# Quarterly Fund Update — smartshares (2018-Q3)

> KiwiSaver scheme **smartshares** — Quarterly Fund Update filing covering period ending **2018-09-30**.
> Source: filed with FMA Disclose register. Canonical: https://fundcompare.co.nz/filings/qfu/smartshares/2018-q3

## Funds covered

| Fund | Fees (1y) | 1y return | 3y return | 5y avg return | AUM (NZD) | Members | Growth assets |
|------|-----------|-----------|-----------|---------------|-----------|---------|---------------|
| Superlife Age Steps - Age 50 | 0.59% | 8.53% | — | 7.91% | — | 50 | — |
| Nz Property Fund | 0.57% | 9.30% | — | 9.88% | NZD $15,183,335 | 2,644 | — |
| Superlife Age Steps - Age 40 | 0.59% | 9.00% | — | 8.19% | — | 40 | — |
| Ethica Fund | 0.69% | 6.63% | — | 7.84% | NZD $28,200,115 | 1,306 | — |
| Superlife Age Steps - Age 30 | 0.55% | 4.42% | — | 5.44% | NZD $9,103,222 | 283 | — |
| Overseas Shares (Currency Hedged) Fund | 0.56% | 10.65% | — | 10.48% | NZD $17,680,349 | 2,592 | — |
| Superlife Age Steps - Age 60 | 0.57% | 7.14% | — | 7.46% | NZD $35,366,456 | 846 | — |
| Quaystreet Income Fund | 0.55% | 1.54% | — | 3.58% | NZD $108,834,936 | 15,752 | — |
| Superlife Age Steps - Age 70 | 0.57% | 5.29% | — | 5.64% | — | 70 | — |
| Growth Fund | 0.54% | 32.45% | — | — | NZD $3,224,484 | 425 | — |
| UK Cash Fund | 0.51% | 1.75% | — | 2.23% | NZD $57,344,680 | 8,944 | — |
| Australian Shares Fund | 0.58% | 9.18% | — | 6.33% | NZD $16,982,450 | 2,676 | — |
| Overseas Non-Government Bonds Fund | 0.54% | -0.46% | — | 3.09% | NZD $17,147,032 | 2,612 | — |
| Emerging Markets Fund | 1.01% | 3.31% | — | 5.98% | NZD $9,692,797 | 2,029 | — |
| Superlife Age Steps - Age 80 | 0.59% | 9.08% | — | 7.93% | NZD $15,505,964 | 524 | — |
| Overseas Bonds Fund | 0.58% | 0.86% | — | 3.55% | NZD $6,793,868 | 1,692 | — |
| Nz Shares Fund | 0.59% | 11.16% | — | 11.62% | NZD $25,297,599 | 3,300 | — |
| Superlife Age Steps - Age 20 | 0.61% | 10.51% | — | 9.09% | — | 20 | — |
| Overseas Shares Fund | 0.56% | 18.41% | — | 12.42% | NZD $20,745,149 | 2,637 | — |
| Nz Bonds Fund | 0.53% | 3.39% | — | 4.03% | NZD $31,688,946 | 3,528 | — |

_Returns are after fees and tax at PIR 28%, sourced from the QFU PDF as filed with FMA Disclose._

## Source documents

- **Scheme-wide PDF**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_20.pdf
  - SHA-256: `0ddbaf9423066c35…`
  - Ingested: 2026-05-15
- **Fund: 100**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_100.pdf
  - SHA-256: `98a289b92558d944…`
  - Ingested: 2026-05-16
- **Fund: 30**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_30.pdf
  - SHA-256: `75b0329be7ce4464…`
  - Ingested: 2026-05-16
- **Fund: 60**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_60.pdf
  - SHA-256: `d84042bb263cc66a…`
  - Ingested: 2026-05-16
- **Fund: 80**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_80.pdf
  - SHA-256: `229dbec4106389d1…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-30**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_30.pdf
  - SHA-256: `a02a853092f411d6…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-40**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_40.pdf
  - SHA-256: `dbe826e2e3bf2110…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_50.pdf
  - SHA-256: `8930c22f5030dc7b…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-60**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_60.pdf
  - SHA-256: `10e0b06992d24079…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-70**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_70.pdf
  - SHA-256: `b10f38eadff87d14…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-80**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_80.pdf
  - SHA-256: `8b337b7ca05d36a4…`
  - Ingested: 2026-05-16
- **Fund: asia-pacific-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_asia_pacific_etf_fund.pdf
  - SHA-256: `5735e17284a27229…`
  - Ingested: 2026-05-16
- **Fund: australian-dividend-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_dividend_etf_fund.pdf
  - SHA-256: `2de6c0850112e42d…`
  - Ingested: 2026-05-16
- **Fund: australian-financials-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_financials_etf_fund.pdf
  - SHA-256: `0dec300a383fe42a…`
  - Ingested: 2026-05-16
- **Fund: australian-mid-cap-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_mid_cap_etf_fund.pdf
  - SHA-256: `da5dc65bf26af289…`
  - Ingested: 2026-05-16
- **Fund: australian-property-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_property_etf_fund.pdf
  - SHA-256: `30df5020d327bea1…`
  - Ingested: 2026-05-16
- **Fund: australian-resources-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_resources_etf_fund.pdf
  - SHA-256: `eee5225cb39fb23e…`
  - Ingested: 2026-05-16
- **Fund: australian-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_shares_fund.pdf
  - SHA-256: `860c557b049c29a5…`
  - Ingested: 2026-05-16
- **Fund: australian-top-20-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_australian_top_20_etf_fund.pdf
  - SHA-256: `dfd882edd9719181…`
  - Ingested: 2026-05-16
- **Fund: cash**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_cash_fund.pdf
  - SHA-256: `2f8bc8cb842542fc…`
  - Ingested: 2026-05-15
- **Fund: emerging**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_emerging_markets_fund.pdf
  - SHA-256: `e4d95bcbbaa487df…`
  - Ingested: 2026-05-16
- **Fund: emerging-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_emerging_markets_etf_fund.pdf
  - SHA-256: `cf2a31e2a1b0181f…`
  - Ingested: 2026-05-16
- **Fund: ethica**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_ethica.pdf
  - SHA-256: `3d6bb4ec4f6e0a5e…`
  - Ingested: 2026-05-16
- **Fund: europe-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_europe_etf_fund.pdf
  - SHA-256: `89272194fbafa08b…`
  - Ingested: 2026-05-16
- **Fund: global-bond-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_global_bond_etf_fund.pdf
  - SHA-256: `9644de1c3f658016…`
  - Ingested: 2026-05-16
- **Fund: growth**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_us_large_growth_etf_fund.pdf
  - SHA-256: `0899ffd130340005…`
  - Ingested: 2026-05-15
- **Fund: income**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_superlife_income.pdf
  - SHA-256: `39916cdb46dcb4e6…`
  - Ingested: 2026-05-15
- **Fund: nz-bond-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_bond_etf_fund.pdf
  - SHA-256: `465670d9310044a7…`
  - Ingested: 2026-05-16
- **Fund: nz-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_bonds_fund.pdf
  - SHA-256: `f72cc117871071d5…`
  - Ingested: 2026-05-16
- **Fund: nz-dividend-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_dividend_etf_fund.pdf
  - SHA-256: `3b9208b11bd50a66…`
  - Ingested: 2026-05-16
- **Fund: nz-mid-cap-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_mid_cap_etf_fund.pdf
  - SHA-256: `eed45d84ff5b0de0…`
  - Ingested: 2026-05-16
- **Fund: nz-property-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_property_etf_fund.pdf
  - SHA-256: `2c680a3e0b673ed7…`
  - Ingested: 2026-05-16
- **Fund: nz-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_shares_fund.pdf
  - SHA-256: `75e87e1ce961d510…`
  - Ingested: 2026-05-16
- **Fund: nz-top-10-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_top_10_etf_fund.pdf
  - SHA-256: `d3ec011be6f042de…`
  - Ingested: 2026-05-16
- **Fund: nz-top-50-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_nz_top_50_etf_fund.pdf
  - SHA-256: `7f28d845189aab36…`
  - Ingested: 2026-05-16
- **Fund: overseas-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_overseas_bonds_fund.pdf
  - SHA-256: `543594d64f80cb44…`
  - Ingested: 2026-05-16
- **Fund: overseas-non-government-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_overseas_non-government_bonds_fund.pdf
  - SHA-256: `a2ec799f08bc41ed…`
  - Ingested: 2026-05-16
- **Fund: overseas-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_overseas_shares_fund.pdf
  - SHA-256: `f93230324d1722db…`
  - Ingested: 2026-05-16
- **Fund: overseas-shares-currency-hedged**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_overseas_shares_(currency_hedged)_fund.pdf
  - SHA-256: `d40013654c69b083…`
  - Ingested: 2026-05-16
- **Fund: property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_property_fund.pdf
  - SHA-256: `4ac091a4e55439f4…`
  - Ingested: 2026-05-16
- **Fund: total-world-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_total_world_etf_fund.pdf
  - SHA-256: `5972ad57f3403f9a…`
  - Ingested: 2026-05-16
- **Fund: us-500-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_us_500_etf_fund.pdf
  - SHA-256: `015e3b75a860e88c…`
  - Ingested: 2026-05-16
- **Fund: us-large-value-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_us_large_value_etf_fund.pdf
  - SHA-256: `83a946b1b401e0e0…`
  - Ingested: 2026-05-16
- **Fund: us-mid-cap-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_us_mid_cap_etf_fund.pdf
  - SHA-256: `6c989229469e446f…`
  - Ingested: 2026-05-16
- **Fund: us-small-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2018-Sep/superlife%20kiwisaver%20scheme%20fund%20update_us_small_etf_fund.pdf
  - SHA-256: `18ea0e68820772ee…`
  - Ingested: 2026-05-16

## Data sources

- FMA Disclose register — https://disclose-register.companiesoffice.govt.nz/
- IRD KiwiSaver — https://www.ird.govt.nz/kiwisaver
- Sorted Fund Finder — https://fundfinder.sorted.org.nz/

## Machine-readable surface

- Facts JSON: https://fundcompare.co.nz/api/qfu/smartshares/2018-q3/facts.json
- Crawlable HTML: https://fundcompare.co.nz/filings/qfu/smartshares/2018-q3

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This is an informational summary published by FundCompare NZ (https://fundcompare.co.nz) using publicly available data from the FMA Disclose register, IRD KiwiSaver, and Sorted Fund Finder. It does not constitute financial advice. FundCompare NZ is not a licensed Financial Advice Provider. Past performance is not indicative of future results — read each scheme's Product Disclosure Statement and consult a licensed financial adviser before making any decision. KiwiSaver® is a registered trademark of Inland Revenue.