{
  "@context": "https://fundcompare.co.nz/api/schema/provider.v1",
  "url": "https://fundcompare.co.nz/providers/generate",
  "name": "GENERATE INVESTMENT MANAGEMENT LIMITED",
  "short_name": "Generate",
  "scheme": "GENERATE KIWISAVER SCHEME",
  "website": "generatewealth.co.nz",
  "description": "Generate provides KiwiSaver and investment funds with strong performance, transparency, and clarity.",
  "fund_count": 21,
  "total_aum_nzd": 8783671730,
  "total_members": 226465,
  "fund_summaries": [
    {
      "fund_name": "Australasian Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 1.31,
      "five_year_average_return_pct": null,
      "risk_indicator": 5,
      "url": "https://fundcompare.co.nz/funds/generate/australasian-fund"
    },
    {
      "fund_name": "Conservative Fund",
      "fund_type": "Conservative",
      "fees_one_year_pct": 1.21,
      "five_year_average_return_pct": null,
      "risk_indicator": 3,
      "url": "https://fundcompare.co.nz/funds/generate/conservative-fund"
    },
    {
      "fund_name": "Stepping Stones 0-35",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 1.41,
      "five_year_average_return_pct": 9.65,
      "risk_indicator": 5,
      "url": "https://fundcompare.co.nz/funds/generate/stepping-stones-0-35"
    },
    {
      "fund_name": "Growth Fund",
      "fund_type": "Growth",
      "fees_one_year_pct": 1.39,
      "five_year_average_return_pct": 8.36,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/generate/growth-fund"
    },
    {
      "fund_name": "Stepping Stones 76+",
      "fund_type": "Conservative",
      "fees_one_year_pct": 1.21,
      "five_year_average_return_pct": null,
      "risk_indicator": 3,
      "url": "https://fundcompare.co.nz/funds/generate/stepping-stones-76"
    },
    {
      "fund_name": "Moderate Fund",
      "fund_type": "Balanced",
      "fees_one_year_pct": 1.26,
      "five_year_average_return_pct": 4.75,
      "risk_indicator": 3,
      "url": "https://fundcompare.co.nz/funds/generate/moderate-fund"
    },
    {
      "fund_name": "Stepping Stones Growth 0-50",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 1.41,
      "five_year_average_return_pct": 9.81,
      "risk_indicator": 5,
      "url": "https://fundcompare.co.nz/funds/generate/stepping-stones-growth-0-50"
    },
    {
      "fund_name": "Balanced Fund",
      "fund_type": "Balanced",
      "fees_one_year_pct": 1.36,
      "five_year_average_return_pct": null,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/generate/balanced-fund"
    },
    {
      "fund_name": "Stepping Stones 61-64",
      "fund_type": "Balanced",
      "fees_one_year_pct": 1.26,
      "five_year_average_return_pct": 4.88,
      "risk_indicator": 3,
      "url": "https://fundcompare.co.nz/funds/generate/stepping-stones-61-64"
    },
    {
      "fund_name": "Stepping Stones 36-45",
      "fund_type": "Growth",
      "fees_one_year_pct": 1.39,
      "five_year_average_return_pct": 7.96,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/generate/stepping-stones-36-45"
    },
    {
      "fund_name": "Global Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 1.31,
      "five_year_average_return_pct": null,
      "risk_indicator": 5,
      "url": "https://fundcompare.co.nz/funds/generate/global-fund"
    },
    {
      "fund_name": "Stepping Stones Growth 56-60",
      "fund_type": "Balanced",
      "fees_one_year_pct": 1.36,
      "five_year_average_return_pct": 6.15,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/generate/stepping-stones-growth-56-60"
    },
    {
      "fund_name": "Stepping Stones 65-75",
      "fund_type": "Conservative",
      "fees_one_year_pct": 1.22,
      "five_year_average_return_pct": null,
      "risk_indicator": 3,
      "url": "https://fundcompare.co.nz/funds/generate/stepping-stones-65-75"
    },
    {
      "fund_name": "Focused Growth Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 1.41,
      "five_year_average_return_pct": 9.47,
      "risk_indicator": 5,
      "url": "https://fundcompare.co.nz/funds/generate/focused-growth-fund"
    },
    {
      "fund_name": "Cashplus Fund",
      "fund_type": "Defensive",
      "fees_one_year_pct": 0.91,
      "five_year_average_return_pct": null,
      "risk_indicator": 1,
      "url": "https://fundcompare.co.nz/funds/generate/cashplus-fund"
    },
    {
      "fund_name": "Stepping Stones 46-55",
      "fund_type": "Balanced",
      "fees_one_year_pct": 1.36,
      "five_year_average_return_pct": 6.15,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/generate/stepping-stones-46-55"
    },
    {
      "fund_name": "Stepping Stones Growth 76+",
      "fund_type": "Conservative",
      "fees_one_year_pct": 1.21,
      "five_year_average_return_pct": null,
      "risk_indicator": 3,
      "url": "https://fundcompare.co.nz/funds/generate/stepping-stones-growth-76"
    },
    {
      "fund_name": "Stepping Stones Growth 61-75",
      "fund_type": "Balanced",
      "fees_one_year_pct": 1.26,
      "five_year_average_return_pct": null,
      "risk_indicator": 3,
      "url": "https://fundcompare.co.nz/funds/generate/stepping-stones-growth-61-75"
    },
    {
      "fund_name": "Thematic Fund",
      "fund_type": "Aggressive",
      "fees_one_year_pct": 1.31,
      "five_year_average_return_pct": null,
      "risk_indicator": 5,
      "url": "https://fundcompare.co.nz/funds/generate/thematic-fund"
    },
    {
      "fund_name": "Stepping Stones 56-60",
      "fund_type": "Balanced",
      "fees_one_year_pct": 1.3,
      "five_year_average_return_pct": 5.49,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/generate/stepping-stones-56-60"
    },
    {
      "fund_name": "Stepping Stones Growth 51-55",
      "fund_type": "Growth",
      "fees_one_year_pct": 1.39,
      "five_year_average_return_pct": 7.96,
      "risk_indicator": 4,
      "url": "https://fundcompare.co.nz/funds/generate/stepping-stones-growth-51-55"
    }
  ],
  "sources": [
    "FMA Disclose register — https://disclose-register.companiesoffice.govt.nz/",
    "IRD KiwiSaver — https://www.ird.govt.nz/kiwisaver",
    "Sorted Fund Finder — https://fundfinder.sorted.org.nz/"
  ],
  "last_reviewed": "2026-06-15",
  "disclaimer": "This is an informational summary published by FundCompare NZ (https://fundcompare.co.nz) using publicly available data from the FMA Disclose register, IRD KiwiSaver, and Sorted Fund Finder. It does not constitute financial advice. FundCompare NZ is not a licensed Financial Advice Provider. Past performance is not indicative of future results — read each scheme's Product Disclosure Statement and consult a licensed financial adviser before making any decision. KiwiSaver® is a registered trademark of Inland Revenue."
}