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_30.pdf
  - SHA-256: `2f2196794639412b…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-40**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_40.pdf
  - SHA-256: `8865be6b3aec6c67…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_50.pdf
  - SHA-256: `d6a4f2c985698946…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-60**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_60.pdf
  - SHA-256: `b5a9d3feb9e7f3e5…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-70**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_70.pdf
  - SHA-256: `465749fc68f63297…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-80**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_80.pdf
  - SHA-256: `7426a6e9933c881b…`
  - Ingested: 2026-05-16
- **Fund: asia-pacific**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_asia_pacific_fund.pdf
  - SHA-256: `c78cd16dcfb81890…`
  - Ingested: 2026-05-16
- **Fund: australian-dividend**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_dividend_fund.pdf
  - SHA-256: `5a7c3305d26551d6…`
  - Ingested: 2026-05-16
- **Fund: australian-financials**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_financials_fund.pdf
  - SHA-256: `1524a36e5bcd3cdf…`
  - Ingested: 2026-05-16
- **Fund: australian-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_mid_cap_fund.pdf
  - SHA-256: `4f3069d0374b9ed7…`
  - Ingested: 2026-05-16
- **Fund: australian-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_property_fund.pdf
  - SHA-256: `4e658abf11b46f58…`
  - Ingested: 2026-05-16
- **Fund: australian-resources**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_resources_fund.pdf
  - SHA-256: `3440f2c5cb1081d8…`
  - Ingested: 2026-05-16
- **Fund: australian-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_shares_fund.pdf
  - SHA-256: `19c87ba54969eff9…`
  - Ingested: 2026-05-16
- **Fund: australian-top-20**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_top_20_fund.pdf
  - SHA-256: `f7e6488ee967ad54…`
  - Ingested: 2026-05-16
- **Fund: balanced**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_balanced_fund.pdf
  - SHA-256: `f62197bce077ca18…`
  - Ingested: 2026-05-15
- **Fund: cash**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_cash_fund.pdf
  - SHA-256: `5630fd15ce0b215b…`
  - Ingested: 2026-05-15
- **Fund: castle-point-5-oceans**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_castle_point_5_oceans_fund.pdf
  - SHA-256: `82fad0c7c8221978…`
  - Ingested: 2026-05-16
- **Fund: conservative**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_conservative_fund.pdf
  - SHA-256: `ffc3dd1c660c3103…`
  - Ingested: 2026-05-15
- **Fund: default**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_default_fund.pdf
  - SHA-256: `b504840c89f53a3a…`
  - Ingested: 2026-05-15
- **Fund: emerging**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_emerging_markets_fund.pdf
  - SHA-256: `baefcdbff09a9572…`
  - Ingested: 2026-05-16
- **Fund: ethica**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_ethica_fund.pdf
  - SHA-256: `71d3296b6293c039…`
  - Ingested: 2026-05-16
- **Fund: europe**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_europe_fund.pdf
  - SHA-256: `be78bf22410a1288…`
  - Ingested: 2026-05-16
- **Fund: global-aggregate-bond**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_global_aggregate_bond_fund.pdf
  - SHA-256: `02e0cab3b5ca1fff…`
  - Ingested: 2026-05-16
- **Fund: global-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_global_property_fund.pdf
  - SHA-256: `e906f975b28d6216…`
  - Ingested: 2026-05-16
- **Fund: growth**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_growth_fund.pdf
  - SHA-256: `89b70e55de70c881…`
  - Ingested: 2026-05-15
- **Fund: high-growth**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_high_growth_fund.pdf
  - SHA-256: `3f8b66e8fb37e675…`
  - Ingested: 2026-05-15
- **Fund: income**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_income_fund.pdf
  - SHA-256: `fa058c04d90a8aab…`
  - Ingested: 2026-05-15
- **Fund: nz-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_bonds_fund.pdf
  - SHA-256: `ec4d350b7c2c034f…`
  - Ingested: 2026-05-16
- **Fund: nz-dividend**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_dividend_fund.pdf
  - SHA-256: `21e3b7a92f79d399…`
  - Ingested: 2026-05-16
- **Fund: nz-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_mid_cap_fund.pdf
  - SHA-256: `11ba341201912a9c…`
  - Ingested: 2026-05-16
- **Fund: nz-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_property_fund.pdf
  - SHA-256: `b460a942f4333b8d…`
  - Ingested: 2026-05-16
- **Fund: nz-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_shares_fund.pdf
  - SHA-256: `7e245f5ffa82fb62…`
  - Ingested: 2026-05-16
- **Fund: nz-top-10**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_top_10_fund.pdf
  - SHA-256: `59fc71918249a7f2…`
  - Ingested: 2026-05-16
- **Fund: nz-top-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_top_50_fund.pdf
  - SHA-256: `729f5d747f89d105…`
  - Ingested: 2026-05-16
- **Fund: overseas-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_overseas_bonds_fund.pdf
  - SHA-256: `7d87dacb3edba4f8…`
  - Ingested: 2026-05-16
- **Fund: overseas-non-government-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_overseas_non-government_bonds_fund.pdf
  - SHA-256: `99a3869907f262f2…`
  - Ingested: 2026-05-16
- **Fund: overseas-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_overseas_shares_fund.pdf
  - SHA-256: `f6f461263b41da05…`
  - Ingested: 2026-05-16
- **Fund: overseas-shares-currency-hedged**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_overseas_shares_(currency_hedged)_fund.pdf
  - SHA-256: `197e64b5a2a75c40…`
  - Ingested: 2026-05-16
- **Fund: s-p-asx-200**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_s&p_asx_200_fund.pdf
  - SHA-256: `fe502343300da7a3…`
  - Ingested: 2026-05-16
- **Fund: s-p-nzx-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_s&p_nzx_50_fund.pdf
  - SHA-256: `4d1174a293571153…`
  - Ingested: 2026-05-16
- **Fund: s-p-nzx-nz-government-bond**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_s&p_nzx_nz_government_bond_fund.pdf
  - SHA-256: `70a6394d92481230…`
  - Ingested: 2026-05-16
- **Fund: total-world**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_total_world_fund.pdf
  - SHA-256: `8f03d5ad5670c0a7…`
  - Ingested: 2026-05-16
- **Fund: total-world-nzd-hedged**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_total_world_(nzd_hedged)_fund.pdf
  - SHA-256: `6ae1777361375fa5…`
  - Ingested: 2026-05-16
- **Fund: us-500**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_us_500_fund.pdf
  - SHA-256: `20d371362be2d47b…`
  - Ingested: 2026-05-16
- **Fund: us-large-value**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_us_large_value_fund.pdf
  - SHA-256: `f6007d8133e47b8e…`
  - Ingested: 2026-05-16
- **Fund: us-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_us_mid_cap_fund.pdf
  - SHA-256: `a51206de87e039b1…`
  - Ingested: 2026-05-16
- **Fund: us-small-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Dec/superlife%20kiwisaver%20scheme%20fund%20update_us_small_cap_fund.pdf
  - SHA-256: `12b561116ba4a617…`
  - Ingested: 2026-05-16

## Data sources

- FMA Disclose register — https://disclose-register.companiesoffice.govt.nz/
- IRD KiwiSaver — https://www.ird.govt.nz/kiwisaver
- Sorted Fund Finder — https://fundfinder.sorted.org.nz/

## Machine-readable surface

- Facts JSON: https://fundcompare.co.nz/api/qfu/smartshares/2022-q4/facts.json
- Crawlable HTML: https://fundcompare.co.nz/filings/qfu/smartshares/2022-q4

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This is an informational summary published by FundCompare NZ (https://fundcompare.co.nz) using publicly available data from the FMA Disclose register, IRD KiwiSaver, and Sorted Fund Finder. It does not constitute financial advice. FundCompare NZ is not a licensed Financial Advice Provider. Past performance is not indicative of future results — read each scheme's Product Disclosure Statement and consult a licensed financial adviser before making any decision. KiwiSaver® is a registered trademark of Inland Revenue.