# westpac KiwiSaver Scheme — PDS history

Every extracted Product Disclosure Statement for the westpac KiwiSaver Scheme, newest first. 5 PDS versions on file (period range: 2015-04-01 → 2025-09-24). Sourced from the FMA Disclose register (https://disclose-register.companiesoffice.govt.nz/) plus the provider's own website + Wayback Machine archives where applicable.

**Information only — not financial advice (FMCA s23 / Schedule 1).** PDS values are extracted verbatim from each PDF; always verify against the source PDS on FMA Disclose before relying on any of this.

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## PDS effective 2025-09-24

- **Management fee:** 0.70
- **External manager:** BT Funds Management (NZ) Limited
- **Custodian:** The New Zealand Guardian Trust Company Limited
- **Supervisor:** The New Zealand Guardian Trust Company Limited

**Changed from prior PDS (effective 2021-03-31):**

  - Management fee: 0.25 → 0.70
  - Member fee: 50 → (unset)

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## PDS effective 2021-03-31

- **Management fee:** 0.25
- **Member fee:** 50
- **External manager:** BT Funds Management (NZ) Limited
- **Custodian:** The New Zealand Guardian Trust Company Limited
- **Supervisor:** The New Zealand Guardian Trust Company Limited

**Changed from prior PDS (effective 2019-09-27):**

  - Management fee: 0.36 → 0.25
  - Member fee: (unset) → 50

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## PDS effective 2019-09-27

- **Management fee:** 0.36
- **External manager:** BT Funds Management (NZ) Limited
- **Custodian:** The New Zealand Guardian Trust Company Limited
- **Supervisor:** The New Zealand Guardian Trust Company Limited

**Changed from prior PDS (effective 2016-03-31):**

  - Management fee: (unset) → 0.36
  - External manager: (unset) → BT Funds Management (NZ) Limited
  - Custodian: (unset) → The New Zealand Guardian Trust Company Limited
  - Supervisor: (unset) → The New Zealand Guardian Trust Company Limited

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## PDS effective 2016-03-31


**Changed from prior PDS (effective 2015-04-01):**

  - Member fee: 2.25 → (unset)
  - External manager: BT Funds Management (NZ) Limited → (unset)
  - Custodian: The New Zealand Guardian Trust Company Limited → (unset)

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## PDS effective 2015-04-01

- **Member fee:** 2.25
- **External manager:** BT Funds Management (NZ) Limited
- **Custodian:** The New Zealand Guardian Trust Company Limited

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## Sources + related surfaces

- **FMA Disclose register:** https://disclose-register.companiesoffice.govt.nz/
- **Structured JSON:** https://fundcompare.co.nz/api/pds/westpac/facts.json
- **HTML per fund:** https://fundcompare.co.nz/funds/westpac/{fund-slug}/pds-history
- **MCP tool:** `get_pds_history({ scheme: "westpac" })` at https://fundcompare.co.nz/mcp
- **Atom feed:** https://fundcompare.co.nz/changes/westpac/feed.atom