# Quarterly Fund Update — smartshares (2019-Q3)

> KiwiSaver scheme **smartshares** — Quarterly Fund Update filing covering period ending **2019-09-30**.
> Source: filed with FMA Disclose register. Canonical: https://fundcompare.co.nz/filings/qfu/smartshares/2019-q3

## Funds covered

| Fund | Fees (1y) | 1y return | 3y return | 5y avg return | AUM (NZD) | Members | Growth assets |
|------|-----------|-----------|-----------|---------------|-----------|---------|---------------|
| Quaystreet High Growth Fund | 0.63% | 5.27% | — | 8.57% | NZD $374,354,528 | 19,686 | — |
| Superlife Age Steps - Age 20 | 0.63% | 5.32% | — | 8.39% | — | 391 | — |
| Superlife Age Steps - Age 30 | 0.62% | 5.53% | — | 7.65% | — | 297 | — |
| Superlife Age Steps - Age 40 | 0.62% | 5.53% | — | 7.65% | — | 318 | — |
| Superlife Age Steps - Age 50 | 0.61% | 5.58% | — | 7.42% | — | 353 | — |
| Superlife Age Steps - Age 60 | 0.60% | 5.21% | — | 6.37% | — | 276 | — |
| Superlife Age Steps - Age 70 | 0.58% | 5.01% | — | 5.39% | — | 51 | — |
| Superlife Age Steps - Age 80 | 0.56% | 4.68% | — | 3.71% | — | — | — |
| Ethica Fund | 0.70% | 7.39% | — | 7.76% | NZD $34,887,296 | 1,356 | — |
| Nz Bonds Fund | 0.54% | 5.57% | — | 4.26% | NZD $36,842,595 | 3,530 | — |
| Overseas Bonds Fund | 0.59% | 5.86% | — | 3.62% | NZD $8,559,097 | 1,709 | — |
| Overseas Non-Government Bonds Fund | 0.54% | 7.22% | — | 3.11% | NZD $17,528,441 | 2,390 | — |
| Nz Top 10 Fund | 0.59% | 15.06% | — | — | NZD $2,331,296 | 294 | — |
| Growth Fund | 0.61% | 5.59% | — | 8.02% | NZD $20,087,562 | 656 | — |
| Nz Property Fund | 0.59% | 34.01% | — | — | NZD $6,984,444 | 709 | — |
| Australian Property Fund | 0.59% | 17.72% | — | — | NZD $1,574,201 | 302 | — |
| Global Property Fund | 0.58% | 19.92% | — | 11.11% | NZD $17,971,579 | 2,586 | — |
| Nz Shares Fund | 0.59% | 14.74% | — | 12.21% | NZD $28,389,252 | 3,100 | — |
| Nz Top 50 Fund | 0.59% | 16.40% | — | — | NZD $43,042,929 | 2,006 | — |
| Nz Dividend Fund | 0.59% | 22.24% | — | — | NZD $4,024,857 | 436 | — |
| Nz Mid Cap Fund | 0.59% | 15.54% | — | — | NZD $4,482,857 | 547 | — |
| Australian Shares Fund | 0.59% | 7.70% | — | 9.14% | NZD $18,093,260 | 2,469 | — |
| Australian Top 20 Fund | 0.59% | 9.48% | — | — | NZD $1,499,694 | 280 | — |
| Australian Dividend Fund | 0.59% | 6.99% | — | — | NZD $470,327 | 101 | — |
| Australian Financials Fund | 0.59% | 8.18% | — | — | NZD $676,765 | 163 | — |
| Australian Resources Fund | 0.59% | 7.13% | — | — | NZD $3,767,785 | 554 | — |
| Australian Mid Cap Fund | 0.59% | 0.56% | — | — | NZD $23,085,144 | 1,205 | — |
| Overseas Shares (Currency Hedged) Fund | 0.58% | -0.54% | — | 7.32% | NZD $18,446,402 | 2,393 | — |
| Overseas Shares Fund | 0.58% | 3.17% | — | 9.76% | NZD $21,676,347 | 2,449 | — |
| Asia Pacific Fund | 0.59% | -1.92% | — | — | NZD $1,931,921 | 402 | — |
| Emerging Markets Fund | 0.73% | 3.30% | — | 4.72% | NZD $13,952,614 | 2,401 | — |
| Europe Fund | 0.59% | 0.53% | — | — | NZD $2,346,622 | 388 | — |
| Total World Fund | 0.60% | 3.52% | — | — | NZD $3,807,992 | 394 | — |
| US 500 Fund | 0.54% | 7.28% | — | — | NZD $11,332,183 | 924 | — |
| US Large Value Fund | 0.57% | 5.82% | — | — | NZD $2,014,448 | 195 | — |
| US Mid Cap Fund | 0.57% | 6.17% | — | — | NZD $1,433,322 | 254 | — |
| US Small Cap Fund | 0.57% | -1.23% | — | — | NZD $1,745,160 | 307 | — |
| Quaystreet Income Fund | 0.56% | 5.94% | — | 3.69% | NZD $126,772,560 | 16,215 | — |
| Conservative Fund | 0.57% | 6.66% | — | 5.53% | NZD $14,272,925 | 386 | — |
| Balanced Fund | 0.60% | 6.09% | — | 7.05% | NZD $41,593,720 | 916 | — |
| UK Cash Fund | 0.52% | 1.77% | — | 2.06% | NZD $64,792,409 | 8,892 | — |

_Returns are after fees and tax at PIR 28%, sourced from the QFU PDF as filed with FMA Disclose._

## Source documents

- **Scheme-wide PDF**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_20.pdf
  - SHA-256: `bb8507c4582721e5…`
  - Ingested: 2026-05-15
- **Fund: age-steps-age-30**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_30.pdf
  - SHA-256: `5fe2ce65ef44b2ef…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-40**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_40.pdf
  - SHA-256: `24aaea4f5c2a3968…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_50.pdf
  - SHA-256: `0b39e6a8da48b13e…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-60**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_60.pdf
  - SHA-256: `ba2bde12382e8899…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-70**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_70.pdf
  - SHA-256: `cfe54e59339a2a94…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-80**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_80.pdf
  - SHA-256: `55efd0b54ac2fe27…`
  - Ingested: 2026-05-16
- **Fund: asia-pacific**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_asia_pacific_fund.pdf
  - SHA-256: `546e253e0f219937…`
  - Ingested: 2026-05-16
- **Fund: australian-dividend**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_dividend_fund.pdf
  - SHA-256: `286cd9901390c466…`
  - Ingested: 2026-05-16
- **Fund: australian-financials**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_financials_fund.pdf
  - SHA-256: `4f12845e86da11d0…`
  - Ingested: 2026-05-16
- **Fund: australian-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_mid_cap_fund.pdf
  - SHA-256: `cbf7b2a14920e3cf…`
  - Ingested: 2026-05-16
- **Fund: australian-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_property_fund.pdf
  - SHA-256: `4e2377dc15ca51b0…`
  - Ingested: 2026-05-16
- **Fund: australian-resources**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_resources_fund.pdf
  - SHA-256: `8f09bad84fdb0901…`
  - Ingested: 2026-05-16
- **Fund: australian-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_shares_fund.pdf
  - SHA-256: `b2f7e63758f31371…`
  - Ingested: 2026-05-16
- **Fund: australian-top-20**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_top_20_fund.pdf
  - SHA-256: `31e5ed3962d6e695…`
  - Ingested: 2026-05-16
- **Fund: balanced**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_balanced.pdf
  - SHA-256: `b26ece30cd89ade1…`
  - Ingested: 2026-05-15
- **Fund: cash**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_cash_fund.pdf
  - SHA-256: `745fa28e1dc36901…`
  - Ingested: 2026-05-15
- **Fund: conservative**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_conservative.pdf
  - SHA-256: `15fc5c51bf84525e…`
  - Ingested: 2026-05-15
- **Fund: emerging**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_emerging_markets_fund.pdf
  - SHA-256: `1d739b83e0f4b373…`
  - Ingested: 2026-05-16
- **Fund: ethica**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_ethica.pdf
  - SHA-256: `1efbc716d8e24931…`
  - Ingested: 2026-05-16
- **Fund: europe**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_europe_fund.pdf
  - SHA-256: `7c677b0919edd9e5…`
  - Ingested: 2026-05-16
- **Fund: global-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_global_property_fund.pdf
  - SHA-256: `9814196bf8cf0833…`
  - Ingested: 2026-05-16
- **Fund: growth**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_growth.pdf
  - SHA-256: `c575e83907037f71…`
  - Ingested: 2026-05-15
- **Fund: high-growth**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_high_growth.pdf
  - SHA-256: `af5d2c403b1efd95…`
  - Ingested: 2026-05-15
- **Fund: income**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_income.pdf
  - SHA-256: `f420680928c8a6f4…`
  - Ingested: 2026-05-15
- **Fund: nz-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_bonds_fund.pdf
  - SHA-256: `8400cff538ec3a05…`
  - Ingested: 2026-05-16
- **Fund: nz-dividend**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_dividend_fund.pdf
  - SHA-256: `758db1602db65337…`
  - Ingested: 2026-05-16
- **Fund: nz-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_mid_cap_fund.pdf
  - SHA-256: `3cadce073ea8b7d9…`
  - Ingested: 2026-05-16
- **Fund: nz-property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_property_fund.pdf
  - SHA-256: `ab73b6d549008644…`
  - Ingested: 2026-05-16
- **Fund: nz-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_shares_fund.pdf
  - SHA-256: `10e112f9e0421a3c…`
  - Ingested: 2026-05-16
- **Fund: nz-top-10**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_top_10_fund.pdf
  - SHA-256: `095ad4ca91a5b521…`
  - Ingested: 2026-05-16
- **Fund: nz-top-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_top_50_fund.pdf
  - SHA-256: `bba39f5050400ca7…`
  - Ingested: 2026-05-16
- **Fund: overseas-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_overseas_bonds_fund.pdf
  - SHA-256: `50d8640d6bec8073…`
  - Ingested: 2026-05-16
- **Fund: overseas-non-government-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_overseas_non-government_bonds_fund.pdf
  - SHA-256: `76af8016a4009693…`
  - Ingested: 2026-05-16
- **Fund: overseas-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_overseas_shares_fund.pdf
  - SHA-256: `97b9246c656ffcd3…`
  - Ingested: 2026-05-16
- **Fund: overseas-shares-currency-hedged**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_overseas_shares_(currency_hedged)_fund.pdf
  - SHA-256: `9aa87f32a24f59d8…`
  - Ingested: 2026-05-16
- **Fund: total-world**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_total_world_fund.pdf
  - SHA-256: `f4a980d6310ee593…`
  - Ingested: 2026-05-16
- **Fund: us-500**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_us_500_fund.pdf
  - SHA-256: `098ceab20019bb80…`
  - Ingested: 2026-05-16
- **Fund: us-large-value**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_us_large_value_fund.pdf
  - SHA-256: `468fbdf8ba01150b…`
  - Ingested: 2026-05-16
- **Fund: us-mid-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_us_mid_cap_fund.pdf
  - SHA-256: `5f602ee3ee88e62e…`
  - Ingested: 2026-05-16
- **Fund: us-small-cap**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2019-Sep/superlife%20kiwisaver%20scheme%20fund%20update_us_small_cap_fund.pdf
  - SHA-256: `b6bd3380519e9cf7…`
  - Ingested: 2026-05-16

## Data sources

- FMA Disclose register — https://disclose-register.companiesoffice.govt.nz/
- IRD KiwiSaver — https://www.ird.govt.nz/kiwisaver
- Sorted Fund Finder — https://fundfinder.sorted.org.nz/

## Machine-readable surface

- Facts JSON: https://fundcompare.co.nz/api/qfu/smartshares/2019-q3/facts.json
- Crawlable HTML: https://fundcompare.co.nz/filings/qfu/smartshares/2019-q3

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This is an informational summary published by FundCompare NZ (https://fundcompare.co.nz) using publicly available data from the FMA Disclose register, IRD KiwiSaver, and Sorted Fund Finder. It does not constitute financial advice. FundCompare NZ is not a licensed Financial Advice Provider. Past performance is not indicative of future results — read each scheme's Product Disclosure Statement and consult a licensed financial adviser before making any decision. KiwiSaver® is a registered trademark of Inland Revenue.