{
  "@context": "https://fundcompare.co.nz/api/schema/provider.v1",
  "url": "https://fundcompare.co.nz/providers/westpac",
  "name": "BT FUNDS MANAGEMENT (NZ) LIMITED",
  "short_name": "Westpac",
  "scheme": "WESTPAC KIWISAVER SCHEME",
  "website": "westpac.co.nz",
  "description": "Westpac offers trusted KiwiSaver and investment solutions tailored to meet different financial goals.",
  "fund_count": 8,
  "total_aum_nzd": 12624887619.77,
  "total_members": 523938,
  "fund_summaries": [
    {
      "fund_name": "Conservative Fund",
      "fund_type": "Conservative",
      "fees_one_year_pct": 0.4,
      "five_year_average_return_pct": 2.72,
      "risk_indicator": 3,
      "url": "https://fundcompare.co.nz/funds/westpac/conservative-fund"
    },
    {
      "fund_name": "Balanced Fund",
      "fund_type": "Balanced",
      "fees_one_year_pct": 0.5,
      "five_year_average_return_pct": 5.19,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/westpac/balanced-fund"
    },
    {
      "fund_name": "High Growth Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 0.7,
      "five_year_average_return_pct": null,
      "risk_indicator": 5,
      "url": "https://fundcompare.co.nz/funds/westpac/high-growth-fund"
    },
    {
      "fund_name": "Defensive Conservative Fund",
      "fund_type": "Conservative",
      "fees_one_year_pct": 0.4,
      "five_year_average_return_pct": 2.57,
      "risk_indicator": 3,
      "url": "https://fundcompare.co.nz/funds/westpac/defensive-conservative-fund"
    },
    {
      "fund_name": "Moderate Fund",
      "fund_type": "Balanced",
      "fees_one_year_pct": 0.4,
      "five_year_average_return_pct": 3.8,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/westpac/moderate-fund"
    },
    {
      "fund_name": "Default Balanced Fund",
      "fund_type": "Balanced",
      "fees_one_year_pct": 0.4,
      "five_year_average_return_pct": null,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/westpac/default-balanced-fund"
    },
    {
      "fund_name": "Cash Fund",
      "fund_type": "Defensive",
      "fees_one_year_pct": 0.25,
      "five_year_average_return_pct": 2.38,
      "risk_indicator": 2,
      "url": "https://fundcompare.co.nz/funds/westpac/cash-fund"
    },
    {
      "fund_name": "Growth Fund",
      "fund_type": "Growth",
      "fees_one_year_pct": 0.55,
      "five_year_average_return_pct": 6.56,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/westpac/growth-fund"
    }
  ],
  "sources": [
    "FMA Disclose register — https://disclose-register.companiesoffice.govt.nz/",
    "IRD KiwiSaver — https://www.ird.govt.nz/kiwisaver",
    "Sorted Fund Finder — https://fundfinder.sorted.org.nz/"
  ],
  "last_reviewed": "2026-06-15",
  "disclaimer": "This is an informational summary published by FundCompare NZ (https://fundcompare.co.nz) using publicly available data from the FMA Disclose register, IRD KiwiSaver, and Sorted Fund Finder. It does not constitute financial advice. FundCompare NZ is not a licensed Financial Advice Provider. Past performance is not indicative of future results — read each scheme's Product Disclosure Statement and consult a licensed financial adviser before making any decision. KiwiSaver® is a registered trademark of Inland Revenue."
}