# Quarterly Fund Update — smartshares (2022-Q3)

> KiwiSaver scheme **smartshares** — Quarterly Fund Update filing covering period ending **2022-09-30**.
> Source: filed with FMA Disclose register. Canonical: https://fundcompare.co.nz/filings/qfu/smartshares/2022-q3

## Funds covered

| Fund | Fees (1y) | 1y return | 3y return | 5y avg return | AUM (NZD) | Members | Growth assets |
|------|-----------|-----------|-----------|---------------|-----------|---------|---------------|
| Superlife Age Steps - Age 20 | 0.63% | -12.48% | — | 4.23% | — | 1,318 | — |
| Superlife Age Steps - Age 60 | 0.60% | -10.30% | — | 2.72% | — | 1,315 | — |
| Total World (Nzd Hedged) Fund | 0.58% | -16.73% | — | — | NZD $2,269,817 | 155 | — |
| Superlife Age Steps - Age 50 | 0.61% | -11.27% | — | 3.51% | — | 1,561 | — |
| Ethica Fund | 0.70% | -10.70% | — | 4.20% | NZD $53,393,110 | 1,691 | — |
| Superlife Age Steps - Age 30 | 0.62% | -11.55% | — | 3.69% | — | 1,337 | — |
| Superlife Age Steps - Age 70 | 0.58% | -9.29% | — | 1.96% | — | 259 | — |
| UK Cash Fund | 0.52% | 1.04% | — | 1.19% | NZD $66,140,912 | 3,880 | — |
| Nz Bonds Fund | 0.54% | -4.66% | — | 1.09% | NZD $30,342,429 | 2,875 | — |
| Overseas Bonds Fund | 0.59% | -9.07% | — | 0.16% | NZD $8,382,772 | 1,543 | — |
| Overseas Non-Government Bonds Fund | 0.54% | -11.77% | — | -0.65% | NZD $15,491,384 | 1,932 | — |
| Nz Property Fund | 0.59% | -18.87% | — | 5.73% | NZD $7,402,851 | 1,099 | — |
| Australian Property Fund | 0.59% | -16.94% | — | 2.07% | NZD $1,672,753 | 329 | — |
| Global Property Fund | 0.58% | -20.88% | — | 1.26% | NZD $14,893,079 | 2,179 | — |
| Nz Shares Fund | 0.59% | -15.14% | — | 5.00% | NZD $25,333,468 | 2,496 | — |
| Nz Top 50 Fund | 0.59% | -15.13% | — | 7.16% | NZD $57,018,926 | 2,891 | — |
| Nz Top 10 Fund | 0.59% | -17.45% | — | 6.21% | NZD $5,997,369 | 637 | — |
| Nz Dividend Fund | 0.59% | -7.69% | — | 4.67% | NZD $3,886,938 | 452 | — |
| Nz Mid Cap Fund | 0.59% | -15.82% | — | 5.90% | NZD $6,996,295 | 1,022 | — |
| Australian Shares Fund | 0.59% | -3.97% | — | 5.52% | NZD $17,731,844 | 2,124 | — |
| Australian Top 20 Fund | 0.59% | 1.41% | — | 6.29% | NZD $3,139,688 | 497 | — |
| Australian Dividend Fund | 0.59% | 3.57% | — | 2.43% | NZD $1,230,663 | 183 | — |
| Australian Financials Fund | 0.59% | -2.88% | — | 2.55% | NZD $2,459,643 | 383 | — |
| Australian Resources Fund | 0.59% | 23.30% | — | 12.47% | NZD $15,602,677 | 1,410 | — |
| Australian Mid Cap Fund | 0.59% | -0.67% | — | 8.81% | NZD $28,431,008 | 1,572 | — |
| Overseas Shares (Currency Hedged) Fund | 0.58% | -15.41% | — | 3.38% | NZD $19,268,940 | 2,054 | — |
| Overseas Shares Fund | 0.58% | -6.64% | — | 7.26% | NZD $22,786,608 | 2,083 | — |
| Global Aggregate Bond Fund | 0.59% | -13.97% | — | — | NZD $426,261 | 98 | — |
| Castle Point 5 Oceans Fund | 1.43% | -3.59% | — | — | NZD $1,340,820 | 60 | — |
| Superlife Age Steps - Age 40 | 0.62% | -11.55% | — | 3.69% | — | 1,386 | — |
| Superlife Age Steps - Age 80 | 0.56% | -7.65% | — | 0.56% | — | 4 | — |
| Asia Pacific Fund | 0.59% | -12.49% | — | 2.40% | NZD $3,791,659 | 849 | — |
| Emerging Markets Fund | 0.73% | -9.66% | — | 1.86% | NZD $16,317,305 | 2,689 | — |
| Europe Fund | 0.59% | -15.38% | — | 1.28% | NZD $3,652,841 | 542 | — |
| Total World Fund | 0.58% | -6.48% | — | 7.81% | NZD $9,416,678 | 751 | — |
| US 500 Fund | 0.54% | -0.43% | — | 12.82% | NZD $31,253,212 | 1,956 | — |
| US Large Value Fund | 0.57% | 9.97% | — | 10.42% | NZD $7,234,695 | 577 | — |
| US Mid Cap Fund | 0.57% | -6.36% | — | 9.88% | NZD $3,155,915 | 747 | — |
| US Small Cap Fund | 0.57% | -7.71% | — | 8.43% | NZD $4,233,574 | 806 | — |
| Quaystreet Income Fund | 0.56% | -7.12% | — | 0.41% | NZD $185,750,723 | 16,387 | — |
| Conservative Fund | 0.57% | -8.59% | — | 1.82% | NZD $26,039,436 | 701 | — |
| Balanced Fund | 0.60% | -10.65% | — | 3.08% | NZD $57,546,028 | 1,296 | — |
| Growth Fund | 0.61% | -11.64% | — | 3.59% | NZD $42,913,579 | 1,325 | — |
| Quaystreet High Growth Fund | 0.63% | -12.72% | — | 4.36% | NZD $471,724,845 | 20,789 | — |
| Superlife Default Fund | 0.20% | — | — | — | NZD $373,676,596 | 43,146 | — |

_Returns are after fees and tax at PIR 28%, sourced from the QFU PDF as filed with FMA Disclose._

## Source documents

- **Scheme-wide PDF**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_20.pdf
  - SHA-256: `12a2bdd9ddc2df87…`
  - Ingested: 2026-05-15
- **Fund: age-steps-age-30**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_30.pdf
  - SHA-256: `25348fff4a25c79b…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-40**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_40.pdf
  - SHA-256: `eaa13729fbab09ea…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_50.pdf
  - SHA-256: `b102d7ef46dd01fa…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-60**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_60.pdf
  - SHA-256: `35f0278b4dd1af51…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-70**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_70.pdf
  - SHA-256: `3d1e5e316e1a0d1e…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-80**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_80.pdf
  - SHA-256: `7aa141a51ff6c181…`
  - Ingested: 2026-05-16
- **Fund: asia-pacific**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_asia_pacific_fund.pdf
  - SHA-256: `4a0c7ab407e14d63…`
  - Ingested: 2026-05-16
- **Fund: australian-dividend**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_dividend_fund.pdf
  - SHA-256: `f865fb70be160eec…`
  - Ingested: 2026-05-16
- **Fund: australian-financials**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_financials_fund.pdf
  - SHA-256: `8b4453db806f950c…`
  - Ingested: 2026-05-16
- **Fund: australian-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_mid_cap_fund.pdf
  - SHA-256: `e3fd0eead007e129…`
  - Ingested: 2026-05-16
- **Fund: australian-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_property_fund.pdf
  - SHA-256: `4db7c37207d9084f…`
  - Ingested: 2026-05-16
- **Fund: australian-resources**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_resources_fund.pdf
  - SHA-256: `4e7420d9627f6510…`
  - Ingested: 2026-05-16
- **Fund: australian-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_shares_fund.pdf
  - SHA-256: `a2c31902979c1270…`
  - Ingested: 2026-05-16
- **Fund: australian-top-20**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_top_20_fund.pdf
  - SHA-256: `b0a2b1a50b95d287…`
  - Ingested: 2026-05-16
- **Fund: balanced**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_balanced_fund.pdf
  - SHA-256: `98ff8f5a5747127b…`
  - Ingested: 2026-05-15
- **Fund: cash**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_cash_fund.pdf
  - SHA-256: `d3ad21bcfcf325e2…`
  - Ingested: 2026-05-15
- **Fund: castle-point-5-oceans**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_castle_point_5_oceans_fund.pdf
  - SHA-256: `5d8232a6db2c2db4…`
  - Ingested: 2026-05-16
- **Fund: conservative**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_conservative_fund.pdf
  - SHA-256: `0f6f700956e0a9f0…`
  - Ingested: 2026-05-15
- **Fund: default**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_default_fund.pdf
  - SHA-256: `d36e4aaff56fa0da…`
  - Ingested: 2026-05-15
- **Fund: emerging**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_emerging_markets_fund.pdf
  - SHA-256: `2c627570f890d40d…`
  - Ingested: 2026-05-16
- **Fund: ethica**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_ethica_fund.pdf
  - SHA-256: `a54efc9e743f1cf7…`
  - Ingested: 2026-05-16
- **Fund: europe**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_europe_fund.pdf
  - SHA-256: `db3aa5d9e677da2d…`
  - Ingested: 2026-05-16
- **Fund: global-aggregate-bond**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_global_aggregate_bond_fund.pdf
  - SHA-256: `afc42773df64d650…`
  - Ingested: 2026-05-16
- **Fund: global-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_global_property_fund.pdf
  - SHA-256: `6a70ea0c00cad334…`
  - Ingested: 2026-05-16
- **Fund: growth**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_growth_fund.pdf
  - SHA-256: `62d1d08704753e8f…`
  - Ingested: 2026-05-15
- **Fund: high-growth**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_high_growth_fund.pdf
  - SHA-256: `081424a2e1581b37…`
  - Ingested: 2026-05-15
- **Fund: income**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_income_fund.pdf
  - SHA-256: `93db7ce4499e0d83…`
  - Ingested: 2026-05-15
- **Fund: nz-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_bonds_fund.pdf
  - SHA-256: `cb5392bffe83548a…`
  - Ingested: 2026-05-16
- **Fund: nz-dividend**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_dividend_fund.pdf
  - SHA-256: `a7fa276ae958c122…`
  - Ingested: 2026-05-16
- **Fund: nz-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_mid_cap_fund.pdf
  - SHA-256: `d6fbeb4b9ceb3ff2…`
  - Ingested: 2026-05-16
- **Fund: nz-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_property_fund.pdf
  - SHA-256: `d43b467b33a81dd9…`
  - Ingested: 2026-05-16
- **Fund: nz-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_shares_fund.pdf
  - SHA-256: `4f25f518f7ba3ea6…`
  - Ingested: 2026-05-16
- **Fund: nz-top-10**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_top_10_fund.pdf
  - SHA-256: `2b4ce00759dcd78d…`
  - Ingested: 2026-05-16
- **Fund: nz-top-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_top_50_fund.pdf
  - SHA-256: `af5e846a00fcbb07…`
  - Ingested: 2026-05-16
- **Fund: overseas-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_overseas_bonds_fund.pdf
  - SHA-256: `557b8115e9f18e9d…`
  - Ingested: 2026-05-16
- **Fund: overseas-non-government-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_overseas_non-government_bonds_fund.pdf
  - SHA-256: `5cc846f1078b7b96…`
  - Ingested: 2026-05-16
- **Fund: overseas-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_overseas_shares_fund.pdf
  - SHA-256: `98b4891cbc73bef5…`
  - Ingested: 2026-05-16
- **Fund: overseas-shares-currency-hedged**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_overseas_shares_(currency_hedged)_fund.pdf
  - SHA-256: `9cfb9874cfdb35e5…`
  - Ingested: 2026-05-16
- **Fund: s-p-asx-200**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_s&p_asx_200_fund.pdf
  - SHA-256: `07667f09f04f76d3…`
  - Ingested: 2026-05-16
- **Fund: s-p-nzx-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_s&p_nzx_50_fund.pdf
  - SHA-256: `62e4681da5c934ad…`
  - Ingested: 2026-05-16
- **Fund: s-p-nzx-nz-government-bond**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_s&p_nzx_nz_government_bond_fund.pdf
  - SHA-256: `a798290da999522e…`
  - Ingested: 2026-05-16
- **Fund: total-world**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_total_world_fund.pdf
  - SHA-256: `89bc5bd555ecc118…`
  - Ingested: 2026-05-16
- **Fund: total-world-nzd-hedged**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_total_world_(nzd_hedged)_fund.pdf
  - SHA-256: `bd2dc573eddd0c56…`
  - Ingested: 2026-05-16
- **Fund: us-500**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_us_500_fund.pdf
  - SHA-256: `707d14a5aeb50727…`
  - Ingested: 2026-05-16
- **Fund: us-large-value**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_us_large_value_fund.pdf
  - SHA-256: `bfaced52abd8cd20…`
  - Ingested: 2026-05-16
- **Fund: us-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_us_mid_cap_fund.pdf
  - SHA-256: `777287b983854cb0…`
  - Ingested: 2026-05-16
- **Fund: us-small-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2022-Sep/superlife%20kiwisaver%20scheme%20fund%20update_us_small_cap_fund.pdf
  - SHA-256: `02a26033b0899ab6…`
  - Ingested: 2026-05-16

## Data sources

- FMA Disclose register — https://disclose-register.companiesoffice.govt.nz/
- IRD KiwiSaver — https://www.ird.govt.nz/kiwisaver
- Sorted Fund Finder — https://fundfinder.sorted.org.nz/

## Machine-readable surface

- Facts JSON: https://fundcompare.co.nz/api/qfu/smartshares/2022-q3/facts.json
- Crawlable HTML: https://fundcompare.co.nz/filings/qfu/smartshares/2022-q3

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This is an informational summary published by FundCompare NZ (https://fundcompare.co.nz) using publicly available data from the FMA Disclose register, IRD KiwiSaver, and Sorted Fund Finder. It does not constitute financial advice. FundCompare NZ is not a licensed Financial Advice Provider. Past performance is not indicative of future results — read each scheme's Product Disclosure Statement and consult a licensed financial adviser before making any decision. KiwiSaver® is a registered trademark of Inland Revenue.