{
  "@context": "https://fundcompare.co.nz/api/schema/provider.v1",
  "url": "https://fundcompare.co.nz/providers/smartshares",
  "name": "SMARTSHARES LIMITED",
  "short_name": "Smartshares",
  "scheme": "SUPERLIFE KIWISAVER SCHEME",
  "website": "superlife.co.nz",
  "description": "Smartshares provides simple, low-cost KiwiSaver and ETF investment options for everyday Kiwis.",
  "fund_count": 65,
  "total_aum_nzd": 3312573466.7799993,
  "total_members": 149617,
  "fund_summaries": [
    {
      "fund_name": "Nz Property Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 0.69,
      "five_year_average_return_pct": 0.06,
      "risk_indicator": 5,
      "url": "https://fundcompare.co.nz/funds/smartshares/nz-property-fund"
    },
    {
      "fund_name": "Superlife Age Steps - Age 70",
      "fund_type": "Balanced",
      "fees_one_year_pct": 0.68,
      "five_year_average_return_pct": 4.74,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/smartshares/superlife-age-steps-age-70"
    },
    {
      "fund_name": "Overseas Non-Government Bonds Fund",
      "fund_type": "Defensive",
      "fees_one_year_pct": 0.64,
      "five_year_average_return_pct": 0.55,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/smartshares/overseas-non-government-bonds-fund"
    },
    {
      "fund_name": "Quaystreet Australian Equity Fund",
      "fund_type": "Growth",
      "fees_one_year_pct": 1.37,
      "five_year_average_return_pct": 9.89,
      "risk_indicator": 5,
      "url": "https://fundcompare.co.nz/funds/smartshares/quaystreet-australian-equity-fund"
    },
    {
      "fund_name": "Quaystreet High Growth Fund",
      "fund_type": "Growth",
      "fees_one_year_pct": 1.43,
      "five_year_average_return_pct": null,
      "risk_indicator": 5,
      "url": "https://fundcompare.co.nz/funds/smartshares/quaystreet-high-growth-fund"
    },
    {
      "fund_name": "Superlife Default Fund",
      "fund_type": "Balanced",
      "fees_one_year_pct": 0.3,
      "five_year_average_return_pct": null,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/smartshares/superlife-default-fund"
    },
    {
      "fund_name": "Superlife Age Steps - Age 80",
      "fund_type": "Defensive",
      "fees_one_year_pct": 0.66,
      "five_year_average_return_pct": 1.56,
      "risk_indicator": 3,
      "url": "https://fundcompare.co.nz/funds/smartshares/superlife-age-steps-age-80"
    },
    {
      "fund_name": "Quaystreet Income Fund",
      "fund_type": "Defensive",
      "fees_one_year_pct": 0.87,
      "five_year_average_return_pct": 3.06,
      "risk_indicator": 3,
      "url": "https://fundcompare.co.nz/funds/smartshares/quaystreet-income-fund"
    },
    {
      "fund_name": "Quaystreet Balanced Fund",
      "fund_type": "Balanced",
      "fees_one_year_pct": 1.12,
      "five_year_average_return_pct": 7.71,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/smartshares/quaystreet-balanced-fund"
    },
    {
      "fund_name": "Overseas Shares (Currency Hedged) Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 0.68,
      "five_year_average_return_pct": 13.89,
      "risk_indicator": 5,
      "url": "https://fundcompare.co.nz/funds/smartshares/overseas-shares-currency-hedged-fund"
    },
    {
      "fund_name": "Ethica Fund",
      "fund_type": "Balanced",
      "fees_one_year_pct": 0.8,
      "five_year_average_return_pct": 7.99,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/smartshares/ethica-fund"
    },
    {
      "fund_name": "Nz Top 10 Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 0.69,
      "five_year_average_return_pct": 2.3,
      "risk_indicator": 5,
      "url": "https://fundcompare.co.nz/funds/smartshares/nz-top-10-fund"
    },
    {
      "fund_name": "Quaystreet New Zealand Equity Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 1.37,
      "five_year_average_return_pct": 2.21,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/smartshares/quaystreet-new-zealand-equity-fund"
    },
    {
      "fund_name": "Superlife Age Steps - Age 30",
      "fund_type": "Growth",
      "fees_one_year_pct": 0.72,
      "five_year_average_return_pct": 9.04,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/smartshares/superlife-age-steps-age-30"
    },
    {
      "fund_name": "Superlife Balanced Fund",
      "fund_type": "Balanced",
      "fees_one_year_pct": 0.7,
      "five_year_average_return_pct": 7.06,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/smartshares/superlife-balanced-fund"
    },
    {
      "fund_name": "Superlife Age Steps - Age 40",
      "fund_type": "Growth",
      "fees_one_year_pct": 0.72,
      "five_year_average_return_pct": 9.04,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/smartshares/superlife-age-steps-age-40"
    },
    {
      "fund_name": "Australian Financials Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 0.69,
      "five_year_average_return_pct": 18.58,
      "risk_indicator": 6,
      "url": "https://fundcompare.co.nz/funds/smartshares/australian-financials-fund"
    },
    {
      "fund_name": "Quaystreet Fixed Interest Fund",
      "fund_type": "Defensive",
      "fees_one_year_pct": 0.86,
      "five_year_average_return_pct": 1.73,
      "risk_indicator": 3,
      "url": "https://fundcompare.co.nz/funds/smartshares/quaystreet-fixed-interest-fund"
    },
    {
      "fund_name": "Conservative Fund",
      "fund_type": "Conservative",
      "fees_one_year_pct": 1.22,
      "five_year_average_return_pct": null,
      "risk_indicator": 3,
      "url": "https://fundcompare.co.nz/funds/smartshares/conservative-fund"
    },
    {
      "fund_name": "Superlife High Growth Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 0.73,
      "five_year_average_return_pct": 11.13,
      "risk_indicator": 5,
      "url": "https://fundcompare.co.nz/funds/smartshares/superlife-high-growth-fund"
    },
    {
      "fund_name": "Quaystreet International Equity (Nzd Hedged) Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 1.27,
      "five_year_average_return_pct": null,
      "risk_indicator": 5,
      "url": "https://fundcompare.co.nz/funds/smartshares/quaystreet-international-equity-nzd-hedged-fund"
    },
    {
      "fund_name": "S&P/Nzx Nz Government Bond Fund",
      "fund_type": "Defensive",
      "fees_one_year_pct": 0.64,
      "five_year_average_return_pct": null,
      "risk_indicator": 3,
      "url": "https://fundcompare.co.nz/funds/smartshares/s-p-nzx-nz-government-bond-fund"
    },
    {
      "fund_name": "Quaystreet International Equity Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 1.27,
      "five_year_average_return_pct": 13.91,
      "risk_indicator": 5,
      "url": "https://fundcompare.co.nz/funds/smartshares/quaystreet-international-equity-fund"
    },
    {
      "fund_name": "Global Property Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 0.68,
      "five_year_average_return_pct": 4.45,
      "risk_indicator": 6,
      "url": "https://fundcompare.co.nz/funds/smartshares/global-property-fund"
    },
    {
      "fund_name": "Us Large Growth Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 0.67,
      "five_year_average_return_pct": 17.61,
      "risk_indicator": 6,
      "url": "https://fundcompare.co.nz/funds/smartshares/us-large-growth-fund"
    },
    {
      "fund_name": "Total World Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 0.68,
      "five_year_average_return_pct": 13.96,
      "risk_indicator": 5,
      "url": "https://fundcompare.co.nz/funds/smartshares/total-world-fund"
    },
    {
      "fund_name": "Australian Resources Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 0.69,
      "five_year_average_return_pct": 12.84,
      "risk_indicator": 6,
      "url": "https://fundcompare.co.nz/funds/smartshares/australian-resources-fund"
    },
    {
      "fund_name": "Europe Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 0.69,
      "five_year_average_return_pct": 12.58,
      "risk_indicator": 5,
      "url": "https://fundcompare.co.nz/funds/smartshares/europe-fund"
    },
    {
      "fund_name": "Superlife Age Steps - Age 20",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 0.73,
      "five_year_average_return_pct": 10.71,
      "risk_indicator": 5,
      "url": "https://fundcompare.co.nz/funds/smartshares/superlife-age-steps-age-20"
    },
    {
      "fund_name": "Superlife Age Steps - Age 60",
      "fund_type": "Balanced",
      "fees_one_year_pct": 0.7,
      "five_year_average_return_pct": 6.62,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/smartshares/superlife-age-steps-age-60"
    },
    {
      "fund_name": "UK Cash Fund",
      "fund_type": "Defensive",
      "fees_one_year_pct": 0.59,
      "five_year_average_return_pct": 2.14,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/smartshares/uk-cash-fund"
    },
    {
      "fund_name": "Balanced Fund",
      "fund_type": "Growth",
      "fees_one_year_pct": 1.35,
      "five_year_average_return_pct": null,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/smartshares/balanced-fund"
    },
    {
      "fund_name": "US Large Value Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 0.67,
      "five_year_average_return_pct": 14.93,
      "risk_indicator": 5,
      "url": "https://fundcompare.co.nz/funds/smartshares/us-large-value-fund"
    },
    {
      "fund_name": "S&P/Nzx 50 Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 0.69,
      "five_year_average_return_pct": null,
      "risk_indicator": 5,
      "url": "https://fundcompare.co.nz/funds/smartshares/s-p-nzx-50-fund"
    },
    {
      "fund_name": "US 500 Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 0.64,
      "five_year_average_return_pct": 16.78,
      "risk_indicator": 5,
      "url": "https://fundcompare.co.nz/funds/smartshares/us-500-fund"
    },
    {
      "fund_name": "Total World (Nzd Hedged) Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 0.58,
      "five_year_average_return_pct": 7.63,
      "risk_indicator": 5,
      "url": "https://fundcompare.co.nz/funds/smartshares/total-world-nzd-hedged-fund"
    },
    {
      "fund_name": "Australian Shares Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 0.69,
      "five_year_average_return_pct": 13.93,
      "risk_indicator": 5,
      "url": "https://fundcompare.co.nz/funds/smartshares/australian-shares-fund"
    },
    {
      "fund_name": "Australian Mid Cap Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 0.69,
      "five_year_average_return_pct": 16.6,
      "risk_indicator": 6,
      "url": "https://fundcompare.co.nz/funds/smartshares/australian-mid-cap-fund"
    },
    {
      "fund_name": "Nz Cash Fund",
      "fund_type": "Defensive",
      "fees_one_year_pct": 0.62,
      "five_year_average_return_pct": 2.14,
      "risk_indicator": 2,
      "url": "https://fundcompare.co.nz/funds/smartshares/nz-cash-fund"
    },
    {
      "fund_name": "Quaystreet Altum Fund",
      "fund_type": "Balanced",
      "fees_one_year_pct": 1.37,
      "five_year_average_return_pct": 7.12,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/smartshares/quaystreet-altum-fund"
    },
    {
      "fund_name": "Quaystreet Socially Responsible Investment Fund",
      "fund_type": "Balanced",
      "fees_one_year_pct": 1.12,
      "five_year_average_return_pct": 7.76,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/smartshares/quaystreet-socially-responsible-investment-fund"
    },
    {
      "fund_name": "Superlife Age Steps - Age 50",
      "fund_type": "Growth",
      "fees_one_year_pct": 0.71,
      "five_year_average_return_pct": 8.52,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/smartshares/superlife-age-steps-age-50"
    },
    {
      "fund_name": "Nz Dividend Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 0.69,
      "five_year_average_return_pct": 5.55,
      "risk_indicator": 5,
      "url": "https://fundcompare.co.nz/funds/smartshares/nz-dividend-fund"
    },
    {
      "fund_name": "Global Aggregate Bond Fund",
      "fund_type": "Defensive",
      "fees_one_year_pct": 0.69,
      "five_year_average_return_pct": null,
      "risk_indicator": 3,
      "url": "https://fundcompare.co.nz/funds/smartshares/global-aggregate-bond-fund"
    },
    {
      "fund_name": "Quaystreet Conservative Fund",
      "fund_type": "Conservative",
      "fees_one_year_pct": 0.86,
      "five_year_average_return_pct": 3.53,
      "risk_indicator": 3,
      "url": "https://fundcompare.co.nz/funds/smartshares/quaystreet-conservative-fund"
    },
    {
      "fund_name": "Overseas Bonds Fund",
      "fund_type": "Defensive",
      "fees_one_year_pct": 0.69,
      "five_year_average_return_pct": 0.67,
      "risk_indicator": 3,
      "url": "https://fundcompare.co.nz/funds/smartshares/overseas-bonds-fund"
    },
    {
      "fund_name": "US Small Cap Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 0.67,
      "five_year_average_return_pct": 13.93,
      "risk_indicator": 6,
      "url": "https://fundcompare.co.nz/funds/smartshares/us-small-cap-fund"
    },
    {
      "fund_name": "Australian Top 20 Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 0.69,
      "five_year_average_return_pct": 12.83,
      "risk_indicator": 5,
      "url": "https://fundcompare.co.nz/funds/smartshares/australian-top-20-fund"
    },
    {
      "fund_name": "Emerging Markets Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 0.83,
      "five_year_average_return_pct": 8.28,
      "risk_indicator": 5,
      "url": "https://fundcompare.co.nz/funds/smartshares/emerging-markets-fund"
    },
    {
      "fund_name": "Growth Fund",
      "fund_type": "Growth",
      "fees_one_year_pct": 1.41,
      "five_year_average_return_pct": null,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/smartshares/growth-fund"
    },
    {
      "fund_name": "Quaystreet Growth Fund",
      "fund_type": "Growth",
      "fees_one_year_pct": 1.37,
      "five_year_average_return_pct": 9.53,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/smartshares/quaystreet-growth-fund"
    },
    {
      "fund_name": "Superlife Growth Fund",
      "fund_type": "Growth",
      "fees_one_year_pct": 0.71,
      "five_year_average_return_pct": 9.04,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/smartshares/superlife-growth-fund"
    },
    {
      "fund_name": "Australian Dividend Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 0.69,
      "five_year_average_return_pct": 11.86,
      "risk_indicator": 5,
      "url": "https://fundcompare.co.nz/funds/smartshares/australian-dividend-fund"
    },
    {
      "fund_name": "Australian Property Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 0.69,
      "five_year_average_return_pct": 8.62,
      "risk_indicator": 6,
      "url": "https://fundcompare.co.nz/funds/smartshares/australian-property-fund"
    },
    {
      "fund_name": "S&P/Asx 200 Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 0.69,
      "five_year_average_return_pct": null,
      "risk_indicator": 5,
      "url": "https://fundcompare.co.nz/funds/smartshares/s-p-asx-200-fund"
    },
    {
      "fund_name": "Asia Pacific Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 0.69,
      "five_year_average_return_pct": 7.41,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/smartshares/asia-pacific-fund"
    },
    {
      "fund_name": "Superlife Income Fund",
      "fund_type": "Defensive",
      "fees_one_year_pct": 0.66,
      "five_year_average_return_pct": 0.72,
      "risk_indicator": 3,
      "url": "https://fundcompare.co.nz/funds/smartshares/superlife-income-fund"
    },
    {
      "fund_name": "Castle Point 5 Oceans Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 1.28,
      "five_year_average_return_pct": 3.51,
      "risk_indicator": 3,
      "url": "https://fundcompare.co.nz/funds/smartshares/castle-point-5-oceans-fund"
    },
    {
      "fund_name": "US Mid Cap Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 0.67,
      "five_year_average_return_pct": 14.13,
      "risk_indicator": 5,
      "url": "https://fundcompare.co.nz/funds/smartshares/us-mid-cap-fund"
    },
    {
      "fund_name": "Nz Top 50 Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 0.69,
      "five_year_average_return_pct": 5.47,
      "risk_indicator": 5,
      "url": "https://fundcompare.co.nz/funds/smartshares/nz-top-50-fund"
    },
    {
      "fund_name": "Nz Mid Cap Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 0.69,
      "five_year_average_return_pct": 6.02,
      "risk_indicator": 5,
      "url": "https://fundcompare.co.nz/funds/smartshares/nz-mid-cap-fund"
    },
    {
      "fund_name": "Nz Bonds Fund",
      "fund_type": "Defensive",
      "fees_one_year_pct": 0.64,
      "five_year_average_return_pct": 1.47,
      "risk_indicator": 3,
      "url": "https://fundcompare.co.nz/funds/smartshares/nz-bonds-fund"
    },
    {
      "fund_name": "Superlife Conservative Fund",
      "fund_type": "Conservative",
      "fees_one_year_pct": 0.67,
      "five_year_average_return_pct": 4.02,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/smartshares/superlife-conservative-fund"
    },
    {
      "fund_name": "Overseas Shares Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 0.58,
      "five_year_average_return_pct": 11.53,
      "risk_indicator": 5,
      "url": "https://fundcompare.co.nz/funds/smartshares/overseas-shares-fund"
    },
    {
      "fund_name": "Nz Shares Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 0.69,
      "five_year_average_return_pct": 5.15,
      "risk_indicator": 5,
      "url": "https://fundcompare.co.nz/funds/smartshares/nz-shares-fund"
    }
  ],
  "sources": [
    "FMA Disclose register — https://disclose-register.companiesoffice.govt.nz/",
    "IRD KiwiSaver — https://www.ird.govt.nz/kiwisaver",
    "Sorted Fund Finder — https://fundfinder.sorted.org.nz/"
  ],
  "last_reviewed": "2026-06-16",
  "disclaimer": "This is an informational summary published by FundCompare NZ (https://fundcompare.co.nz) using publicly available data from the FMA Disclose register, IRD KiwiSaver, and Sorted Fund Finder. It does not constitute financial advice. FundCompare NZ is not a licensed Financial Advice Provider. Past performance is not indicative of future results — read each scheme's Product Disclosure Statement and consult a licensed financial adviser before making any decision. KiwiSaver® is a registered trademark of Inland Revenue."
}