# Quarterly Fund Update — koura (2025-Q4)

> KiwiSaver scheme **koura** — Quarterly Fund Update filing covering period ending **2025-12-31**.
> Source: filed with FMA Disclose register. Canonical: https://fundcompare.co.nz/filings/qfu/koura/2025-q4

## Funds covered

| Fund | Fees (1y) | 1y return | 3y return | 5y avg return | AUM (NZD) | Members | Growth assets |
|------|-----------|-----------|-----------|---------------|-----------|---------|---------------|
| New Zealand Cash Fund | — | 2.07% | — | 2.14% | — | 708 | — |
| Strategic High Growth Fund | — | 13.12% | — | — | — | 2,120 | 4.9% |
| Conservative Strategy | — | 5.70% | — | — | — | — | — |
| Balanced Strategy | — | 9.40% | — | — | — | 44 | — |
| Growth Strategy | — | 11.57% | — | — | — | 17 | — |

_Returns are after fees and tax at PIR 28%, sourced from the QFU PDF as filed with FMA Disclose._

## Source documents

- **Scheme-wide PDF**
  - Original PDF: https://storage.pardot.com/1037333/1771545559vHokaQIp/K__ura_Fixed_Interest_Fund___Fund_Update___31_December_2025_.pdf
  - SHA-256: `52e339e13e10876f…`
  - Ingested: 2026-05-15
- **Fund: balanced**
  - Original PDF: https://storage.pardot.com/1037333/1771545370DByPHB0t/K__ura_Balanced_Strategy___Fund_Update___31_December_2025.pdf
  - SHA-256: `0e5800d427ebceba…`
  - Ingested: 2026-05-15
- **Fund: cash**
  - Original PDF: https://storage.pardot.com/1037333/1771545456tFPF5Bkj/K__ura_Cash_Fund___Fund_Update___31_December_2025_.pdf
  - SHA-256: `39fa73a9e399436b…`
  - Ingested: 2026-05-15
- **Fund: conservative**
  - Original PDF: https://storage.pardot.com/1037333/17715454801NPY0zVz/K__ura_Conservative_Strategy___Fund_Update___31_December_2025.pdf
  - SHA-256: `5f26abae8f99e25d…`
  - Ingested: 2026-05-15
- **Fund: growth**
  - Original PDF: https://storage.pardot.com/1037333/1771545575AbL3JtD0/K__ura_Growth_Strategy___Fund_Update___31_December_2025.pdf
  - SHA-256: `2a82deeed65252e7…`
  - Ingested: 2026-05-15
- **Fund: high-growth**
  - Original PDF: https://storage.pardot.com/1037333/1771545624wqOsGZGH/K__ura_Strategic_High_Growth_Fund___Fund_Update_31_December_2025.pdf
  - SHA-256: `2b29c1402557b8e5…`
  - Ingested: 2026-05-15

## Data sources

- FMA Disclose register — https://disclose-register.companiesoffice.govt.nz/
- IRD KiwiSaver — https://www.ird.govt.nz/kiwisaver
- Sorted Fund Finder — https://fundfinder.sorted.org.nz/

## Machine-readable surface

- Facts JSON: https://fundcompare.co.nz/api/qfu/koura/2025-q4/facts.json
- Crawlable HTML: https://fundcompare.co.nz/filings/qfu/koura/2025-q4

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This is an informational summary published by FundCompare NZ (https://fundcompare.co.nz) using publicly available data from the FMA Disclose register, IRD KiwiSaver, and Sorted Fund Finder. It does not constitute financial advice. FundCompare NZ is not a licensed Financial Advice Provider. Past performance is not indicative of future results — read each scheme's Product Disclosure Statement and consult a licensed financial adviser before making any decision. KiwiSaver® is a registered trademark of Inland Revenue.