# Quarterly Fund Update — smartshares (2018-Q4)

> KiwiSaver scheme **smartshares** — Quarterly Fund Update filing covering period ending **2018-12-31**.
> Source: filed with FMA Disclose register. Canonical: https://fundcompare.co.nz/filings/qfu/smartshares/2018-q4

## Funds covered

| Fund | Fees (1y) | 1y return | 3y return | 5y avg return | AUM (NZD) | Members | Growth assets |
|------|-----------|-----------|-----------|---------------|-----------|---------|---------------|
| Superlife Age Steps - Age 50 | 0.59% | -4.59% | — | 5.82% | — | 50 | — |
| Nz Property Fund | 0.57% | 0.06% | — | 9.41% | NZD $14,352,456 | 2,601 | — |
| Superlife Age Steps - Age 40 | 0.59% | -4.99% | — | 5.95% | — | 40 | — |
| Ethica Fund | 0.69% | -4.53% | — | 5.89% | NZD $26,424,051 | 1,301 | — |
| Superlife Age Steps - Age 30 | 0.55% | -0.64% | — | 4.70% | NZD $10,309,759 | 317 | — |
| Overseas Shares (Currency Hedged) Fund | 0.56% | -9.81% | — | 6.07% | NZD $15,810,598 | 2,544 | — |
| Superlife Age Steps - Age 60 | 0.57% | -3.34% | — | 5.63% | NZD $33,209,541 | 857 | — |
| Quaystreet Income Fund | 0.55% | 1.26% | — | 3.56% | NZD $103,889,054 | 15,810 | — |
| Superlife Age Steps - Age 70 | 0.57% | -1.74% | — | 4.53% | — | 70 | — |
| Growth Fund | 0.54% | -1.44% | — | — | NZD $2,680,065 | 442 | — |
| UK Cash Fund | 0.51% | 1.72% | — | 2.18% | NZD $58,310,055 | 8,970 | — |
| Australian Shares Fund | 0.58% | -9.86% | — | 5.72% | NZD $15,562,524 | 2,602 | — |
| Overseas Non-Government Bonds Fund | 0.54% | -0.35% | — | 3.03% | NZD $16,348,460 | 2,548 | — |
| Emerging Markets Fund | 1.01% | -11.05% | — | 4.09% | NZD $8,994,431 | 2,048 | — |
| Superlife Age Steps - Age 80 | 0.59% | -5.00% | — | 6.23% | NZD $13,964,014 | 526 | — |
| Overseas Bonds Fund | 0.58% | 0.33% | — | 3.61% | NZD $6,696,813 | 1,666 | — |
| Nz Shares Fund | 0.59% | 2.54% | — | 8.61% | NZD $24,328,235 | 3,236 | — |
| Superlife Age Steps - Age 20 | 0.61% | -6.27% | — | 6.38% | — | 20 | — |
| Overseas Shares Fund | 0.56% | -6.72% | — | 7.32% | NZD $18,207,057 | 2,579 | — |
| Nz Bonds Fund | 0.53% | 3.24% | — | 4.09% | NZD $31,321,682 | 3,500 | — |

_Returns are after fees and tax at PIR 28%, sourced from the QFU PDF as filed with FMA Disclose._

## Source documents

- **Scheme-wide PDF**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_20.pdf
  - SHA-256: `3fd51f5df440082a…`
  - Ingested: 2026-05-15
- **Fund: 100**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_100.pdf
  - SHA-256: `acd15eb22b0f02a8…`
  - Ingested: 2026-05-16
- **Fund: 30**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_30.pdf
  - SHA-256: `cd8bf2e1b7134bb5…`
  - Ingested: 2026-05-16
- **Fund: 60**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_60.pdf
  - SHA-256: `be793162c4cac691…`
  - Ingested: 2026-05-16
- **Fund: 80**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_80.pdf
  - SHA-256: `679a1e5cf3160eaa…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-30**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_30.pdf
  - SHA-256: `1a7d1d9dc9441628…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-40**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_40.pdf
  - SHA-256: `1ccd21740cdc35d0…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_50.pdf
  - SHA-256: `55571757aaf74ef8…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-60**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_60.pdf
  - SHA-256: `dadedfb22b650cb9…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-70**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_70.pdf
  - SHA-256: `70d5341ae031108f…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-80**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_80.pdf
  - SHA-256: `4e122160f65243a7…`
  - Ingested: 2026-05-16
- **Fund: asia-pacific-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_asia_pacific_etf_fund.pdf
  - SHA-256: `bedaa5384b6714fc…`
  - Ingested: 2026-05-16
- **Fund: australian-dividend-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_dividend_etf_fund.pdf
  - SHA-256: `8048eea139f21cda…`
  - Ingested: 2026-05-16
- **Fund: australian-financials-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_financials_etf_fund.pdf
  - SHA-256: `0702d5799d61addf…`
  - Ingested: 2026-05-16
- **Fund: australian-mid-cap-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_mid_cap_etf_fund.pdf
  - SHA-256: `c428077cb9a8711a…`
  - Ingested: 2026-05-16
- **Fund: australian-property-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_property_etf_fund.pdf
  - SHA-256: `2c52424ba414338d…`
  - Ingested: 2026-05-16
- **Fund: australian-resources-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_resources_etf_fund.pdf
  - SHA-256: `e37d7ae47d4b6a32…`
  - Ingested: 2026-05-16
- **Fund: australian-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_shares_fund.pdf
  - SHA-256: `7384196d94313a86…`
  - Ingested: 2026-05-16
- **Fund: australian-top-20-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_top_20_etf_fund.pdf
  - SHA-256: `7fa21065860af54d…`
  - Ingested: 2026-05-16
- **Fund: cash**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_cash_fund.pdf
  - SHA-256: `786a7c126c1bd509…`
  - Ingested: 2026-05-15
- **Fund: emerging**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_emerging_markets_fund.pdf
  - SHA-256: `0cf0c8c8d004dd5d…`
  - Ingested: 2026-05-16
- **Fund: emerging-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_emerging_markets_etf_fund.pdf
  - SHA-256: `9a33465fa48222aa…`
  - Ingested: 2026-05-16
- **Fund: ethica**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_ethica.pdf
  - SHA-256: `fda3c7343ef07437…`
  - Ingested: 2026-05-16
- **Fund: europe-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_europe_etf_fund.pdf
  - SHA-256: `6ce610a818eb193d…`
  - Ingested: 2026-05-16
- **Fund: global-bond-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_global_bond_etf_fund.pdf
  - SHA-256: `28ca7d09486265fe…`
  - Ingested: 2026-05-16
- **Fund: growth**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_us_large_growth_etf_fund.pdf
  - SHA-256: `5b8aaf6587d08a28…`
  - Ingested: 2026-05-15
- **Fund: income**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_income.pdf
  - SHA-256: `8bbb77fdc305eb37…`
  - Ingested: 2026-05-15
- **Fund: nz-bond-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_bond_etf_fund.pdf
  - SHA-256: `c9a772cec6f5faeb…`
  - Ingested: 2026-05-16
- **Fund: nz-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_bonds_fund.pdf
  - SHA-256: `d602a0e61b82fee6…`
  - Ingested: 2026-05-16
- **Fund: nz-dividend-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_dividend_etf_fund.pdf
  - SHA-256: `b767ff953f587daf…`
  - Ingested: 2026-05-16
- **Fund: nz-mid-cap-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_mid_cap_etf_fund.pdf
  - SHA-256: `233816a1c56d0532…`
  - Ingested: 2026-05-16
- **Fund: nz-property-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_property_etf_fund.pdf
  - SHA-256: `4d1cc0c3eb423a42…`
  - Ingested: 2026-05-16
- **Fund: nz-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_shares_fund.pdf
  - SHA-256: `8ccf766dd6728245…`
  - Ingested: 2026-05-16
- **Fund: nz-top-10-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_top_10_etf_fund.pdf
  - SHA-256: `5c9cfa7566625042…`
  - Ingested: 2026-05-16
- **Fund: nz-top-50-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_top_50_etf_fund.pdf
  - SHA-256: `7cc424f700b12667…`
  - Ingested: 2026-05-16
- **Fund: overseas-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_overseas_bonds_fund.pdf
  - SHA-256: `e0aed62de4c96d43…`
  - Ingested: 2026-05-16
- **Fund: overseas-non-government-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_overseas_non-government_bonds_fund.pdf
  - SHA-256: `f7887338cbf7fe12…`
  - Ingested: 2026-05-16
- **Fund: overseas-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_overseas_shares_fund.pdf
  - SHA-256: `52ffb69107fd7541…`
  - Ingested: 2026-05-16
- **Fund: overseas-shares-currency-hedged**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_overseas_shares_(currency_hedged)_fund.pdf
  - SHA-256: `06dde82a8edf2de5…`
  - Ingested: 2026-05-16
- **Fund: property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_property_fund.pdf
  - SHA-256: `5dc7feafdb6c75ce…`
  - Ingested: 2026-05-16
- **Fund: total-world-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_total_world_etf_fund.pdf
  - SHA-256: `ff398648ce6fee7a…`
  - Ingested: 2026-05-16
- **Fund: us-500-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_us_500_etf_fund.pdf
  - SHA-256: `69fe5ef47b750b16…`
  - Ingested: 2026-05-16
- **Fund: us-large-value-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_us_large_value_etf_fund.pdf
  - SHA-256: `a11ddb8cf556b0e5…`
  - Ingested: 2026-05-16
- **Fund: us-mid-cap-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_us_mid_cap_etf_fund.pdf
  - SHA-256: `2fa03f6c86dea6d9…`
  - Ingested: 2026-05-16
- **Fund: us-small-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Dec/superlife%20kiwisaver%20scheme%20fund%20update_us_small_etf_fund.pdf
  - SHA-256: `d2f0e61b4c7c5ed7…`
  - Ingested: 2026-05-16

## Data sources

- FMA Disclose register — https://disclose-register.companiesoffice.govt.nz/
- IRD KiwiSaver — https://www.ird.govt.nz/kiwisaver
- Sorted Fund Finder — https://fundfinder.sorted.org.nz/

## Machine-readable surface

- Facts JSON: https://fundcompare.co.nz/api/qfu/smartshares/2018-q4/facts.json
- Crawlable HTML: https://fundcompare.co.nz/filings/qfu/smartshares/2018-q4

---

This is an informational summary published by FundCompare NZ (https://fundcompare.co.nz) using publicly available data from the FMA Disclose register, IRD KiwiSaver, and Sorted Fund Finder. It does not constitute financial advice. FundCompare NZ is not a licensed Financial Advice Provider. Past performance is not indicative of future results — read each scheme's Product Disclosure Statement and consult a licensed financial adviser before making any decision. KiwiSaver® is a registered trademark of Inland Revenue.