# Quarterly Fund Update — smartshares (2020-Q4)

> KiwiSaver scheme **smartshares** — Quarterly Fund Update filing covering period ending **2020-12-31**.
> Source: filed with FMA Disclose register. Canonical: https://fundcompare.co.nz/filings/qfu/smartshares/2020-q4

## Funds covered

| Fund | Fees (1y) | 1y return | 3y return | 5y avg return | AUM (NZD) | Members | Growth assets |
|------|-----------|-----------|-----------|---------------|-----------|---------|---------------|
| Asia Pacific Fund | 0.59% | 7.03% | — | 6.29% | NZD $2,613,274 | 506 | — |
| Quaystreet High Growth Fund | 0.63% | 5.38% | — | 8.47% | NZD $433,340,065 | 19,385 | — |
| Superlife Age Steps - Age 50 | 0.61% | 5.44% | — | 7.39% | — | 361 | — |
| Conservative Fund | 0.57% | 4.49% | — | 5.34% | NZD $24,865,705 | 634 | — |
| Total World Fund | 0.60% | 7.27% | — | 8.84% | NZD $5,733,093 | 522 | — |
| Nz Property Fund | 0.59% | 5.99% | — | 11.74% | NZD $10,418,646 | 1,117 | — |
| Superlife Age Steps - Age 40 | 0.62% | 5.45% | — | 7.61% | — | 313 | — |
| Nz Mid Cap Fund | 0.59% | 6.82% | — | 13.85% | NZD $6,117,676 | 705 | — |
| Australian Financials Fund | 0.59% | -1.88% | — | 0.99% | NZD $1,894,195 | 284 | — |
| Ethica Fund | 0.70% | 9.55% | — | 7.29% | NZD $47,380,272 | 1,554 | — |
| Castle Point 5 Oceans Fund | 1.64% | — | — | — | NZD $1,130,120 | 28 | — |
| Superlife Age Steps - Age 30 | 0.62% | 5.45% | — | 7.61% | — | 307 | — |
| Overseas Shares (Currency Hedged) Fund | 0.58% | 4.09% | — | 8.05% | NZD $18,526,727 | 2,127 | — |
| Nz Top 10 Fund | 0.59% | 17.36% | — | 15.70% | NZD $9,923,902 | 797 | — |
| Nz Dividend Fund | 0.59% | 7.69% | — | 10.84% | NZD $3,895,841 | 429 | — |
| Superlife Age Steps - Age 60 | 0.60% | 4.94% | — | 6.33% | — | 266 | — |
| Quaystreet Income Fund | 0.56% | 4.06% | — | 3.62% | NZD $146,472,704 | 15,901 | — |
| US 500 Fund | 0.54% | 8.25% | — | 11.44% | NZD $15,593,828 | 1,184 | — |
| Superlife Age Steps - Age 70 | 0.58% | 4.44% | — | 5.32% | — | 62 | — |
| Growth Fund | 0.61% | 4.83% | — | 7.67% | NZD $30,744,175 | 923 | — |
| Australian Mid Cap Fund | 0.59% | 18.65% | — | 12.45% | NZD $27,281,332 | 1,217 | — |
| UK Cash Fund | 0.52% | 0.72% | — | 1.60% | NZD $84,988,847 | 9,033 | — |
| Balanced Fund | 0.60% | 5.71% | — | 6.95% | NZD $51,011,257 | 1,029 | — |
| Australian Shares Fund | 0.59% | 4.65% | — | 7.30% | NZD $17,748,711 | 2,213 | — |
| Australian Property Fund | 0.59% | -4.80% | — | 6.32% | NZD $1,579,732 | 295 | — |
| Global Property Fund | 0.58% | -7.15% | — | 5.78% | NZD $15,940,638 | 2,266 | — |
| US Mid Cap Fund | 0.57% | 8.51% | — | 9.61% | NZD $1,350,116 | 294 | — |
| Australian Top 20 Fund | 0.59% | 3.35% | — | 6.10% | NZD $2,433,320 | 374 | — |
| US Large Value Fund | 0.57% | -6.57% | — | 6.92% | NZD $2,679,122 | 322 | — |
| Australian Resources Fund | 0.59% | 9.76% | — | 19.22% | NZD $4,878,934 | 658 | — |
| Total World (Nzd Hedged) Fund | 0.58% | — | — | — | NZD $410,625 | 30 | — |
| Europe Fund | 0.59% | -1.54% | — | 3.86% | NZD $2,953,846 | 445 | — |
| US Small Cap Fund | 0.57% | 9.47% | — | 10.06% | NZD $2,152,049 | 382 | — |
| Overseas Non-Government Bonds Fund | 0.54% | 4.05% | — | 3.31% | NZD $17,491,306 | 2,149 | — |
| Emerging Markets Fund | 0.73% | 5.80% | — | 7.60% | NZD $15,505,992 | 2,383 | — |
| Superlife Age Steps - Age 80 | 0.56% | 3.38% | — | 3.56% | — | 1 | — |
| Nz Top 50 Fund | 0.59% | 13.94% | — | 15.23% | NZD $57,042,088 | 2,413 | — |
| Overseas Bonds Fund | 0.59% | 4.80% | — | 3.92% | NZD $8,847,471 | 1,613 | — |
| Nz Shares Fund | 0.59% | 10.98% | — | 12.38% | NZD $29,667,327 | 2,787 | — |
| Superlife Age Steps - Age 20 | 0.63% | 5.40% | — | 8.31% | — | 394 | — |
| Australian Dividend Fund | 0.59% | -0.15% | — | 2.77% | NZD $1,022,276 | 121 | — |
| Overseas Shares Fund | 0.58% | 4.53% | — | 8.05% | NZD $22,698,659 | 2,212 | — |
| Nz Bonds Fund | 0.54% | 4.10% | — | 3.79% | NZD $37,898,557 | 3,286 | — |

_Returns are after fees and tax at PIR 28%, sourced from the QFU PDF as filed with FMA Disclose._

## Source documents

- **Scheme-wide PDF**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_20.pdf
  - SHA-256: `3f010f89beae3355…`
  - Ingested: 2026-05-15
- **Fund: age-steps-age-30**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_30.pdf
  - SHA-256: `a9d74c6cc17d2e86…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-40**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_40.pdf
  - SHA-256: `22d38e66dae3bd68…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_50.pdf
  - SHA-256: `9f6e2d0227ef789b…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-60**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_60.pdf
  - SHA-256: `e64ae4d051c4289f…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-70**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_70.pdf
  - SHA-256: `a430af8c65e8b11b…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-80**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_80.pdf
  - SHA-256: `6fd97d7edd965b30…`
  - Ingested: 2026-05-16
- **Fund: asia-pacific**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_asia_pacific_fund.pdf
  - SHA-256: `9c301958d6f8e0aa…`
  - Ingested: 2026-05-16
- **Fund: australian-dividend**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_dividend_fund.pdf
  - SHA-256: `07a611c51f5eb7b8…`
  - Ingested: 2026-05-16
- **Fund: australian-financials**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_financials_fund.pdf
  - SHA-256: `720770dbec12c9b6…`
  - Ingested: 2026-05-16
- **Fund: australian-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_mid_cap_fund.pdf
  - SHA-256: `0473bf2a71d77c37…`
  - Ingested: 2026-05-16
- **Fund: australian-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_property_fund.pdf
  - SHA-256: `1c4043db1e1ab770…`
  - Ingested: 2026-05-16
- **Fund: australian-resources**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_resources_fund.pdf
  - SHA-256: `e74b0154cfa91765…`
  - Ingested: 2026-05-16
- **Fund: australian-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_shares_fund.pdf
  - SHA-256: `9e5f1b38c66fec76…`
  - Ingested: 2026-05-16
- **Fund: australian-top-20**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_top_20_fund.pdf
  - SHA-256: `5faf6cb7664fa8a9…`
  - Ingested: 2026-05-16
- **Fund: balanced**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_balanced_fund.pdf
  - SHA-256: `021f0ebf84af4ad2…`
  - Ingested: 2026-05-15
- **Fund: cash**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_cash_fund.pdf
  - SHA-256: `78ebff00f9be63ef…`
  - Ingested: 2026-05-15
- **Fund: castle-point-5-oceans**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_castle_point_5_oceans_fund.pdf
  - SHA-256: `7d328e0bb5624b20…`
  - Ingested: 2026-05-16
- **Fund: conservative**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_conservative_fund.pdf
  - SHA-256: `86716f5ac0e76c90…`
  - Ingested: 2026-05-15
- **Fund: emerging**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_emerging_markets_fund.pdf
  - SHA-256: `b20ba5072a024073…`
  - Ingested: 2026-05-16
- **Fund: ethica**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_ethica_fund.pdf
  - SHA-256: `c4c1ed7ba5e257fd…`
  - Ingested: 2026-05-16
- **Fund: europe**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_europe_fund.pdf
  - SHA-256: `60b9a4d745c7a773…`
  - Ingested: 2026-05-16
- **Fund: global-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_global_property_fund.pdf
  - SHA-256: `97dab1cc95662555…`
  - Ingested: 2026-05-16
- **Fund: growth**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_growth_fund.pdf
  - SHA-256: `cbf5aa7908b67cd8…`
  - Ingested: 2026-05-15
- **Fund: high-growth**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_high_growth_fund.pdf
  - SHA-256: `37899f73dc2df3f9…`
  - Ingested: 2026-05-15
- **Fund: income**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_income_fund.pdf
  - SHA-256: `f22fa98e67e3d78f…`
  - Ingested: 2026-05-15
- **Fund: nz-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_bonds_fund.pdf
  - SHA-256: `82c57d96d2428a55…`
  - Ingested: 2026-05-16
- **Fund: nz-dividend**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_dividend_fund.pdf
  - SHA-256: `a8708ef02a77f810…`
  - Ingested: 2026-05-16
- **Fund: nz-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_mid_cap_fund.pdf
  - SHA-256: `518fa5a3ead9b4f0…`
  - Ingested: 2026-05-16
- **Fund: nz-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_property_fund.pdf
  - SHA-256: `9f1cddfc34302296…`
  - Ingested: 2026-05-16
- **Fund: nz-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_shares_fund.pdf
  - SHA-256: `14b6f60b4ee8c17b…`
  - Ingested: 2026-05-16
- **Fund: nz-top-10**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_top_10_fund.pdf
  - SHA-256: `2ded697685a3fa04…`
  - Ingested: 2026-05-16
- **Fund: nz-top-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_top_50_fund.pdf
  - SHA-256: `69adbfbf6ec26206…`
  - Ingested: 2026-05-16
- **Fund: overseas-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_overseas_bonds_fund.pdf
  - SHA-256: `7b990258f0ce9d30…`
  - Ingested: 2026-05-16
- **Fund: overseas-non-government-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_overseas_non-government_bonds_fund.pdf
  - SHA-256: `ca8964d630f5f65f…`
  - Ingested: 2026-05-16
- **Fund: overseas-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_overseas_shares_fund.pdf
  - SHA-256: `39c9a723a8646de8…`
  - Ingested: 2026-05-16
- **Fund: overseas-shares-currency-hedged**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_overseas_shares_(currency_hedged)_fund.pdf
  - SHA-256: `fc373e371d7b8f67…`
  - Ingested: 2026-05-16
- **Fund: s-p-asx-200**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_s_p_asx_200_fund.pdf
  - SHA-256: `a4222d7cc4e0b2ef…`
  - Ingested: 2026-05-16
- **Fund: s-p-nzx-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_s_p_nzx_50_fund.pdf
  - SHA-256: `bec78519cdb7cf4f…`
  - Ingested: 2026-05-16
- **Fund: s-p-nzx-nz-government-bond**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_s_p_nzx_nz_government_bond_fund.pdf
  - SHA-256: `b60def4fd792b467…`
  - Ingested: 2026-05-16
- **Fund: total-world**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_total_world_fund.pdf
  - SHA-256: `5406b6b606d91601…`
  - Ingested: 2026-05-16
- **Fund: total-world-nzd-hedged**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_total_world_nzd_hedged_fund.pdf
  - SHA-256: `2a39ec41c6a7317b…`
  - Ingested: 2026-05-16
- **Fund: us-500**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_us_500_fund.pdf
  - SHA-256: `9decb7ac46a01c0c…`
  - Ingested: 2026-05-16
- **Fund: us-large-value**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_us_large_value_fund.pdf
  - SHA-256: `f94068d344685ec4…`
  - Ingested: 2026-05-16
- **Fund: us-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_us_mid_cap_fund.pdf
  - SHA-256: `4a9d9a3da9809908…`
  - Ingested: 2026-05-16
- **Fund: us-small-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Dec/superlife%20kiwisaver%20scheme%20fund%20update_us_small_cap_fund.pdf
  - SHA-256: `f9d4abab7d879a7e…`
  - Ingested: 2026-05-16

## Data sources

- FMA Disclose register — https://disclose-register.companiesoffice.govt.nz/
- IRD KiwiSaver — https://www.ird.govt.nz/kiwisaver
- Sorted Fund Finder — https://fundfinder.sorted.org.nz/

## Machine-readable surface

- Facts JSON: https://fundcompare.co.nz/api/qfu/smartshares/2020-q4/facts.json
- Crawlable HTML: https://fundcompare.co.nz/filings/qfu/smartshares/2020-q4

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This is an informational summary published by FundCompare NZ (https://fundcompare.co.nz) using publicly available data from the FMA Disclose register, IRD KiwiSaver, and Sorted Fund Finder. It does not constitute financial advice. FundCompare NZ is not a licensed Financial Advice Provider. Past performance is not indicative of future results — read each scheme's Product Disclosure Statement and consult a licensed financial adviser before making any decision. KiwiSaver® is a registered trademark of Inland Revenue.