# Quarterly Fund Update — smartshares (2019-Q4)

> KiwiSaver scheme **smartshares** — Quarterly Fund Update filing covering period ending **2019-12-31**.
> Source: filed with FMA Disclose register. Canonical: https://fundcompare.co.nz/filings/qfu/smartshares/2019-q4

## Funds covered

| Fund | Fees (1y) | 1y return | 3y return | 5y avg return | AUM (NZD) | Members | Growth assets |
|------|-----------|-----------|-----------|---------------|-----------|---------|---------------|
| Nz Bonds Fund | 0.54% | 3.89% | — | 3.76% | NZD $35,972,351 | 3,471 | — |
| Overseas Bonds Fund | 0.59% | 5.75% | — | 3.35% | NZD $8,595,188 | 1,693 | — |
| Overseas Non-Government Bonds Fund | 0.54% | 6.75% | — | 2.80% | NZD $17,626,436 | 2,354 | — |
| Nz Property Fund | 0.59% | 30.44% | — | — | NZD $7,156,497 | 753 | — |
| Australian Property Fund | 0.59% | 17.03% | — | — | NZD $1,756,804 | 335 | — |
| Nz Shares Fund | 0.59% | 22.80% | — | 12.42% | NZD $29,667,963 | 3,073 | — |
| Superlife Age Steps - Age 20 | 0.63% | 20.39% | — | 8.71% | — | 385 | — |
| Superlife Age Steps - Age 30 | 0.62% | 17.75% | — | 7.84% | — | 299 | — |
| Superlife Age Steps - Age 40 | 0.62% | 17.75% | — | 7.84% | — | 339 | — |
| Superlife Age Steps - Age 50 | 0.61% | 16.93% | — | 7.57% | — | 344 | — |
| Superlife Age Steps - Age 60 | 0.60% | 13.63% | — | 6.43% | — | 279 | — |
| Superlife Age Steps - Age 70 | 0.58% | 10.58% | — | 5.35% | — | 51 | — |
| Superlife Age Steps - Age 80 | 0.56% | 5.57% | — | 3.49% | — | — | — |
| Ethica Fund | 0.70% | 18.19% | — | 7.70% | NZD $38,262,385 | 1,424 | — |
| Growth Fund | 0.61% | 17.92% | — | 8.19% | NZD $21,690,270 | 700 | — |
| Nz Top 50 Fund | 0.59% | 28.18% | — | — | NZD $45,361,978 | 2,053 | — |
| Nz Top 10 Fund | 0.59% | 32.81% | — | — | NZD $2,599,429 | 315 | — |
| Nz Dividend Fund | 0.59% | 19.27% | — | — | NZD $3,972,295 | 446 | — |
| Nz Mid Cap Fund | 0.59% | 23.75% | — | — | NZD $5,052,896 | 579 | — |
| Australian Shares Fund | 0.59% | 17.57% | — | 9.33% | NZD $17,979,212 | 2,446 | — |
| Australian Top 20 Fund | 0.59% | 17.08% | — | — | NZD $1,535,585 | 301 | — |
| Australian Dividend Fund | 0.59% | 21.58% | — | — | NZD $839,391 | 119 | — |
| Australian Financials Fund | 0.59% | 9.95% | — | — | NZD $722,638 | 175 | — |
| Australian Resources Fund | 0.59% | 22.17% | — | — | NZD $3,763,772 | 549 | — |
| Australian Mid Cap Fund | 0.59% | 18.58% | — | — | NZD $22,894,400 | 1,202 | — |
| Overseas Shares (Currency Hedged) Fund | 0.58% | 21.60% | — | 7.75% | NZD $19,096,056 | 2,369 | — |
| Overseas Shares Fund | 0.58% | 23.67% | — | 9.47% | NZD $21,969,062 | 2,436 | — |
| Asia Pacific Fund | 0.59% | 14.57% | — | — | NZD $2,079,163 | 436 | — |
| Emerging Markets Fund | 0.73% | 16.89% | — | 6.29% | NZD $14,569,247 | 2,418 | — |
| Europe Fund | 0.59% | 21.59% | — | — | NZD $2,488,354 | 404 | — |
| Total World Fund | 0.60% | 24.08% | — | — | NZD $4,058,833 | 421 | — |
| US 500 Fund | 0.54% | 29.45% | — | — | NZD $11,683,779 | 957 | — |
| US Large Value Fund | 0.57% | 23.66% | — | — | NZD $2,397,953 | 220 | — |
| US Mid Cap Fund | 0.57% | 28.88% | — | — | NZD $1,438,440 | 271 | — |
| US Small Cap Fund | 0.57% | 25.42% | — | — | NZD $1,819,437 | 322 | — |
| Quaystreet Income Fund | 0.56% | 5.08% | — | 3.30% | NZD $130,133,130 | 16,187 | — |
| Conservative Fund | 0.57% | 9.83% | — | 5.31% | NZD $15,136,224 | 395 | — |
| Balanced Fund | 0.60% | 14.73% | — | 7.02% | NZD $43,535,732 | 945 | — |
| Quaystreet High Growth Fund | 0.63% | 21.05% | — | 8.92% | NZD $388,240,240 | 19,678 | — |
| UK Cash Fund | 0.52% | 1.68% | — | 1.98% | NZD $66,305,097 | 8,936 | — |
| Global Property Fund | 0.58% | 21.25% | — | 9.28% | NZD $18,503,863 | 2,585 | — |

_Returns are after fees and tax at PIR 28%, sourced from the QFU PDF as filed with FMA Disclose._

## Source documents

- **Scheme-wide PDF**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_20.pdf
  - SHA-256: `20f94b62c6c13b54…`
  - Ingested: 2026-05-15
- **Fund: age-steps-age-30**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_30.pdf
  - SHA-256: `68573bfe0bc54aec…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-40**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_40.pdf
  - SHA-256: `fb1e466180bbb942…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_50.pdf
  - SHA-256: `46f5660d5e10756c…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-60**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_60.pdf
  - SHA-256: `82ad8d05537988d3…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-70**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_70.pdf
  - SHA-256: `cc0444fafc09c13e…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-80**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_80.pdf
  - SHA-256: `2c86a1a7f2e0481f…`
  - Ingested: 2026-05-16
- **Fund: asia-pacific**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_asia_pacific_fund.pdf
  - SHA-256: `e54b1a2de1f7ca21…`
  - Ingested: 2026-05-16
- **Fund: australian-dividend**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_dividend_fund.pdf
  - SHA-256: `cdc556ce0644a5bf…`
  - Ingested: 2026-05-16
- **Fund: australian-financials**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_financials_fund.pdf
  - SHA-256: `c3d7490e6baa5edf…`
  - Ingested: 2026-05-16
- **Fund: australian-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_mid_cap_fund.pdf
  - SHA-256: `211fe9823bb0c173…`
  - Ingested: 2026-05-16
- **Fund: australian-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_property_fund.pdf
  - SHA-256: `226da0bf6a9bc080…`
  - Ingested: 2026-05-16
- **Fund: australian-resources**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_resources_fund.pdf
  - SHA-256: `46a5cbd0da83cac9…`
  - Ingested: 2026-05-16
- **Fund: australian-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_shares_fund.pdf
  - SHA-256: `ba4b805dbf1af6e7…`
  - Ingested: 2026-05-16
- **Fund: australian-top-20**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_top_20_fund.pdf
  - SHA-256: `336df40741a5799e…`
  - Ingested: 2026-05-16
- **Fund: balanced**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_balanced.pdf
  - SHA-256: `d108949d402e17ca…`
  - Ingested: 2026-05-15
- **Fund: cash**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_cash_fund.pdf
  - SHA-256: `d16fd2906f3f05c1…`
  - Ingested: 2026-05-15
- **Fund: conservative**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_conservative.pdf
  - SHA-256: `ce047254e6db8f42…`
  - Ingested: 2026-05-15
- **Fund: emerging**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_emerging_markets_fund.pdf
  - SHA-256: `fdf16376c9888e93…`
  - Ingested: 2026-05-16
- **Fund: ethica**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_ethica.pdf
  - SHA-256: `91047b0915852137…`
  - Ingested: 2026-05-16
- **Fund: europe**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_europe_fund.pdf
  - SHA-256: `7d0e30f9c9655b84…`
  - Ingested: 2026-05-16
- **Fund: global-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_global_property_fund.pdf
  - SHA-256: `5238e7bf4fbc37ce…`
  - Ingested: 2026-05-16
- **Fund: growth**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_growth.pdf
  - SHA-256: `7e8f1630a858b515…`
  - Ingested: 2026-05-15
- **Fund: high-growth**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_high_growth.pdf
  - SHA-256: `0dff6354bb1b02e0…`
  - Ingested: 2026-05-15
- **Fund: income**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_income.pdf
  - SHA-256: `9bdd81abe8c7d123…`
  - Ingested: 2026-05-15
- **Fund: nz-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_bonds_fund.pdf
  - SHA-256: `fa8f5652d4b85481…`
  - Ingested: 2026-05-16
- **Fund: nz-dividend**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_dividend_fund.pdf
  - SHA-256: `bc4f6fb123087769…`
  - Ingested: 2026-05-16
- **Fund: nz-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_mid_cap_fund.pdf
  - SHA-256: `33e302727582d376…`
  - Ingested: 2026-05-16
- **Fund: nz-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_property_fund.pdf
  - SHA-256: `f20331b30aaae4e7…`
  - Ingested: 2026-05-16
- **Fund: nz-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_shares_fund.pdf
  - SHA-256: `82648e9edb1761c2…`
  - Ingested: 2026-05-16
- **Fund: nz-top-10**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_top_10_fund.pdf
  - SHA-256: `ee8110c5996ea18b…`
  - Ingested: 2026-05-16
- **Fund: nz-top-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_top_50_fund.pdf
  - SHA-256: `5ac80efbe6440242…`
  - Ingested: 2026-05-16
- **Fund: overseas-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_overseas_bonds_fund.pdf
  - SHA-256: `dc1da2bc72fde775…`
  - Ingested: 2026-05-16
- **Fund: overseas-non-government-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_overseas_non-government_bonds_fund.pdf
  - SHA-256: `f78b60a1faed69c1…`
  - Ingested: 2026-05-16
- **Fund: overseas-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_overseas_shares_fund.pdf
  - SHA-256: `7f91ae9eefb5c427…`
  - Ingested: 2026-05-16
- **Fund: overseas-shares-currency-hedged**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_overseas_shares_(currency_hedged)_fund.pdf
  - SHA-256: `e3049a9810e9fdbc…`
  - Ingested: 2026-05-16
- **Fund: total-world**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_total_world_fund.pdf
  - SHA-256: `4c3aa35c023905ef…`
  - Ingested: 2026-05-16
- **Fund: us-500**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_us_500_fund.pdf
  - SHA-256: `374a3d562e1f779d…`
  - Ingested: 2026-05-16
- **Fund: us-large-value**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_us_large_value_fund.pdf
  - SHA-256: `3aaff522e209dff7…`
  - Ingested: 2026-05-16
- **Fund: us-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_us_mid_cap_fund.pdf
  - SHA-256: `36e2f31b0c025dbe…`
  - Ingested: 2026-05-16
- **Fund: us-small-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Dec/superlife%20kiwisaver%20scheme%20fund%20update_us_small_cap_fund.pdf
  - SHA-256: `e661f17c340e2926…`
  - Ingested: 2026-05-16

## Data sources

- FMA Disclose register — https://disclose-register.companiesoffice.govt.nz/
- IRD KiwiSaver — https://www.ird.govt.nz/kiwisaver
- Sorted Fund Finder — https://fundfinder.sorted.org.nz/

## Machine-readable surface

- Facts JSON: https://fundcompare.co.nz/api/qfu/smartshares/2019-q4/facts.json
- Crawlable HTML: https://fundcompare.co.nz/filings/qfu/smartshares/2019-q4

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This is an informational summary published by FundCompare NZ (https://fundcompare.co.nz) using publicly available data from the FMA Disclose register, IRD KiwiSaver, and Sorted Fund Finder. It does not constitute financial advice. FundCompare NZ is not a licensed Financial Advice Provider. Past performance is not indicative of future results — read each scheme's Product Disclosure Statement and consult a licensed financial adviser before making any decision. KiwiSaver® is a registered trademark of Inland Revenue.