# Quarterly Fund Update — smartshares (2021-Q1)

> KiwiSaver scheme **smartshares** — Quarterly Fund Update filing covering period ending **2021-03-31**.
> Source: filed with FMA Disclose register. Canonical: https://fundcompare.co.nz/filings/qfu/smartshares/2021-q1

## Funds covered

| Fund | Fees (1y) | 1y return | 3y return | 5y avg return | AUM (NZD) | Members | Growth assets |
|------|-----------|-----------|-----------|---------------|-----------|---------|---------------|
| Superlife Age Steps - Age 20 | 0.63% | 36.58% | — | 8.93% | — | 380 | — |
| Superlife Age Steps - Age 30 | 0.62% | 30.49% | — | 7.98% | — | 326 | — |
| Superlife Age Steps - Age 40 | 0.62% | 30.49% | — | 7.98% | — | 309 | — |
| Superlife Age Steps - Age 50 | 0.61% | 28.64% | — | 7.68% | — | 360 | — |
| Superlife Age Steps - Age 60 | 0.60% | 21.94% | — | 6.44% | — | 285 | — |
| Superlife Age Steps - Age 70 | 0.58% | 15.68% | — | 5.23% | — | 68 | — |
| Superlife Age Steps - Age 80 | 0.56% | 5.62% | — | 3.11% | — | 1 | — |
| Ethica Fund | 0.70% | 27.91% | — | 7.12% | NZD $50,239,407 | 1,602 | — |
| Australian Top 20 Fund | 0.59% | 41.35% | — | 8.16% | NZD $2,855,405 | 396 | — |
| Australian Dividend Fund | 0.59% | 38.40% | — | 4.00% | NZD $1,093,392 | 121 | — |
| Australian Financials Fund | 0.59% | 52.24% | — | 5.01% | NZD $2,272,108 | 352 | — |
| Australian Resources Fund | 0.59% | 59.75% | — | 18.76% | NZD $7,164,846 | 821 | — |
| Australian Mid Cap Fund | 0.59% | 67.55% | — | 11.16% | NZD $27,259,893 | 1,225 | — |
| Overseas Shares (Currency Hedged) Fund | 0.58% | 42.87% | — | 10.06% | NZD $19,589,712 | 2,109 | — |
| Overseas Shares Fund | 0.58% | 30.42% | — | 10.33% | NZD $24,372,528 | 2,174 | — |
| Asia Pacific Fund | 0.59% | 25.64% | — | 8.20% | NZD $3,095,564 | 577 | — |
| Emerging Markets Fund | 0.73% | 32.80% | — | 8.32% | NZD $17,083,640 | 2,488 | — |
| Europe Fund | 0.59% | 25.64% | — | 6.23% | NZD $3,330,346 | 507 | — |
| Total World Fund | 0.60% | 31.50% | — | 11.03% | NZD $6,477,599 | 551 | — |
| US 500 Fund | 0.54% | 29.33% | — | 13.58% | NZD $17,848,630 | 1,257 | — |
| US Large Value Fund | 0.57% | 25.76% | — | 10.28% | NZD $3,640,108 | 376 | — |
| US Mid Cap Fund | 0.57% | 39.76% | — | 11.93% | NZD $1,645,221 | 353 | — |
| US Small Cap Fund | 0.57% | 55.24% | — | 12.93% | NZD $2,846,248 | 430 | — |
| Quaystreet Income Fund | 0.56% | 3.29% | — | 2.81% | NZD $149,652,724 | 15,879 | — |
| UK Cash Fund | 0.52% | 0.72% | — | 1.51% | NZD $83,307,381 | 8,925 | — |
| Nz Bonds Fund | 0.54% | 2.70% | — | 3.07% | NZD $36,049,677 | 3,172 | — |
| Overseas Bonds Fund | 0.59% | 3.94% | — | 3.12% | NZD $9,016,425 | 1,591 | — |
| Overseas Non-Government Bonds Fund | 0.54% | 4.92% | — | 2.59% | NZD $17,164,489 | 2,097 | — |
| Nz Property Fund | 0.59% | 26.77% | — | 9.75% | NZD $10,038,013 | 1,166 | — |
| Australian Property Fund | 0.59% | 44.06% | — | 4.86% | NZD $1,382,872 | 280 | — |
| Global Property Fund | 0.58% | 31.32% | — | 5.03% | NZD $16,124,846 | 2,231 | — |
| Nz Shares Fund | 0.59% | 36.91% | — | 9.96% | NZD $29,436,927 | 2,756 | — |
| Nz Top 50 Fund | 0.59% | 39.08% | — | 13.13% | NZD $58,212,901 | 2,582 | — |
| Nz Top 10 Fund | 0.59% | 18.57% | — | 11.71% | NZD $10,181,453 | 869 | — |
| Nz Dividend Fund | 0.59% | 34.92% | — | 7.52% | NZD $3,653,673 | 428 | — |
| Nz Mid Cap Fund | 0.59% | 40.00% | — | 13.02% | NZD $6,117,236 | 768 | — |
| Australian Shares Fund | 0.59% | 46.56% | — | 8.29% | NZD $18,102,355 | 2,172 | — |
| Total World (Nzd Hedged) Fund | 0.58% | — | — | — | NZD $619,610 | 46 | — |
| Conservative Fund | 0.57% | 12.76% | — | 4.88% | NZD $25,092,252 | 630 | — |
| Balanced Fund | 0.60% | 23.45% | — | 6.98% | NZD $53,832,797 | 1,072 | — |
| Growth Fund | 0.61% | 29.86% | — | 8.01% | NZD $33,456,573 | 977 | — |
| Quaystreet High Growth Fund | 0.63% | 38.14% | — | 9.16% | NZD $456,831,889 | 19,478 | — |

_Returns are after fees and tax at PIR 28%, sourced from the QFU PDF as filed with FMA Disclose._

## Source documents

- **Scheme-wide PDF**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_superlife_age_steps_-_age_20.pdf
  - SHA-256: `e349d85f1050d0ba…`
  - Ingested: 2026-05-15
- **Fund: age-steps-age-30**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_superlife_age_steps_-_age_30.pdf
  - SHA-256: `543d315858507790…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-40**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_superlife_age_steps_-_age_40.pdf
  - SHA-256: `d50d2223b5af1733…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_superlife_age_steps_-_age_50.pdf
  - SHA-256: `412fee3ba7135b66…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-60**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_superlife_age_steps_-_age_60.pdf
  - SHA-256: `0da956461441e28a…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-70**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_superlife_age_steps_-_age_70.pdf
  - SHA-256: `f248eeb64c200f20…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-80**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_superlife_age_steps_-_age_80.pdf
  - SHA-256: `75608f7b8c564e88…`
  - Ingested: 2026-05-16
- **Fund: asia-pacific**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_asia_pacific_fund.pdf
  - SHA-256: `068cf44e2d1d8a78…`
  - Ingested: 2026-05-16
- **Fund: australian-dividend**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_australian_dividend_fund.pdf
  - SHA-256: `42a6c11599053c2d…`
  - Ingested: 2026-05-16
- **Fund: australian-financials**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_australian_financials_fund.pdf
  - SHA-256: `b14e8a20d1b2eb49…`
  - Ingested: 2026-05-16
- **Fund: australian-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_australian_mid_cap_fund.pdf
  - SHA-256: `d3538369afbc5ea2…`
  - Ingested: 2026-05-16
- **Fund: australian-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_australian_property_fund.pdf
  - SHA-256: `9ebad88482a9a5ee…`
  - Ingested: 2026-05-16
- **Fund: australian-resources**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_australian_resources_fund.pdf
  - SHA-256: `f28b6375b565dc5c…`
  - Ingested: 2026-05-16
- **Fund: australian-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_australian_shares_fund.pdf
  - SHA-256: `26e21da71b463d88…`
  - Ingested: 2026-05-16
- **Fund: australian-top-20**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_australian_top_20_fund.pdf
  - SHA-256: `3574017c64f525c1…`
  - Ingested: 2026-05-16
- **Fund: balanced**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_superlife_balanced_fund.pdf
  - SHA-256: `c7d47747ff92600a…`
  - Ingested: 2026-05-15
- **Fund: cash**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_nz_cash_fund.pdf
  - SHA-256: `d2157424d2f612ae…`
  - Ingested: 2026-05-16
- **Fund: conservative**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_superlife_conservative_fund.pdf
  - SHA-256: `8df04095cb70076d…`
  - Ingested: 2026-05-15
- **Fund: emerging**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_emerging_markets_fund.pdf
  - SHA-256: `44018fdadfb277d8…`
  - Ingested: 2026-05-16
- **Fund: ethica**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_ethica_fund.pdf
  - SHA-256: `0546d7f4b6d2660e…`
  - Ingested: 2026-05-16
- **Fund: europe**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_europe_fund.pdf
  - SHA-256: `fb3437e4afdc3cfd…`
  - Ingested: 2026-05-16
- **Fund: global-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_global_property_fund.pdf
  - SHA-256: `3e17291a8c2cb90c…`
  - Ingested: 2026-05-16
- **Fund: growth**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_superlife_growth_fund.pdf
  - SHA-256: `ae10bd016bce9713…`
  - Ingested: 2026-05-15
- **Fund: high-growth**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_superlife_high_growth_fund.pdf
  - SHA-256: `a5c38141f8b5251f…`
  - Ingested: 2026-05-15
- **Fund: income**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_superlife_income_fund.pdf
  - SHA-256: `9f86c4504dc94a25…`
  - Ingested: 2026-05-15
- **Fund: nz-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_nz_bonds_fund.pdf
  - SHA-256: `8568f828edd594af…`
  - Ingested: 2026-05-16
- **Fund: nz-dividend**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_nz_dividend_fund.pdf
  - SHA-256: `59e38f9a924bcfe2…`
  - Ingested: 2026-05-16
- **Fund: nz-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_nz_mid_cap_fund.pdf
  - SHA-256: `8d702d58da6995d1…`
  - Ingested: 2026-05-16
- **Fund: nz-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_nz_property_fund.pdf
  - SHA-256: `a12b8bead9b1e9c4…`
  - Ingested: 2026-05-16
- **Fund: nz-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_nz_shares_fund.pdf
  - SHA-256: `201594f49c2feabf…`
  - Ingested: 2026-05-16
- **Fund: nz-top-10**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_nz_top_10_fund.pdf
  - SHA-256: `516c6a2293d046e3…`
  - Ingested: 2026-05-16
- **Fund: nz-top-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_nz_top_50_fund.pdf
  - SHA-256: `ae887e526655ed76…`
  - Ingested: 2026-05-16
- **Fund: overseas-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_overseas_bonds_fund.pdf
  - SHA-256: `dcda5a3ace51c5fc…`
  - Ingested: 2026-05-16
- **Fund: overseas-non-government-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_overseas_non-government_bonds_fund.pdf
  - SHA-256: `ad389c30e6a0169a…`
  - Ingested: 2026-05-16
- **Fund: overseas-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_overseas_shares_fund.pdf
  - SHA-256: `a86cf766ece5f415…`
  - Ingested: 2026-05-16
- **Fund: overseas-shares-currency-hedged**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_overseas_shares_(currency_hedged)_fund.pdf
  - SHA-256: `fbda7ff41420c836…`
  - Ingested: 2026-05-16
- **Fund: s-p-asx-200**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_s_p_asx_200_fund.pdf
  - SHA-256: `05024674b381d529…`
  - Ingested: 2026-05-16
- **Fund: s-p-nzx-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_s_p_nzx_50_fund.pdf
  - SHA-256: `eb5ead7ff40b4386…`
  - Ingested: 2026-05-16
- **Fund: s-p-nzx-nz-government-bond**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_s_p_nzx_nz_government_bond_fund.pdf
  - SHA-256: `4dfd9b746816b8a7…`
  - Ingested: 2026-05-16
- **Fund: total-world**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_total_world_fund.pdf
  - SHA-256: `4d35eccbea360547…`
  - Ingested: 2026-05-16
- **Fund: total-world-nzd-hedged**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_total_world_nzd_hedged_fund.pdf
  - SHA-256: `a9bf8806bc60cb3f…`
  - Ingested: 2026-05-16
- **Fund: us-500**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_us_500_fund.pdf
  - SHA-256: `8f9f93a361e2aa8a…`
  - Ingested: 2026-05-16
- **Fund: us-large-value**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_us_large_value_fund.pdf
  - SHA-256: `1dd469c3a8483975…`
  - Ingested: 2026-05-16
- **Fund: us-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_us_mid_cap_fund.pdf
  - SHA-256: `700d09b0fcaa764b…`
  - Ingested: 2026-05-16
- **Fund: us-small-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2021-Mar/superlife%20kiwisaver%20scheme%20fund_update_us_small_cap_fund.pdf
  - SHA-256: `ef13e1bf5ba47eab…`
  - Ingested: 2026-05-16

## Data sources

- FMA Disclose register — https://disclose-register.companiesoffice.govt.nz/
- IRD KiwiSaver — https://www.ird.govt.nz/kiwisaver
- Sorted Fund Finder — https://fundfinder.sorted.org.nz/

## Machine-readable surface

- Facts JSON: https://fundcompare.co.nz/api/qfu/smartshares/2021-q1/facts.json
- Crawlable HTML: https://fundcompare.co.nz/filings/qfu/smartshares/2021-q1

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This is an informational summary published by FundCompare NZ (https://fundcompare.co.nz) using publicly available data from the FMA Disclose register, IRD KiwiSaver, and Sorted Fund Finder. It does not constitute financial advice. FundCompare NZ is not a licensed Financial Advice Provider. Past performance is not indicative of future results — read each scheme's Product Disclosure Statement and consult a licensed financial adviser before making any decision. KiwiSaver® is a registered trademark of Inland Revenue.