# Quarterly Fund Update — smartshares (2020-Q3)

> KiwiSaver scheme **smartshares** — Quarterly Fund Update filing covering period ending **2020-09-30**.
> Source: filed with FMA Disclose register. Canonical: https://fundcompare.co.nz/filings/qfu/smartshares/2020-q3

## Funds covered

| Fund | Fees (1y) | 1y return | 3y return | 5y avg return | AUM (NZD) | Members | Growth assets |
|------|-----------|-----------|-----------|---------------|-----------|---------|---------------|
| Asia Pacific Fund | 0.59% | -0.21% | — | 4.84% | NZD $2,131,351 | 483 | — |
| Quaystreet High Growth Fund | 0.63% | -2.10% | — | 7.05% | NZD $389,968,354 | 19,383 | — |
| Superlife Age Steps - Age 50 | 0.61% | -0.51% | — | 6.31% | — | 334 | — |
| Conservative Fund | 0.57% | 1.25% | — | 4.95% | NZD $24,412,231 | 667 | — |
| Total World Fund | 0.60% | 3.54% | — | 7.58% | NZD $4,873,089 | 482 | — |
| Nz Property Fund | 0.59% | -3.31% | — | — | NZD $8,527,142 | 979 | — |
| Superlife Age Steps - Age 40 | 0.62% | -0.81% | — | 6.47% | — | 307 | — |
| Nz Mid Cap Fund | 0.59% | 0.21% | — | 14.05% | NZD $5,232,907 | 640 | — |
| Australian Financials Fund | 0.59% | -26.38% | — | -1.47% | NZD $1,448,863 | 255 | — |
| Ethica Fund | 0.70% | 4.38% | — | 6.47% | NZD $43,428,673 | 1,543 | — |
| Castle Point 5 Oceans Fund | 1.64% | — | — | — | NZD $883,126 | 17 | — |
| Superlife Age Steps - Age 30 | 0.62% | -0.81% | — | 6.47% | — | 299 | — |
| Overseas Shares (Currency Hedged) Fund | 0.58% | -1.89% | — | 7.26% | NZD $16,944,287 | 2,153 | — |
| Nz Top 10 Fund | 0.59% | 11.70% | — | 15.01% | NZD $8,102,819 | 707 | — |
| Nz Dividend Fund | 0.59% | -12.40% | — | 8.82% | NZD $3,123,808 | 400 | — |
| Superlife Age Steps - Age 60 | 0.60% | 0.27% | — | 5.51% | — | 250 | — |
| Quaystreet Income Fund | 0.56% | 3.11% | — | 3.57% | NZD $136,095,701 | 15,898 | — |
| US 500 Fund | 0.54% | 7.96% | — | 11.07% | NZD $13,590,021 | 1,109 | — |
| Superlife Age Steps - Age 70 | 0.58% | 1.02% | — | 4.75% | — | 62 | — |
| Growth Fund | 0.61% | -0.98% | — | 6.71% | NZD $25,778,899 | 877 | — |
| Australian Mid Cap Fund | 0.59% | 1.98% | — | 9.94% | NZD $23,607,832 | 1,202 | — |
| UK Cash Fund | 0.52% | 0.92% | — | 1.68% | NZD $88,319,132 | 9,155 | — |
| Balanced Fund | 0.60% | 0.54% | — | 6.29% | NZD $46,122,565 | 1,018 | — |
| Australian Shares Fund | 0.59% | -10.43% | — | 4.65% | NZD $16,097,903 | 2,239 | — |
| Australian Property Fund | 0.59% | -18.45% | — | 4.13% | NZD $1,451,902 | 285 | — |
| Global Property Fund | 0.58% | -16.76% | — | 4.62% | NZD $14,709,154 | 2,308 | — |
| US Mid Cap Fund | 0.57% | 0.66% | — | 7.99% | NZD $1,028,256 | 251 | — |
| Australian Top 20 Fund | 0.59% | -12.12% | — | 3.76% | NZD $2,082,046 | 369 | — |
| US Large Value Fund | 0.57% | -9.47% | — | 6.68% | NZD $2,425,556 | 291 | — |
| Australian Resources Fund | 0.59% | -4.49% | — | 12.85% | NZD $4,273,134 | 636 | — |
| Total World (Nzd Hedged) Fund | 0.58% | — | — | — | NZD $93,535 | 16 | — |
| Europe Fund | 0.59% | -5.16% | — | 2.19% | NZD $2,487,905 | 421 | — |
| US Small Cap Fund | 0.57% | -4.67% | — | 6.33% | NZD $1,606,319 | 340 | — |
| Overseas Non-Government Bonds Fund | 0.54% | 2.54% | — | 3.29% | NZD $17,242,649 | 2,180 | — |
| Emerging Markets Fund | 0.73% | 2.10% | — | 4.97% | NZD $13,760,772 | 2,336 | — |
| Superlife Age Steps - Age 80 | 0.56% | 2.10% | — | 3.42% | — | 1 | — |
| Nz Top 50 Fund | 0.59% | 2.09% | — | 14.19% | NZD $48,520,955 | 2,298 | — |
| Overseas Bonds Fund | 0.59% | 3.34% | — | 3.54% | NZD $8,766,618 | 1,640 | — |
| Nz Shares Fund | 0.59% | -0.93% | — | 11.83% | NZD $26,163,952 | 2,807 | — |
| Superlife Age Steps - Age 20 | 0.63% | -1.84% | — | 6.94% | — | 393 | — |
| Australian Dividend Fund | 0.59% | -14.06% | — | -0.41% | NZD $685,323 | 110 | — |
| Overseas Shares Fund | 0.58% | 0.01% | — | 6.94% | NZD $21,033,541 | 2,249 | — |
| Nz Bonds Fund | 0.54% | 4.10% | — | 3.87% | NZD $38,472,417 | 3,351 | — |

_Returns are after fees and tax at PIR 28%, sourced from the QFU PDF as filed with FMA Disclose._

## Source documents

- **Scheme-wide PDF**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_20.pdf
  - SHA-256: `1d869f793c670a0b…`
  - Ingested: 2026-05-15
- **Fund: age-steps-age-30**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_30.pdf
  - SHA-256: `3e95f4a586cf9cf3…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-40**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_40.pdf
  - SHA-256: `cc25d83602afc3ef…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_50.pdf
  - SHA-256: `2b4ed07a8587be4f…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-60**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_60.pdf
  - SHA-256: `3c38e48fbca145e0…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-70**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_70.pdf
  - SHA-256: `a54dd15b2edff90e…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-80**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_80.pdf
  - SHA-256: `cfbf8fe6282d1d5a…`
  - Ingested: 2026-05-16
- **Fund: asia-pacific**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_asia_pacific_fund.pdf
  - SHA-256: `71ba18dfb25d916b…`
  - Ingested: 2026-05-16
- **Fund: australian-dividend**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_dividend_fund.pdf
  - SHA-256: `ed5c130dfb730477…`
  - Ingested: 2026-05-16
- **Fund: australian-financials**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_financials_fund.pdf
  - SHA-256: `0e347fa0f0bad103…`
  - Ingested: 2026-05-16
- **Fund: australian-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_mid_cap_fund.pdf
  - SHA-256: `b81cbd93ab4c98ab…`
  - Ingested: 2026-05-16
- **Fund: australian-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_property_fund.pdf
  - SHA-256: `4a83c29351b8e73a…`
  - Ingested: 2026-05-16
- **Fund: australian-resources**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_resources_fund.pdf
  - SHA-256: `67a97ec8171df173…`
  - Ingested: 2026-05-16
- **Fund: australian-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_shares_fund.pdf
  - SHA-256: `b711472bd2cff5f9…`
  - Ingested: 2026-05-16
- **Fund: australian-top-20**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_top_20_fund.pdf
  - SHA-256: `4c6405e17082dde2…`
  - Ingested: 2026-05-16
- **Fund: balanced**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_balanced_fund.pdf
  - SHA-256: `e0a14a0d98041bb3…`
  - Ingested: 2026-05-15
- **Fund: cash**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_cash_fund.pdf
  - SHA-256: `6fcf22a9d47ccb75…`
  - Ingested: 2026-05-15
- **Fund: castle-point-5-oceans**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_castle_point_5_oceans_fund.pdf
  - SHA-256: `bd8621bac274e911…`
  - Ingested: 2026-05-16
- **Fund: conservative**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_conservative_fund.pdf
  - SHA-256: `ee1ad6f0d16cea4c…`
  - Ingested: 2026-05-15
- **Fund: emerging**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_emerging_markets_fund.pdf
  - SHA-256: `d8281aaee712a3d1…`
  - Ingested: 2026-05-16
- **Fund: ethica**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_ethica_fund.pdf
  - SHA-256: `3e7d9cecd36aed06…`
  - Ingested: 2026-05-16
- **Fund: europe**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_europe_fund.pdf
  - SHA-256: `7a30ef398d27b4fa…`
  - Ingested: 2026-05-16
- **Fund: global-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_global_property_fund.pdf
  - SHA-256: `f3bfc2a00cd03e40…`
  - Ingested: 2026-05-16
- **Fund: growth**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_growth_fund.pdf
  - SHA-256: `2846cb190b5745d5…`
  - Ingested: 2026-05-15
- **Fund: high-growth**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_high_growth_fund.pdf
  - SHA-256: `d819a3a0e8dbc0ea…`
  - Ingested: 2026-05-15
- **Fund: income**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_income_fund.pdf
  - SHA-256: `88d1d2cf8f672f5d…`
  - Ingested: 2026-05-15
- **Fund: nz-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_bonds_fund.pdf
  - SHA-256: `b5fbb8a3bd4a215b…`
  - Ingested: 2026-05-16
- **Fund: nz-dividend**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_dividend_fund.pdf
  - SHA-256: `da5d7cdfbe5a974f…`
  - Ingested: 2026-05-16
- **Fund: nz-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_mid_cap_fund.pdf
  - SHA-256: `5ba966eba408d0e7…`
  - Ingested: 2026-05-16
- **Fund: nz-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_property_fund.pdf
  - SHA-256: `7cbb80da79a79ea5…`
  - Ingested: 2026-05-16
- **Fund: nz-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_shares_fund.pdf
  - SHA-256: `b284f1b83f94ad62…`
  - Ingested: 2026-05-16
- **Fund: nz-top-10**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_top_10_fund.pdf
  - SHA-256: `bf3de486d027786c…`
  - Ingested: 2026-05-16
- **Fund: nz-top-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_top_50_fund.pdf
  - SHA-256: `4504e1439804f3a9…`
  - Ingested: 2026-05-16
- **Fund: overseas-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_overseas_bonds_fund.pdf
  - SHA-256: `0dd33bb641f3fd90…`
  - Ingested: 2026-05-16
- **Fund: overseas-non-government-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_overseas_non-government_bonds_fund.pdf
  - SHA-256: `c678a5e005177d6e…`
  - Ingested: 2026-05-16
- **Fund: overseas-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_overseas_shares_fund.pdf
  - SHA-256: `1f75aed7175a394f…`
  - Ingested: 2026-05-16
- **Fund: overseas-shares-currency-hedged**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_overseas_shares_(currency_hedged)_fund.pdf
  - SHA-256: `1601335a6a91f9af…`
  - Ingested: 2026-05-16
- **Fund: s-p-asx-200**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_s_p_asx_200_fund.pdf
  - SHA-256: `82fb58f938f55d9b…`
  - Ingested: 2026-05-16
- **Fund: s-p-nzx-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_s_p_nzx_50_fund.pdf
  - SHA-256: `9341e44780d46209…`
  - Ingested: 2026-05-16
- **Fund: s-p-nzx-nz-government-bond**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_s_p_nzx_nz_government_bond_fund.pdf
  - SHA-256: `b6e81ae68f4bdba0…`
  - Ingested: 2026-05-16
- **Fund: total-world**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_total_world_fund.pdf
  - SHA-256: `1f9604d597746f8b…`
  - Ingested: 2026-05-16
- **Fund: total-world-nzd-hedged**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_total_world_nzd_hedged_fund.pdf
  - SHA-256: `2744f8e8ba09c37c…`
  - Ingested: 2026-05-16
- **Fund: us-500**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_us_500_fund.pdf
  - SHA-256: `19179afc8ad7f111…`
  - Ingested: 2026-05-16
- **Fund: us-large-value**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_us_large_value_fund.pdf
  - SHA-256: `c92639d4dd0c8f62…`
  - Ingested: 2026-05-16
- **Fund: us-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_us_mid_cap_fund.pdf
  - SHA-256: `feedd68d2be5cf84…`
  - Ingested: 2026-05-16
- **Fund: us-small-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2020-Sep/superlife%20kiwisaver%20scheme%20fund%20update_us_small_cap_fund.pdf
  - SHA-256: `ad00acba20151d90…`
  - Ingested: 2026-05-16

## Data sources

- FMA Disclose register — https://disclose-register.companiesoffice.govt.nz/
- IRD KiwiSaver — https://www.ird.govt.nz/kiwisaver
- Sorted Fund Finder — https://fundfinder.sorted.org.nz/

## Machine-readable surface

- Facts JSON: https://fundcompare.co.nz/api/qfu/smartshares/2020-q3/facts.json
- Crawlable HTML: https://fundcompare.co.nz/filings/qfu/smartshares/2020-q3

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This is an informational summary published by FundCompare NZ (https://fundcompare.co.nz) using publicly available data from the FMA Disclose register, IRD KiwiSaver, and Sorted Fund Finder. It does not constitute financial advice. FundCompare NZ is not a licensed Financial Advice Provider. Past performance is not indicative of future results — read each scheme's Product Disclosure Statement and consult a licensed financial adviser before making any decision. KiwiSaver® is a registered trademark of Inland Revenue.