# Quarterly Fund Update — smartshares (2021-Q3)

> KiwiSaver scheme **smartshares** — Quarterly Fund Update filing covering period ending **2021-09-30**.
> Source: filed with FMA Disclose register. Canonical: https://fundcompare.co.nz/filings/qfu/smartshares/2021-q3

## Funds covered

| Fund | Fees (1y) | 1y return | 3y return | 5y avg return | AUM (NZD) | Members | Growth assets |
|------|-----------|-----------|-----------|---------------|-----------|---------|---------------|
| Global Aggregate Bond Fund | 0.59% | -2.66% | — | — | NZD $220,784 | 50 | — |
| Castle Point 5 Oceans Fund | 1.44% | 9.86% | — | — | NZD $1,303,137 | 45 | — |
| Superlife Age Steps - Age 20 | 0.63% | 23.03% | — | 9.31% | — | 355 | — |
| Superlife Age Steps - Age 30 | 0.62% | 18.75% | — | 8.18% | — | 302 | — |
| Superlife Age Steps - Age 40 | 0.62% | 18.75% | — | 8.18% | — | 300 | — |
| Superlife Age Steps - Age 50 | 0.61% | 17.44% | — | 7.83% | — | 373 | — |
| Superlife Age Steps - Age 60 | 0.60% | 13.05% | — | 6.44% | — | 347 | — |
| Superlife Age Steps - Age 70 | 0.58% | 8.75% | — | 5.07% | — | 56 | — |
| Superlife Age Steps - Age 80 | 0.56% | 1.65% | — | 2.69% | — | — | — |
| Ethica Fund | 0.70% | 15.07% | — | 7.35% | NZD $57,109,062 | 1,681 | — |
| Nz Bonds Fund | 0.54% | -2.56% | — | 2.40% | NZD $35,493,649 | 3,049 | — |
| Overseas Bonds Fund | 0.59% | 0.47% | — | 2.46% | NZD $9,414,751 | 1,589 | — |
| Total World (Nzd Hedged) Fund | 0.58% | 27.28% | — | — | NZD $1,145,577 | 90 | — |
| Overseas Non-Government Bonds Fund | 0.54% | 0.24% | — | 1.93% | NZD $17,525,729 | 2,041 | — |
| Nz Property Fund | 0.59% | 9.42% | — | 9.91% | NZD $10,368,624 | 1,208 | — |
| Australian Property Fund | 0.59% | 24.44% | — | 6.62% | NZD $1,813,056 | 332 | — |
| Global Property Fund | 0.58% | 23.29% | — | 6.23% | NZD $17,401,352 | 2,251 | — |
| Nz Shares Fund | 0.59% | 19.00% | — | 9.41% | NZD $30,424,370 | 2,701 | — |
| Nz Top 50 Fund | 0.59% | 19.49% | — | 12.66% | NZD $63,544,308 | 2,867 | — |
| Nz Top 10 Fund | 0.59% | 7.24% | — | 10.17% | NZD $7,820,616 | 749 | — |
| Nz Dividend Fund | 0.59% | 18.27% | — | 7.15% | NZD $4,119,348 | 445 | — |
| Nz Mid Cap Fund | 0.59% | 18.72% | — | 13.23% | NZD $7,808,541 | 970 | — |
| Australian Shares Fund | 0.59% | 29.31% | — | 8.72% | NZD $19,910,769 | 2,190 | — |
| Australian Top 20 Fund | 0.59% | 26.05% | — | 8.11% | NZD $3,124,815 | 440 | — |
| Australian Dividend Fund | 0.59% | 14.66% | — | 3.42% | NZD $1,312,502 | 133 | — |
| Australian Financials Fund | 0.59% | 48.38% | — | 5.95% | NZD $1,868,796 | 344 | — |
| Australian Resources Fund | 0.59% | 11.20% | — | 11.82% | NZD $9,605,591 | 1,085 | — |
| Australian Mid Cap Fund | 0.59% | 27.50% | — | 11.10% | NZD $30,395,913 | 1,410 | — |
| Overseas Shares (Currency Hedged) Fund | 0.58% | 29.27% | — | 10.36% | NZD $21,105,203 | 2,122 | — |
| Overseas Shares Fund | 0.58% | 24.48% | — | 12.16% | NZD $25,937,045 | 2,166 | — |
| Asia Pacific Fund | 0.59% | 14.24% | — | 7.64% | NZD $3,722,890 | 746 | — |
| Emerging Markets Fund | 0.73% | 11.37% | — | 7.10% | NZD $17,554,161 | 2,655 | — |
| Europe Fund | 0.59% | 21.40% | — | 8.54% | NZD $4,173,419 | 550 | — |
| Total World Fund | 0.58% | 22.93% | — | 12.63% | NZD $8,135,881 | 629 | — |
| US Large Value Fund | 0.57% | 27.28% | — | 11.57% | NZD $4,332,255 | 410 | — |
| US Mid Cap Fund | 0.57% | 30.95% | — | 14.07% | NZD $2,803,994 | 586 | — |
| US Small Cap Fund | 0.57% | 37.42% | — | 13.34% | NZD $3,829,255 | 649 | — |
| Quaystreet Income Fund | 0.56% | -0.91% | — | 2.19% | NZD $196,827,957 | 16,104 | — |
| Conservative Fund | 0.57% | 6.18% | — | 4.55% | NZD $25,513,439 | 618 | — |
| Balanced Fund | 0.60% | 13.96% | — | 6.93% | NZD $60,834,340 | 1,184 | — |
| Growth Fund | 0.61% | 18.87% | — | 8.21% | NZD $43,360,239 | 1,179 | — |
| Quaystreet High Growth Fund | 0.63% | 24.12% | — | 9.59% | NZD $514,812,459 | 20,206 | — |
| UK Cash Fund | 0.52% | 0.49% | — | 1.36% | NZD $52,392,817 | 3,812 | — |
| US 500 Fund | 0.54% | 25.27% | — | 16.35% | NZD $23,472,046 | 1,520 | — |

_Returns are after fees and tax at PIR 28%, sourced from the QFU PDF as filed with FMA Disclose._

## Source documents

- **Scheme-wide PDF**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_20.pdf
  - SHA-256: `28cf899856345370…`
  - Ingested: 2026-05-15
- **Fund: age-steps-age-30**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_30.pdf
  - SHA-256: `6b566cda3e9a817b…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-40**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_40.pdf
  - SHA-256: `3b2e237528b79a49…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_50.pdf
  - SHA-256: `f2dc2cee69e0d308…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-60**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_60.pdf
  - SHA-256: `6bfbccc9c36067ad…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-70**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_70.pdf
  - SHA-256: `5d2691192a17daf9…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-80**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_80.pdf
  - SHA-256: `a9951cad0611815c…`
  - Ingested: 2026-05-16
- **Fund: asia-pacific**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_asia_pacific_fund.pdf
  - SHA-256: `43194f028bf55ea9…`
  - Ingested: 2026-05-16
- **Fund: australian-dividend**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_dividend_fund.pdf
  - SHA-256: `6307f865efa6f026…`
  - Ingested: 2026-05-16
- **Fund: australian-financials**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_financials_fund.pdf
  - SHA-256: `313f62c7e686a4ab…`
  - Ingested: 2026-05-16
- **Fund: australian-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_mid_cap_fund.pdf
  - SHA-256: `3a8d339b5968d14f…`
  - Ingested: 2026-05-16
- **Fund: australian-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_property_fund.pdf
  - SHA-256: `60b68714305a9490…`
  - Ingested: 2026-05-16
- **Fund: australian-resources**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_resources_fund.pdf
  - SHA-256: `24bcfe94bd0e3829…`
  - Ingested: 2026-05-16
- **Fund: australian-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_shares_fund.pdf
  - SHA-256: `44413e5d6aadf77c…`
  - Ingested: 2026-05-16
- **Fund: australian-top-20**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_top_20_fund.pdf
  - SHA-256: `00a1ac3062205761…`
  - Ingested: 2026-05-16
- **Fund: balanced**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_balanced_fund.pdf
  - SHA-256: `c25066035bc9eada…`
  - Ingested: 2026-05-15
- **Fund: cash**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_cash_fund.pdf
  - SHA-256: `33247e6ff1168e1c…`
  - Ingested: 2026-05-15
- **Fund: castle-point-5-oceans**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_castle_point_5_oceans_fund.pdf
  - SHA-256: `f883271f605bb4a2…`
  - Ingested: 2026-05-16
- **Fund: conservative**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_conservative_fund.pdf
  - SHA-256: `5831d096d1e179f6…`
  - Ingested: 2026-05-15
- **Fund: emerging**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_emerging_markets_fund.pdf
  - SHA-256: `7aeeca0d312c3b3c…`
  - Ingested: 2026-05-16
- **Fund: ethica**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_ethica_fund.pdf
  - SHA-256: `31d1dbd580feac5f…`
  - Ingested: 2026-05-16
- **Fund: europe**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_europe_fund.pdf
  - SHA-256: `b8ae62db32d97c4a…`
  - Ingested: 2026-05-16
- **Fund: global-aggregate-bond**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_global_aggregate_bond_fund.pdf
  - SHA-256: `d1b03edaf3acc7e8…`
  - Ingested: 2026-05-16
- **Fund: global-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_global_property_fund.pdf
  - SHA-256: `5f0fb3442e4cc055…`
  - Ingested: 2026-05-16
- **Fund: growth**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_growth_fund.pdf
  - SHA-256: `1c574393c81e1601…`
  - Ingested: 2026-05-15
- **Fund: high-growth**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_high_growth_fund.pdf
  - SHA-256: `966391f2a9b8b45f…`
  - Ingested: 2026-05-15
- **Fund: income**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_income_fund.pdf
  - SHA-256: `e5d17328c806da41…`
  - Ingested: 2026-05-15
- **Fund: nz-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_bonds_fund.pdf
  - SHA-256: `0b3791c1ab49fcff…`
  - Ingested: 2026-05-16
- **Fund: nz-dividend**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_dividend_fund.pdf
  - SHA-256: `0072945bdc9baedc…`
  - Ingested: 2026-05-16
- **Fund: nz-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_mid_cap_fund.pdf
  - SHA-256: `df0ec939333335a2…`
  - Ingested: 2026-05-16
- **Fund: nz-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_property_fund.pdf
  - SHA-256: `e52f4bb565ffda06…`
  - Ingested: 2026-05-16
- **Fund: nz-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_shares_fund.pdf
  - SHA-256: `5fd7bf007bbe6efd…`
  - Ingested: 2026-05-16
- **Fund: nz-top-10**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_top_10_fund.pdf
  - SHA-256: `bcd319a49e8765ae…`
  - Ingested: 2026-05-16
- **Fund: nz-top-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_top_50_fund.pdf
  - SHA-256: `a3c2c2e34f94ae67…`
  - Ingested: 2026-05-16
- **Fund: overseas-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_overseas_bonds_fund.pdf
  - SHA-256: `3ed38584e8025800…`
  - Ingested: 2026-05-16
- **Fund: overseas-non-government-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_overseas_non-government_bonds_fund.pdf
  - SHA-256: `b8166be8b9353aa9…`
  - Ingested: 2026-05-16
- **Fund: overseas-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_overseas_shares_fund.pdf
  - SHA-256: `c6973e16750d5fad…`
  - Ingested: 2026-05-16
- **Fund: overseas-shares-currency-hedged**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_overseas_shares_(currency_hedged)_fund.pdf
  - SHA-256: `a0bfc74f22611313…`
  - Ingested: 2026-05-16
- **Fund: s-p-asx-200**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_s_p_asx_200_fund.pdf
  - SHA-256: `e78831fe2ef1d97c…`
  - Ingested: 2026-05-16
- **Fund: s-p-nzx-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_s_p_nzx_50_fund.pdf
  - SHA-256: `4ae94933a5eaf329…`
  - Ingested: 2026-05-16
- **Fund: s-p-nzx-nz-government-bond**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_s_p_nzx_nz_government_bond_fund.pdf
  - SHA-256: `4db6528b367cda9e…`
  - Ingested: 2026-05-16
- **Fund: total-world**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_total_world_fund.pdf
  - SHA-256: `7decd65352e26e0d…`
  - Ingested: 2026-05-16
- **Fund: total-world-nzd-hedged**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_total_world_nzd_hedged_fund.pdf
  - SHA-256: `cf0daa906c0aba79…`
  - Ingested: 2026-05-16
- **Fund: us-500**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_us_500_fund.pdf
  - SHA-256: `568648b94f2171b5…`
  - Ingested: 2026-05-16
- **Fund: us-large-value**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_us_large_value_fund.pdf
  - SHA-256: `5bcc25641a6b5e24…`
  - Ingested: 2026-05-16
- **Fund: us-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_us_mid_cap_fund.pdf
  - SHA-256: `1c04778719c03083…`
  - Ingested: 2026-05-16
- **Fund: us-small-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Sep/superlife%20kiwisaver%20scheme%20fund%20update_us_small_cap_fund.pdf
  - SHA-256: `c21a9fe72f833251…`
  - Ingested: 2026-05-16

## Data sources

- FMA Disclose register — https://disclose-register.companiesoffice.govt.nz/
- IRD KiwiSaver — https://www.ird.govt.nz/kiwisaver
- Sorted Fund Finder — https://fundfinder.sorted.org.nz/

## Machine-readable surface

- Facts JSON: https://fundcompare.co.nz/api/qfu/smartshares/2021-q3/facts.json
- Crawlable HTML: https://fundcompare.co.nz/filings/qfu/smartshares/2021-q3

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This is an informational summary published by FundCompare NZ (https://fundcompare.co.nz) using publicly available data from the FMA Disclose register, IRD KiwiSaver, and Sorted Fund Finder. It does not constitute financial advice. FundCompare NZ is not a licensed Financial Advice Provider. Past performance is not indicative of future results — read each scheme's Product Disclosure Statement and consult a licensed financial adviser before making any decision. KiwiSaver® is a registered trademark of Inland Revenue.