{
  "@context": "https://schema.org",
  "@type": "Dataset",
  "name": "Product Disclosure Statement history — westpac KiwiSaver Scheme",
  "description": "Every extracted PDS version for the westpac KiwiSaver Scheme with consecutive-pair diffs. Sourced from FMA Disclose register + provider websites. Updated when a new PDS reissue is ingested.",
  "url": "https://fundcompare.co.nz/api/pds/westpac/facts.json",
  "creator": {
    "@type": "Organization",
    "name": "FundCompare NZ",
    "url": "https://fundcompare.co.nz"
  },
  "isBasedOn": {
    "@type": "Dataset",
    "name": "FMA Disclose register",
    "url": "https://disclose-register.companiesoffice.govt.nz/"
  },
  "license": "Information only — not financial advice (FMCA s23 / Schedule 1).",
  "scheme": "westpac",
  "count": 5,
  "earliest_period": "2015-04-01",
  "latest_period": "2025-09-24",
  "pds_versions": [
    {
      "period_date": "2015-04-01",
      "management_fee": null,
      "member_fee": "2.25",
      "buy_sell_spread": null,
      "performance_fee": null,
      "currency_hedging": null,
      "external_manager": "BT Funds Management (NZ) Limited",
      "custodian": "The New Zealand Guardian Trust Company Limited",
      "supervisor": null,
      "raw_summary": "Westpac PDS extracted: 4 fields populated.",
      "extracted_at": "2026-05-27T13:50:55.437+00:00"
    },
    {
      "period_date": "2016-03-31",
      "management_fee": null,
      "member_fee": null,
      "buy_sell_spread": null,
      "performance_fee": null,
      "currency_hedging": null,
      "external_manager": null,
      "custodian": null,
      "supervisor": null,
      "raw_summary": "auditor-only row — backfilled from AR before PDS extractor was added",
      "extracted_at": "2026-05-17T01:51:05.184+00:00"
    },
    {
      "period_date": "2019-09-27",
      "management_fee": "0.36",
      "member_fee": null,
      "buy_sell_spread": null,
      "performance_fee": null,
      "currency_hedging": null,
      "external_manager": "BT Funds Management (NZ) Limited",
      "custodian": "The New Zealand Guardian Trust Company Limited",
      "supervisor": "The New Zealand Guardian Trust Company Limited",
      "raw_summary": "Westpac PDS extracted: 4 fields populated.",
      "extracted_at": "2026-05-27T13:50:53.205+00:00"
    },
    {
      "period_date": "2021-03-31",
      "management_fee": "0.25",
      "member_fee": "50",
      "buy_sell_spread": null,
      "performance_fee": null,
      "currency_hedging": null,
      "external_manager": "BT Funds Management (NZ) Limited",
      "custodian": "The New Zealand Guardian Trust Company Limited",
      "supervisor": "The New Zealand Guardian Trust Company Limited",
      "raw_summary": "Westpac PDS extracted: 5 fields populated.",
      "extracted_at": "2026-05-27T13:34:05.864+00:00"
    },
    {
      "period_date": "2025-09-24",
      "management_fee": "0.70",
      "member_fee": null,
      "buy_sell_spread": null,
      "performance_fee": null,
      "currency_hedging": null,
      "external_manager": "BT Funds Management (NZ) Limited",
      "custodian": "The New Zealand Guardian Trust Company Limited",
      "supervisor": "The New Zealand Guardian Trust Company Limited",
      "raw_summary": "Westpac PDS extracted: 4 fields populated.",
      "extracted_at": "2026-05-27T13:50:47.756+00:00"
    }
  ],
  "consecutive_changes": [
    {
      "from_period": "2015-04-01",
      "to_period": "2016-03-31",
      "changed_fields": [
        {
          "field": "member_fee",
          "prior": "2.25",
          "current": null
        },
        {
          "field": "external_manager",
          "prior": "BT Funds Management (NZ) Limited",
          "current": null
        },
        {
          "field": "custodian",
          "prior": "The New Zealand Guardian Trust Company Limited",
          "current": null
        }
      ],
      "is_material_fee_change": true
    },
    {
      "from_period": "2016-03-31",
      "to_period": "2019-09-27",
      "changed_fields": [
        {
          "field": "management_fee",
          "prior": null,
          "current": "0.36"
        },
        {
          "field": "external_manager",
          "prior": null,
          "current": "BT Funds Management (NZ) Limited"
        },
        {
          "field": "custodian",
          "prior": null,
          "current": "The New Zealand Guardian Trust Company Limited"
        },
        {
          "field": "supervisor",
          "prior": null,
          "current": "The New Zealand Guardian Trust Company Limited"
        }
      ],
      "is_material_fee_change": true
    },
    {
      "from_period": "2019-09-27",
      "to_period": "2021-03-31",
      "changed_fields": [
        {
          "field": "management_fee",
          "prior": "0.36",
          "current": "0.25"
        },
        {
          "field": "member_fee",
          "prior": null,
          "current": "50"
        }
      ],
      "is_material_fee_change": true
    },
    {
      "from_period": "2021-03-31",
      "to_period": "2025-09-24",
      "changed_fields": [
        {
          "field": "management_fee",
          "prior": "0.25",
          "current": "0.70"
        },
        {
          "field": "member_fee",
          "prior": "50",
          "current": null
        }
      ],
      "is_material_fee_change": true
    }
  ],
  "related_surfaces": {
    "html_per_fund": "https://fundcompare.co.nz/funds/westpac/{fund-slug}/pds-history",
    "mcp_tool": "get_pds_history (scheme=\"westpac\") at https://fundcompare.co.nz/mcp",
    "markdown": "https://fundcompare.co.nz/api/pds/westpac/timeline.md",
    "atom_feed": "https://fundcompare.co.nz/changes/westpac/feed.atom"
  }
}