{
  "@context": "https://fundcompare.co.nz/api/schema/provider.v1",
  "url": "https://fundcompare.co.nz/providers/mercer",
  "name": "MERCER (N.Z.) LIMITED",
  "short_name": "Mercer",
  "scheme": "MERCER KIWISAVER SCHEME",
  "website": "mercer.co.nz",
  "description": "Mercer offers diverse KiwiSaver and investment solutions to help Kiwis reach their financial goals.",
  "fund_count": 14,
  "total_aum_nzd": 2819808225.7,
  "total_members": 65781,
  "fund_summaries": [
    {
      "fund_name": "High Growth Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 0.94,
      "five_year_average_return_pct": 8.02,
      "risk_indicator": 5,
      "url": "https://fundcompare.co.nz/funds/mercer/high-growth-fund"
    },
    {
      "fund_name": "Balanced Fund",
      "fund_type": "Balanced",
      "fees_one_year_pct": 0.8,
      "five_year_average_return_pct": 5,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/mercer/balanced-fund"
    },
    {
      "fund_name": "Cash Fund",
      "fund_type": "Defensive",
      "fees_one_year_pct": 0.43,
      "five_year_average_return_pct": 2.05,
      "risk_indicator": 2,
      "url": "https://fundcompare.co.nz/funds/mercer/cash-fund"
    },
    {
      "fund_name": "Growth Fund",
      "fund_type": "Growth",
      "fees_one_year_pct": 0.88,
      "five_year_average_return_pct": 6.67,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/mercer/growth-fund"
    },
    {
      "fund_name": "Moderate Fund",
      "fund_type": "Balanced",
      "fees_one_year_pct": 0.73,
      "five_year_average_return_pct": 3.55,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/mercer/moderate-fund"
    },
    {
      "fund_name": "Sustainable High Growth Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 0.89,
      "five_year_average_return_pct": 8.33,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/mercer/sustainable-high-growth-fund"
    },
    {
      "fund_name": "Sustainable Balanced Fund",
      "fund_type": "Balanced",
      "fees_one_year_pct": 0.75,
      "five_year_average_return_pct": 5.35,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/mercer/sustainable-balanced-fund"
    },
    {
      "fund_name": "Cash Fund",
      "fund_type": "Defensive",
      "fees_one_year_pct": 0.32,
      "five_year_average_return_pct": 2.16,
      "risk_indicator": 2,
      "url": "https://fundcompare.co.nz/funds/mercer/cash-fund"
    },
    {
      "fund_name": "Responsible Conservative Fund",
      "fund_type": "Conservative",
      "fees_one_year_pct": 0.49,
      "five_year_average_return_pct": 2.35,
      "risk_indicator": 3,
      "url": "https://fundcompare.co.nz/funds/mercer/responsible-conservative-fund"
    },
    {
      "fund_name": "Sustainable Moderate Fund",
      "fund_type": "Balanced",
      "fees_one_year_pct": 0.66,
      "five_year_average_return_pct": 3.76,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/mercer/sustainable-moderate-fund"
    },
    {
      "fund_name": "Shares Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 0.96,
      "five_year_average_return_pct": 8.86,
      "risk_indicator": 5,
      "url": "https://fundcompare.co.nz/funds/mercer/shares-fund"
    },
    {
      "fund_name": "Conservative Fund",
      "fund_type": "Conservative",
      "fees_one_year_pct": 0.67,
      "five_year_average_return_pct": 2.28,
      "risk_indicator": 3,
      "url": "https://fundcompare.co.nz/funds/mercer/conservative-fund"
    },
    {
      "fund_name": "Sustainable Growth Fund",
      "fund_type": "Growth",
      "fees_one_year_pct": 0.84,
      "five_year_average_return_pct": 7.04,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/mercer/sustainable-growth-fund"
    },
    {
      "fund_name": "Sustainable Shares Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 0.95,
      "five_year_average_return_pct": 8.69,
      "risk_indicator": 5,
      "url": "https://fundcompare.co.nz/funds/mercer/sustainable-shares-fund"
    }
  ],
  "sources": [
    "FMA Disclose register — https://disclose-register.companiesoffice.govt.nz/",
    "IRD KiwiSaver — https://www.ird.govt.nz/kiwisaver",
    "Sorted Fund Finder — https://fundfinder.sorted.org.nz/"
  ],
  "last_reviewed": "2026-06-16",
  "disclaimer": "This is an informational summary published by FundCompare NZ (https://fundcompare.co.nz) using publicly available data from the FMA Disclose register, IRD KiwiSaver, and Sorted Fund Finder. It does not constitute financial advice. FundCompare NZ is not a licensed Financial Advice Provider. Past performance is not indicative of future results — read each scheme's Product Disclosure Statement and consult a licensed financial adviser before making any decision. KiwiSaver® is a registered trademark of Inland Revenue."
}