# Quarterly Fund Update — bnz (2026-Q1)

> KiwiSaver scheme **bnz** — Quarterly Fund Update filing covering period ending **2026-03-31**.
> Source: filed with FMA Disclose register. Canonical: https://fundcompare.co.nz/filings/qfu/bnz/2026-q1

## Funds covered

| Fund | Fees (1y) | 1y return | 3y return | 5y avg return | AUM (NZD) | Members | Growth assets |
|------|-----------|-----------|-----------|---------------|-----------|---------|---------------|
| BNZ Kiwisaver Balanced Fund | 0.45% | 7.80% | — | 4.43% | NZD $967,498,290.5 | 25,636 | 59.6% |
| BNZ Kiwisaver Growth Fund | 0.45% | 9.65% | — | 5.62% | NZD $1,999,429,582 | 54,651 | 79.9% |
| BNZ Kiwisaver First Home Buyer Fund | 0.45% | 3.41% | — | 2.62% | NZD $383,740,790.2 | 19,129 | 14.8% |
| BNZ Kiwisaver Cash Fund | 0.30% | 2.28% | — | 2.53% | NZD $364,642,966.3 | 16,316 | 0.0% |
| BNZ Kiwisaver Default Fund | 0.35% | 8.40% | — | — | NZD $844,451,880.5 | 65,739 | 59.6% |
| BNZ Kiwisaver High Growth Fund | 0.45% | 11.42% | — | — | NZD $477,796,698.8 | 15,490 | 99.6% |
| BNZ Kiwisaver Moderate Fund | 0.45% | 5.85% | — | 3.32% | NZD $842,451,249.8 | 26,951 | 39.6% |
| BNZ Kiwisaver Conservative Fund | 0.45% | 3.73% | — | 2.09% | NZD $917,265,343.6 | 33,314 | 20.0% |

_Returns are after fees and tax at PIR 28%, sourced from the QFU PDF as filed with FMA Disclose._

## Source documents

- **Scheme-wide PDF**
  - Original PDF: https://www.bnz.co.nz/assets/bnz/personal-banking/help-and-support/Kiwisaver/fund-updates/2026-03-31_BNZ-KiwiSaver-First-Home-Buyer-Fund.pdf?99ed52f8affe24976a9b55cacc471cddc072f4d5
  - SHA-256: `694615a04f9b21a1…`
  - Ingested: 2026-05-08
- **Fund: balanced**
  - Original PDF: https://www.bnz.co.nz/assets/bnz/personal-banking/help-and-support/Kiwisaver/fund-updates/2026-03-31_BNZ-KiwiSaver-Balanced-Fund.pdf?6a20a4be610bd22ff7d2722ce8b94d8e038a9e72
  - SHA-256: `8acbc4f5dbbc1963…`
  - Ingested: 2026-05-08
- **Fund: cash**
  - Original PDF: https://www.bnz.co.nz/assets/bnz/personal-banking/help-and-support/Kiwisaver/fund-updates/2026-03-31_BNZ-KiwiSaver-Cash-Fund.pdf?d1968462d288adc4aa37cbf5bbb018eba1516a97
  - SHA-256: `3e64add3797f4af6…`
  - Ingested: 2026-05-08
- **Fund: conservative**
  - Original PDF: https://www.bnz.co.nz/assets/bnz/personal-banking/help-and-support/Kiwisaver/fund-updates/2026-03-31_BNZ-KiwiSaver-Conservative-Fund.pdf?7678cce45867ec3ba5c19fbcc564b9e9fc1b9558
  - SHA-256: `0433b10f30812053…`
  - Ingested: 2026-05-08
- **Fund: default**
  - Original PDF: https://www.bnz.co.nz/assets/bnz/personal-banking/help-and-support/Kiwisaver/fund-updates/2026-03-31_BNZ-KiwiSaver-Default-Fund.pdf?eb2b564454fb281a88a81f61a6b3ecc82fa307f8
  - SHA-256: `1f83bbdc7747fe69…`
  - Ingested: 2026-05-08
- **Fund: growth**
  - Original PDF: https://www.bnz.co.nz/assets/bnz/personal-banking/help-and-support/Kiwisaver/fund-updates/2026-03-31_BNZ-KiwiSaver-Growth-Fund.pdf?da9b3e3b1c466772cfd58ca17589cfdad754875a
  - SHA-256: `77e65f46e76b5c3a…`
  - Ingested: 2026-05-08
- **Fund: high-growth**
  - Original PDF: https://www.bnz.co.nz/assets/bnz/personal-banking/help-and-support/Kiwisaver/fund-updates/2026-03-31_BNZ-KiwiSaver-High-Growth-Fund.pdf?d7900bf3a1540db8830cdd8d8a85e6ce342ae66f
  - SHA-256: `a8638b4ff542f143…`
  - Ingested: 2026-05-08
- **Fund: moderate**
  - Original PDF: https://www.bnz.co.nz/assets/bnz/personal-banking/help-and-support/Kiwisaver/fund-updates/2026-03-31_BNZ-KiwiSaver-Moderate-Fund.pdf?c17722678cb928a0f5562872fdbebf53f02a506d
  - SHA-256: `8541c125ebea68b0…`
  - Ingested: 2026-05-08

## Data sources

- FMA Disclose register — https://disclose-register.companiesoffice.govt.nz/
- IRD KiwiSaver — https://www.ird.govt.nz/kiwisaver
- Sorted Fund Finder — https://fundfinder.sorted.org.nz/

## Machine-readable surface

- Facts JSON: https://fundcompare.co.nz/api/qfu/bnz/2026-q1/facts.json
- Crawlable HTML: https://fundcompare.co.nz/filings/qfu/bnz/2026-q1

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This is an informational summary published by FundCompare NZ (https://fundcompare.co.nz) using publicly available data from the FMA Disclose register, IRD KiwiSaver, and Sorted Fund Finder. It does not constitute financial advice. FundCompare NZ is not a licensed Financial Advice Provider. Past performance is not indicative of future results — read each scheme's Product Disclosure Statement and consult a licensed financial adviser before making any decision. KiwiSaver® is a registered trademark of Inland Revenue.