# Quarterly Fund Update — smartshares (2017-Q4)

> KiwiSaver scheme **smartshares** — Quarterly Fund Update filing covering period ending **2017-12-31**.
> Source: filed with FMA Disclose register. Canonical: https://fundcompare.co.nz/filings/qfu/smartshares/2017-q4

## Funds covered

| Fund | Fees (1y) | 1y return | 3y return | 5y avg return | AUM (NZD) | Members | Growth assets |
|------|-----------|-----------|-----------|---------------|-----------|---------|---------------|
| Superlife Age Steps - Age 50 | 0.65% | 13.80% | — | — | — | 50 | — |
| Nz Property Fund | 0.59% | 14.03% | — | 9.88% | NZD $14,734,649 | 2,777 | — |
| Superlife Age Steps - Age 40 | 0.65% | 14.48% | — | — | — | 40 | — |
| Ethica Fund | 0.73% | 10.08% | — | 8.38% | NZD $25,263,779 | 1,274 | — |
| Superlife Age Steps - Age 30 | 0.60% | 7.63% | — | 5.29% | NZD $7,124,458 | 225 | — |
| Overseas Shares (Currency Hedged) Fund | 0.62% | 18.24% | — | 12.98% | NZD $16,940,748 | 2,768 | — |
| Superlife Age Steps - Age 60 | 0.63% | 11.59% | — | 7.95% | NZD $32,382,216 | 829 | — |
| Quaystreet Income Fund | 0.58% | 3.94% | — | — | NZD $97,947,823 | 15,382 | — |
| Superlife Age Steps - Age 70 | 0.61% | 9.12% | — | — | — | 70 | — |
| Growth Fund | 0.61% | 21.21% | — | — | NZD $1,264,413 | 212 | — |
| UK Cash Fund | 0.55% | 1.88% | — | 2.36% | NZD $52,580,328 | 9,102 | — |
| Australian Shares Fund | 0.60% | 16.66% | — | 5.79% | NZD $17,764,870 | 2,849 | — |
| Overseas Non-Government Bonds Fund | 0.57% | 2.27% | — | 2.95% | NZD $17,327,208 | 2,846 | — |
| Emerging Markets Fund | 1.10% | 26.83% | — | 5.46% | NZD $9,456,094 | 2,125 | — |
| Superlife Age Steps - Age 80 | 0.65% | 14.27% | — | — | NZD $11,962,567 | 457 | — |
| Overseas Bonds Fund | 0.63% | 3.91% | — | 2.98% | NZD $6,734,526 | 1,817 | — |
| Nz Shares Fund | 0.60% | 12.51% | — | 12.77% | NZD $22,109,412 | 3,341 | — |
| Superlife Age Steps - Age 20 | 0.67% | 16.69% | — | — | — | 20 | — |
| Overseas Shares Fund | 0.62% | 17.87% | — | 13.61% | NZD $18,860,097 | 2,707 | — |
| Nz Bonds Fund | 0.57% | 5.06% | — | 3.72% | NZD $30,874,060 | 3,754 | — |

_Returns are after fees and tax at PIR 28%, sourced from the QFU PDF as filed with FMA Disclose._

## Source documents

- **Scheme-wide PDF**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_20.pdf
  - SHA-256: `8fd7729c432fa1cc…`
  - Ingested: 2026-05-15
- **Fund: 100**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_100.pdf
  - SHA-256: `2b9e2bcd87dfbe8e…`
  - Ingested: 2026-05-16
- **Fund: 30**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_30.pdf
  - SHA-256: `9aa222658e0512e9…`
  - Ingested: 2026-05-16
- **Fund: 60**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_60.pdf
  - SHA-256: `4159e531cb3c6e65…`
  - Ingested: 2026-05-16
- **Fund: 80**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_80.pdf
  - SHA-256: `5dcc44bbf5c67f28…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-30**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_30.pdf
  - SHA-256: `824ef9848423cd8b…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-40**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_40.pdf
  - SHA-256: `e12d49613d773799…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-50**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_50.pdf
  - SHA-256: `e8eed878ca45ce5e…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-60**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_60.pdf
  - SHA-256: `a9dad7c2ff4ec2e6…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-70**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_70.pdf
  - SHA-256: `d6e9f850a3d3d04c…`
  - Ingested: 2026-05-16
- **Fund: age-steps-age-80**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_age_steps_-_age_80.pdf
  - SHA-256: `8cc2a48a81a68941…`
  - Ingested: 2026-05-16
- **Fund: asia-pacific-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_asia_pacific_etf_fund.pdf
  - SHA-256: `2641ca4981fda0ac…`
  - Ingested: 2026-05-16
- **Fund: australian-dividend-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_dividend_etf_fund.pdf
  - SHA-256: `79e5ad702f14acc7…`
  - Ingested: 2026-05-16
- **Fund: australian-financials-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_financials_etf_fund.pdf
  - SHA-256: `e73b6b9ae2059019…`
  - Ingested: 2026-05-16
- **Fund: australian-mid-cap-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_mid_cap_etf_fund.pdf
  - SHA-256: `f352ccf8b78c4671…`
  - Ingested: 2026-05-16
- **Fund: australian-property-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_property_etf_fund.pdf
  - SHA-256: `fe30fc9b02b41497…`
  - Ingested: 2026-05-16
- **Fund: australian-resources-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_resources_etf_fund.pdf
  - SHA-256: `079186377e5141b4…`
  - Ingested: 2026-05-16
- **Fund: australian-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_shares_fund.pdf
  - SHA-256: `e654fa345d2376be…`
  - Ingested: 2026-05-16
- **Fund: australian-top-20-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_australian_top_20_etf_fund.pdf
  - SHA-256: `e0968845fad82f37…`
  - Ingested: 2026-05-16
- **Fund: cash**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_cash_fund.pdf
  - SHA-256: `a6835a06d924e5d6…`
  - Ingested: 2026-05-15
- **Fund: emerging**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_emerging_markets_fund.pdf
  - SHA-256: `a38d3e104272f1b3…`
  - Ingested: 2026-05-16
- **Fund: emerging-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_emerging_markets_etf_fund.pdf
  - SHA-256: `f5e342d87fc3c73e…`
  - Ingested: 2026-05-16
- **Fund: ethica**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_ethica.pdf
  - SHA-256: `f3951dbf78a67ef9…`
  - Ingested: 2026-05-16
- **Fund: europe-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_europe_etf_fund.pdf
  - SHA-256: `a3d32c25b4e53ead…`
  - Ingested: 2026-05-16
- **Fund: gemino**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_gemino_fund.pdf
  - SHA-256: `fa63421aa9364287…`
  - Ingested: 2026-05-16
- **Fund: global-bond-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_global_bond_etf_fund.pdf
  - SHA-256: `7cd4d3b8f3f4645c…`
  - Ingested: 2026-05-16
- **Fund: growth**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_us_large_growth_etf_fund.pdf
  - SHA-256: `484198cb3c747a31…`
  - Ingested: 2026-05-15
- **Fund: income**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_superlife_income.pdf
  - SHA-256: `2bb0bc17d4f86ba1…`
  - Ingested: 2026-05-15
- **Fund: nz-bond-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_bond_etf_fund.pdf
  - SHA-256: `5ba33ccd4b595317…`
  - Ingested: 2026-05-16
- **Fund: nz-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_bonds_fund.pdf
  - SHA-256: `731160090e3fd9d4…`
  - Ingested: 2026-05-16
- **Fund: nz-dividend-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_dividend_etf_fund.pdf
  - SHA-256: `4906f7bdbcd71e3e…`
  - Ingested: 2026-05-16
- **Fund: nz-mid-cap-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_mid_cap_etf_fund.pdf
  - SHA-256: `a14fc1d6ac949425…`
  - Ingested: 2026-05-16
- **Fund: nz-property-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_property_etf_fund.pdf
  - SHA-256: `4839a2765a0133bb…`
  - Ingested: 2026-05-16
- **Fund: nz-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_shares_fund.pdf
  - SHA-256: `d59990a98e578f5a…`
  - Ingested: 2026-05-16
- **Fund: nz-top-10-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_top_10_etf_fund.pdf
  - SHA-256: `b6878de956b97e09…`
  - Ingested: 2026-05-16
- **Fund: nz-top-50-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_nz_top_50_etf_fund.pdf
  - SHA-256: `2a0588d75aae4287…`
  - Ingested: 2026-05-16
- **Fund: overseas-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_overseas_bonds_fund.pdf
  - SHA-256: `590f69f66e2b6fab…`
  - Ingested: 2026-05-16
- **Fund: overseas-non-government-bonds**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_overseas_non-government_bonds_fund.pdf
  - SHA-256: `1479171b834d2f25…`
  - Ingested: 2026-05-16
- **Fund: overseas-shares**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_overseas_shares_fund.pdf
  - SHA-256: `651ef9e84435c701…`
  - Ingested: 2026-05-16
- **Fund: overseas-shares-currency-hedged**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_overseas_shares_(currency_hedged)_fund.pdf
  - SHA-256: `6a7e6ed7dce778d9…`
  - Ingested: 2026-05-16
- **Fund: property**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_property_fund.pdf
  - SHA-256: `797df0bef84f0f01…`
  - Ingested: 2026-05-16
- **Fund: total-world-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_total_world_etf_fund.pdf
  - SHA-256: `ce59bb154fecb4ba…`
  - Ingested: 2026-05-16
- **Fund: us-500-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_us_500_etf_fund.pdf
  - SHA-256: `693ef1803c4125bc…`
  - Ingested: 2026-05-16
- **Fund: us-large-value-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_us_large_value_etf_fund.pdf
  - SHA-256: `1ad0d8badbc29364…`
  - Ingested: 2026-05-16
- **Fund: us-mid-cap-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_us_mid_cap_etf_fund.pdf
  - SHA-256: `aa772f091bde173a…`
  - Ingested: 2026-05-16
- **Fund: us-small-etf**
  - Original PDF: https://www.superlife.co.nz/files/LegalDocs/SLKS-FundUpdates/2017-Dec/superlife%20kiwisaver%20scheme%20fund%20update_us_small_etf_fund.pdf
  - SHA-256: `bb818ab8fe72d402…`
  - Ingested: 2026-05-16

## Data sources

- FMA Disclose register — https://disclose-register.companiesoffice.govt.nz/
- IRD KiwiSaver — https://www.ird.govt.nz/kiwisaver
- Sorted Fund Finder — https://fundfinder.sorted.org.nz/

## Machine-readable surface

- Facts JSON: https://fundcompare.co.nz/api/qfu/smartshares/2017-q4/facts.json
- Crawlable HTML: https://fundcompare.co.nz/filings/qfu/smartshares/2017-q4

---

This is an informational summary published by FundCompare NZ (https://fundcompare.co.nz) using publicly available data from the FMA Disclose register, IRD KiwiSaver, and Sorted Fund Finder. It does not constitute financial advice. FundCompare NZ is not a licensed Financial Advice Provider. Past performance is not indicative of future results — read each scheme's Product Disclosure Statement and consult a licensed financial adviser before making any decision. KiwiSaver® is a registered trademark of Inland Revenue.